California licence, need motor insurance.
California licence, need motor insurance.
Author
Discussion

creampuff

Original Poster:

6,511 posts

172 months

Sunday 6th April 2014
quotequote all
My relos, who are Americans and have a California issued driving licence are coming to visit.

I want them to be able to drive my car.

I can't find anywhere that sells short term insurance to non-EU licence holders.

Any ideas?

HaloGen8

1,413 posts

158 months

Sunday 6th April 2014
quotequote all
For the cost of the excess etc. Would it not be cheaper to hire a small Kia or Polo for their visit?

996TT02

3,342 posts

169 months

Sunday 6th April 2014
quotequote all
Is it not about insuring the car so that other people can drive it? I.e. if there are any restrictions, such as named driver only, or age restrictions, removing those restrictions, and if there aren't any then nothing needs to be done.

If a US driving licence is valid in the UK then I don't see the problem.

I don't understand how you are trying to insure THEM.

creampuff

Original Poster:

6,511 posts

172 months

Monday 7th April 2014
quotequote all
996TT02 said:
I don't understand how you are trying to insure THEM.
Because that is how motor insurance works in the United Kingdom.

NateWM

1,742 posts

208 months

Monday 7th April 2014
quotequote all
creampuff said:
Because that is how motor insurance works in the United Kingdom.
I think his point is that all you really need to have insured is the car, not them.

Check your policy and see if it states anything about other drivers using your vehicle. If it says yes, then they will be fine.

ima poster

9 posts

161 months

Monday 7th April 2014
quotequote all
This is an old link but may be worth trying. Also Adrian flux are really good for oddball needs. http://www.telegraph.co.uk/motoring/caradvice/hone...

R I C H

62 posts

174 months

Monday 7th April 2014
quotequote all
I live in Canada and am visiting my parents in th UK this month. My father called his insurer to check if I'd be covered on his existing policy, and they just added my details - name and age. As simple as that.

NNH

1,548 posts

161 months

Monday 7th April 2014
quotequote all
R I C H said:
I live in Canada and am visiting my parents in th UK this month. My father called his insurer to check if I'd be covered on his existing policy, and they just added my details - name and age. As simple as that.
+1. While I lived in the USA, my mother in London had no problem adding me to her UK car insurance.

Ed.

2,176 posts

267 months

Monday 7th April 2014
quotequote all
NNH said:
R I C H said:
I live in Canada and am visiting my parents in th UK this month. My father called his insurer to check if I'd be covered on his existing policy, and they just added my details - name and age. As simple as that.
+1. While I lived in the USA, my mother in London had no problem adding me to her UK car insurance.
+2 Same for me when I was living in Canada.

creampuff

Original Poster:

6,511 posts

172 months

Tuesday 8th April 2014
quotequote all
NNH said:
+1. While I lived in the USA, my mother in London had no problem adding me to her UK car insurance.
Did you have a British licence or a licence issued by a US state?

Snowboy

8,028 posts

180 months

Tuesday 8th April 2014
quotequote all
creampuff said:
Did you have a British licence or a licence issued by a US state?
That's going to be the keep point that people have missed.
Most 'other drivers' clauses include a comment about value UK or EU driving licence.

I would think that most insurance companies would be able to add the parents, but you'd need to get past the call centre drones first and speak to someone with a bit of intelligence and authority.

NNH

1,548 posts

161 months

Tuesday 8th April 2014
quotequote all
creampuff said:
NNH said:
+1. While I lived in the USA, my mother in London had no problem adding me to her UK car insurance.
Did you have a British licence or a licence issued by a US state?
I had both, but i think my mother told the call centre about the Californian one. Similarly, when we moved back to the UK, although I used my UK licence for insurance, my wife's Califonian licence was fine for her as an additional driver on my (Admiral) policy.

Minemapper

933 posts

185 months

Tuesday 8th April 2014
quotequote all
US license holders can drive and be a named driver for up to 12 months on a UK vehicle. Just call your insurance co and ask for them to be added. I've done it numerous times for my MIL.