Cheapest to insure barge
Cheapest to insure barge
Author
Discussion

CaterhamJoy

Original Poster:

165 posts

202 months

Friday 25th April 2014
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Hey All

Just bought myself a track prepped 1970 Datsun 240z and I love it. My original plan was for it to be my only car. I don't drive to work, but I do often go places midweek, so I don't daily but I use a car more than just a sunny weekend.

Trouble is, I think I love it a little too much to daily it. I am planning on getting it resprayed and a few minor body issues worked out, and after that I want to keep it nice and tidy (as tidy as a track car can be). I will still want to drive it all the time (that is after all the point of it), but I would like something I can drive 1.3 miles to tescos and not worry about flooding the engine etc.

Add this to the fact I have always hankered after a barge, it seems like the perfect timing.

So, in peoples experience, what is the insurance friendliest barge (as a 24 year old, insurance is likely to be one of the biggest costs in a year)? Having the 240z as a second car should also lower the insurance (although its only 400 a year so its hardly expensive).

TIA (thats Thanks In Advance not This Is Africa)

Krikkit

27,938 posts

210 months

Friday 25th April 2014
quotequote all
I would think something like a small-engined W124 would fit the bill nicely, although I'm sure all can be had for reasonable cost.

GroundEffect

13,864 posts

185 months

Friday 25th April 2014
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It's entirely down to your own criteria; age, area, mileage etc.

Try old Volvos though.

CaterhamJoy

Original Poster:

165 posts

202 months

Friday 25th April 2014
quotequote all
I would prefer RWD and filled with leather.

728 is pretty high on my list currently.

Jawaman

271 posts

162 months

Friday 25th April 2014
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My V70 is quite cheap to insure. I'm 29, middle of the road post code and I'm paying £400 for the year. Mileage capped at 10k, includes business use as well just in case I need it.

It's a 2001 2.4 petrol with factory fitted 7 seats (apparently this ups the insurance slightly as you've the potential for 6 passengers claiming in an accident)

I'm pretty chuffed, cheaper than my mondeo which preceded it

hairykrishna

14,494 posts

232 months

Friday 25th April 2014
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Anything you can get on classic insurance. Engine size won't matter.

sparks_E39

12,738 posts

242 months

Friday 25th April 2014
quotequote all
CaterhamJoy said:
I would prefer RWD and filled with leather.

728 is pretty high on my list currently.
Anything like that should be reasonable to insure.

simonej

5,383 posts

209 months

Friday 25th April 2014
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Try a Rover 75 or Volvo 940 Mine is sub £200 when most others are twice that amount.

TinyCappo

2,106 posts

182 months

Friday 25th April 2014
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big engined E39 5 series are peanuts on insurance. E38 7 is a good shout too 728i is top shedding.

Jawaman

271 posts

162 months

Friday 25th April 2014
quotequote all
CaterhamJoy said:
I would prefer RWD and filled with leather.

728 is pretty high on my list currently.
Didn't see this when I posted, the volvo fails on the lack of RWD.

If I didn't need a wagon a 728i would be mighty high on the list.

Only niggle with them (for me) was the lack of a centre 3 point belt as standard (I've 3 kids)

CaterhamJoy

Original Poster:

165 posts

202 months

Friday 25th April 2014
quotequote all
Thanks so far guys (and gals).

Looks like I should go 728 hunting!

dbdb

5,187 posts

202 months

Friday 25th April 2014
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Old Jaguars are very cheap to insure.

I imagine a Jaguar XJ40 4 litre Sovereign will be no more than a 728i - and very probably cheaper.

sparks_E39

12,738 posts

242 months

Friday 25th April 2014
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The 728i will be a great car, I had that engine in my first E39.

0a

24,137 posts

223 months

Friday 25th April 2014
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I had no no claims following a few years in London without my own car.

What attracted me to my merc 300e was that it was around 1/3 the insurance cost of the 728s I was looking at, and actually cheaper than a fiesta! I hadn't even considered an old merc before.

I suspect this is because it was over some magic 20 year line (though I am not on classic insurance) - a 3 year younger car was double.

To start with get on the comparison sites with an excel spreadsheet and run through every possible you could buy!

CaterhamJoy

Original Poster:

165 posts

202 months

Friday 25th April 2014
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Hmmm. Hadn't thought about a 300e to be fair.

What about an E39 touring, are they cheap to ensure?

Soupie69uk

1,107 posts

246 months

Friday 25th April 2014
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An A8 would be decent too, apart from it comes in FWD and quattro.

TinyCappo

2,106 posts

182 months

Friday 25th April 2014
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yep had a 540 touring for a year sub £400 for a year with 10kpa at 29. not the cheapest barge maintenance wise if the rear suspension plays up but ended up doing nearly 30k with little more than servicing a new draglink and a rear levelling sensor whcih came to about £1000 for those 30,000 miles. purchase price of £1700

R6VED

1,490 posts

169 months

Friday 25th April 2014
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Have you looked into Lexus GS 300's or LS 400's. They can both be had dirt cheap and leather and RWD are pretty much a given.

I had a quick look today and am tempted by a £600 GS300 12 miles from me. I run a 55plate CLS 500 currently and have so far avoided any massive bills (18 months - fingers crossed) but fancy doing a bit of shedding for a while.

TinyCappo

2,106 posts

182 months

Friday 25th April 2014
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gs300 is the TT supra engine and box in a 4door chassis non?

CaterhamJoy

Original Poster:

165 posts

202 months

Friday 25th April 2014
quotequote all
Indeed, there is a £600 GS300 that isnt far from me that is a serious contender!

I shall run some qoutes!