Can I insure a sorn car?
Can I insure a sorn car?
Author
Discussion

JDMDrifter

Original Poster:

4,063 posts

194 months

Wednesday 4th June 2014
quotequote all
Hi all,

I'm on the verge of selling my car and as such the insurance will be cancelled. However being a young chap I don't wanna lose my 2 years NCD. I have my project car in the garage which is sorned, waiting to be put back on the road. Can I transfer my insurance to the SORN car then put it back on the road in my own time?

Alex

Road2Ruin

6,460 posts

245 months

Wednesday 4th June 2014
quotequote all
Yes. I sorn my convertible for a few months every year but insurance remains. The insurance co don't care less chance of you crashing it!

cologne2792

2,151 posts

155 months

Wednesday 4th June 2014
quotequote all
Yes.

xRIEx

8,180 posts

177 months

Wednesday 4th June 2014
quotequote all
JDMDrifter said:
I'm on the verge of selling my car and as such the insurance will be cancelled. However being a young chap I don't wanna lose my 2 years NCD.
NCB will remain valid for two years after a policy is cancelled. Just make sure you obtain proof from the broker/insurer when you cancel the policy.

JDMDrifter

Original Poster:

4,063 posts

194 months

Wednesday 4th June 2014
quotequote all
Aye, I understand that but I'm currently building up my 2nd year. Cheers for the help guys!

TooMany2cvs

29,008 posts

155 months

Wednesday 4th June 2014
quotequote all
If you couldn't, you'd never be able to tax it and take it off SORN, since it needs to be insured to do that.

aw51 121565

4,773 posts

262 months

Thursday 5th June 2014
quotequote all
They* don't check a vehicle's insurance status when taxing a vehicle nowadays.

*DVLA if (re)taxing online, or at the PO if (re)taxing offline - it'a all about the database(s) in these 'enlightened' ( rofl ) times wink .

xRIEx

8,180 posts

177 months

Thursday 5th June 2014
quotequote all
aw51 121565 said:
They* don't check a vehicle's insurance status when taxing a vehicle nowadays.

*DVLA if (re)taxing online, or at the PO if (re)taxing offline - it'a all about the database(s) in these 'enlightened' ( rofl ) times wink .
Are you sure?

TooMany2cvs

29,008 posts

155 months

Thursday 5th June 2014
quotequote all
Whether they actually check or not is kinda irrelevant, unless you're fond of committing continuous insurance offences.

Riley Blue

23,205 posts

255 months

Thursday 5th June 2014
quotequote all
My project car was insured against fire and theft the day I brought it home over two years ago even though it's far from being a runner.