Insurers who specialise in points?
Insurers who specialise in points?
Author
Discussion

Slow

Original Poster:

6,973 posts

166 months

Wednesday 2nd July 2014
quotequote all
Being just 19 and now having 6 points on my licence insurance is abit poo.
Is there any insurers who specialise in people with points?

dododo

761 posts

156 months

Wednesday 2nd July 2014
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How about just not driving like a knob and live with it?

Riknos

4,701 posts

233 months

Wednesday 2nd July 2014
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dododo said:
How about just not driving like a knob and live with it?
roflrofl

Good advice, to be fair...


Slow

Original Poster:

6,973 posts

166 months

Saturday 12th July 2014
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So update to this, got insured for £559.

Less than half last years price.

The Moose

23,677 posts

238 months

Saturday 12th July 2014
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How are you just 19 with 6 points and still a licence? We're some won on a moped?

Slow

Original Poster:

6,973 posts

166 months

Saturday 12th July 2014
quotequote all
Had to redo my tests

CBR JGWRR

6,583 posts

178 months

Saturday 12th July 2014
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This thread isn't going to end well...

Slow

Original Poster:

6,973 posts

166 months

Saturday 12th July 2014
quotequote all
CBR JGWRR said:
This thread isn't going to end well...
Slow said:
So update to this, got insured for £559.

Less than half last years price.

steveeeW

282 posts

164 months

Saturday 12th July 2014
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Please don't tell me it was due to speeding, considering your name...


dododo

761 posts

156 months

Sunday 13th July 2014
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Slow said:
So update to this, got insured for £559.

Less than half last years price.
Shame.

19 with 6 points...? There's a clear message there for you.

Mastodon2

14,324 posts

194 months

Sunday 13th July 2014
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Have you considered a bus pass?

The Moose

23,677 posts

238 months

Sunday 13th July 2014
quotequote all
Mastodon2 said:
Have you considered a bus pass?
I think that's a bit harsh without knowing the reasons etc. it's easy to get a couple of 3 pointers for pretty innocuous things so if suggest you get off your high horse!

Geekman

2,907 posts

175 months

Sunday 13th July 2014
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dododo said:
How about just not driving like a knob and live with it?
Plenty of ways to get 6 points without driving like a knob.

That said, I find it hard to believe that you can be legitimately insured for £599 at 19 with 6 points, assuming it's a car and not a bike you're insured on.

TwigtheWonderkid

49,040 posts

179 months

Sunday 13th July 2014
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Geekman said:
Plenty of ways to get 6 points without driving like a knob.

That said, I find it hard to believe that you can be legitimately insured for £599 at 19 with 6 points, assuming it's a car and not a bike you're insured on.
He must live in the Outer Hebrides or something. Either that or he's fronting.

lookingforajob

1,339 posts

147 months

Monday 14th July 2014
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OP - ignore the annoying little busy bodies who write on forums knocking others, and accusing people of fronting (which even if you are has absolutely nothing to do with them). They are only making up for their stty little lives where no one cares about what they have to say in person.

At 19 I had 9 points on my license. The first day I got a car I managed to crash is in spectacular fashion on the motorway. I've since then driven hundreds of thousands of miles and not had another crash. I've also learnt not to pick up points by using a tomtom with speed camera notifications and learning where they like to hide and get you. Although I have picked up a few along the way.

None of that proves I'm a good driver (I'm really average) - but it does prove I'm not a conceited moron who gets my thrills from having a pop at youngsters on the internet.

Oh and congratulations on your insurance price. I've found that points do not count that much when it comes to renewals - certainly not as much as some would like to believe.





TooMany2cvs

29,008 posts

155 months

Monday 14th July 2014
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The Moose said:
I think that's a bit harsh without knowing the reasons etc. it's easy to get a couple of 3 pointers for pretty innocuous things so if suggest you get off your high horse!
It's easy to get the first one.
If you have a modicum of clue, then it's easy to avoid the second one by driving as if not getting more points is the difference between continuing to drive and going back to L-plates. Which, for somebody in the first two years of their licence, it is.

TwigtheWonderkid

49,040 posts

179 months

Monday 14th July 2014
quotequote all
lookingforajob said:
OP - ignore the annoying little busy bodies who write on forums knocking others, and accusing people of fronting (which even if you are has absolutely nothing to do with them).
Well actually it does. When people are fronting they are paying less into the pot than they should, meaning the rest of us make up the shortfall by paying more. If no one was fronting, and everyone told the truth and disclosed all their claims, convictions, business use, etc, then I would be paying less.

carreauchompeur

18,321 posts

233 months

Monday 14th July 2014
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rofl Judgemental thread is judgemental.

Mr SFJ

4,089 posts

151 months

Monday 14th July 2014
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Well seeing as I'm A year older, with 2 years NCB and no points, my premium is £600.

Sounds a little BS'itty to me.

DervVW

2,223 posts

168 months

Monday 14th July 2014
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I pay more than that at 32 with 10 years no claims and 3 points from way back in 2010.... git