Extended Warranty rip off !!!.
Discussion
A little heads up " warning" I've been a fully paid up customer of 
for many years both cars and household appliances . I've just been rejected for a claim on BMW zed 4 roof motor albeit I had the same problem with an earlier zed and no problem claim . I've warned bmw car club who recommend them so I'm passing this advice on .
I would have been better to save the money in a piggy bank . Be warned !!!!
ETA
No names please.
for many years both cars and household appliances . I've just been rejected for a claim on BMW zed 4 roof motor albeit I had the same problem with an earlier zed and no problem claim . I've warned bmw car club who recommend them so I'm passing this advice on .I would have been better to save the money in a piggy bank . Be warned !!!!
ETA
No names please.
Edited by Big Al. on Wednesday 9th July 19:35
oilslick said:
Assuming you have their LuxuryCare policy the following is one of the specific exclusions "folding roofs & folding roof frames & mechanisms" so while I wish you luck I think you're on a hiding to nothing.
Not uncommon with warranty policies. Unless the user really examines the exclusions in detail there will be claims which are not covered. I would just be glad that they did not refuse the first claim. Soft tops are notoriously suspect hence the exclusion. Cheaper to carry your own risk. Save the money up you would pay and every chance you will win. Plus then there can be no exclusions.In my experience play a straight bat. The policy I have on the Discovery is one down from 'Luxury Care' so works on a list of what is included, rather than what is excluded: they've adhered to the letter of it on wear and tear, too, stumping up for worn-out suspension bushes at 90k miles and agreeing to replace the complete wishbones rather than forcing my indy to swap the bushes out.
ETA
No names please.
play a straight bat. The policy I have on the Discovery is one down from 'Luxury Care' so works on a list of what is included, rather than what is excluded: they've adhered to the letter of it on wear and tear, too, stumping up for worn-out suspension bushes at 90k miles and agreeing to replace the complete wishbones rather than forcing my indy to swap the bushes out.ETA
No names please.
Edited by Big Al. on Wednesday 9th July 19:36
tonymor said:
I've been a fully paid up customer of for many years both cars and household appliances . I've just been rejected for a claim
Seriously, I'm not sure why anybody would be surprised by this. IMO these warranties are generally not worth the paper they're written on, with the exception of allowing you to sleep at night IF your car doesn't bork, as you BELIEVE you have cover. I wonder what percentage of claims they all actually pay out on? Sure there will be people here who have had claims paid but it wouldn't surprise me if they were found to pay somewhere between 10-15% only of claims submitted? I was sold one once, when I was young and gullible, but I'd never pay money for one again. for many years both cars and household appliances . I've just been rejected for a claim Edited by CAPP0 on Wednesday 9th July 18:04
CAPP0 said:
tonymor said:
I've been a fully paid up customer of for many years both cars and household appliances . I've just been rejected for a claim
Seriously, I'm not sure why anybody would be surprised by this. IMO these warranties are generally not worth the paper they're written on, with the exception of allowing you to sleep at night IF your car doesn't bork, as you BELIEVE you have cover. I wonder what percentage of claims they all actually pay out on? Sure there will be people here who have had claims paid but it wouldn't surprise me if they were found to pay somewhere between 10-15% only of claims submitted? I was sold one once, when I was young and gullible, but I'd never pay money for one again. for many years both cars and household appliances . I've just been rejected for a claim Edited by CAPP0 on Wednesday 9th July 18:04
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