F Type... smashed
Discussion
Right, I'm not going to go into the circumstances of the accident, but on Saturday I was involved in a collision which caused some decent damage to the side of my two month old F Type, sob! The side airbag deployed, the rear wheel appears bent out of alignment, and there is significant bodywork damage.
I've never been in an accident before, and have never claimed on insurance. I assume this level of damage will be repairable, but I'm not sure of the tricks of the insurance trade. Any clankies notice anything particularly worrying from the pic, and are there any tips regarding dealing with insurance companies? How would jaguar accident management deal with my insurer?
I've never been in an accident before, and have never claimed on insurance. I assume this level of damage will be repairable, but I'm not sure of the tricks of the insurance trade. Any clankies notice anything particularly worrying from the pic, and are there any tips regarding dealing with insurance companies? How would jaguar accident management deal with my insurer?
Edited by Pablosammy on Monday 4th August 21:31
Baryonyx said:
Try and avoid mentioning to your insurer the part where you lost control and slid into the roadside furniture.
Speaking from rather painful experience I take it?I'm going to guess the OP was drifting around a roundabout, held a lovely slide, the car snapped back a bit suddenly and it ended up spinning, hitting the curb side on, bouncing up onto a grass verge and hitting a bit of armco.
Not that I'm speaking from experience.
As mentioned, I'm not here to discuss the events prior to the bump.s3fella said:
Won't that be written off? Looks to have had a goodly wack on the suspension.
Door, sil, rear suspension, wheel, paint etc? 10k gone in a flash?
Depends how much suspension damage there is, but won't be cheap!
You reckon? The insurer replaces the car if damage is greater than 55% of the value. I make that around £25k... Door, sil, rear suspension, wheel, paint etc? 10k gone in a flash?
Depends how much suspension damage there is, but won't be cheap!
I would firstly avoid Accident Management Companies as the claim will spiral out of control and wether it's your fault or not, the total cost of the claim will have an impact when you renew your insurance. Depending on the terms of your insurance policy, you may have to pay an excess to have the car repaired at a workshop of your choice and when you call your insurance company, they may try to insist you to take the car to their approved bodyshop.
If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
BlackGT3 said:
I would firstly avoid Accident Management Companies as the claim will spiral out of control and wether it's your fault or not, the total cost of the claim will have an impact when you renew your insurance. Depending on the terms of your insurance policy, you may have to pay an excess to have the car repaired at a workshop of your choice and when you call your insurance company, they may try to insist you to take the car to their approved bodyshop.
If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
That's the sort of advice I was after, cheers for the help.If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
matthias73 said:
I'm going to guess the OP was drifting around a roundabout, held a lovely slide, the car snapped back a bit suddenly and it ended up spinning, hitting the curb side on, bouncing up onto a grass verge and hitting a bit of armco.
Sounds like all the OP needed was a........Pablosammy said:
BlackGT3 said:
I would firstly avoid Accident Management Companies as the claim will spiral out of control and wether it's your fault or not, the total cost of the claim will have an impact when you renew your insurance. Depending on the terms of your insurance policy, you may have to pay an excess to have the car repaired at a workshop of your choice and when you call your insurance company, they may try to insist you to take the car to their approved bodyshop.
If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
That's the sort of advice I was after, cheers for the help.If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
When my car was battered in a hailstorm accident, my insurer wanted to send it to their approved repairer. However, the car has full main dealer BMW history so I wanted it repaired at a main dealer.
They insisted I would have to pay my own excess, so I called my local BMW dealer and suggested that, if they pay my excess, I would let them have the ~£7k worth of bodywork job to which they happily agreed.
Insurance company happy, me happy, bodyshop happy!
ETA they threw in a courtesy car too (the BMW dealer) which was far nicer than the one on offer from the insurer.
BlackGT3 said:
I would firstly avoid Accident Management Companies as the claim will spiral out of control and wether it's your fault or not, the total cost of the claim will have an impact when you renew your insurance. Depending on the terms of your insurance policy, you may have to pay an excess to have the car repaired at a workshop of your choice and when you call your insurance company, they may try to insist you to take the car to their approved bodyshop.
If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
The OP can insist all he wants, but it is very much dependent on the insurance company that he uses. They WILL dictate where the car is repaired and any accident management company.If I was in your shoes, I would insist the car needs to go to either a Jaguar approved bodyshop or a bodyshop of your choice. Given the suspension damage, your car will need to have this sorted properly with a full Geo, and may need a new wheel. Jaguar or a quality repairer should ensure this happens. The "approved" bodyshop's are likely to do the minimum. Your insurer may also state that a loan car is not available if you opt for a repairer of your choice.
For example Direct Line use their own OEM approved workshops but will not necessarily replace with OEM parts. In my experience Mercedes Insurance meant that all OEM parts were used.
I would suggest the OP refers to both the insurer and the insurer's T&C's for clear advice.
So many people buy insurance on price alone, hopefully the OP will have a good ensurer and all will go smoothly.
s3fella said:
Won't that be written off? Looks to have had a goodly wack on the suspension.
Door, sil, rear suspension, wheel, paint etc? 10k gone in a flash?
Depends how much suspension damage there is, but won't be cheap!
Sill's just a plastic cover, by the look. Is there any front or rear wing damage?Door, sil, rear suspension, wheel, paint etc? 10k gone in a flash?
Depends how much suspension damage there is, but won't be cheap!
Suspension'll just be bolt-on stuff, unlikely to have tweaked the mountings.
So a bit of unbolt-rebolt, and a door. Maybe just a skin and a bit of panel-beating to the bottom edge. If something like a 2mo F-type's written off for THAT sort of minor damage...
Pablosammy said:
As mentioned, I'm not here to discuss the events prior to the bump.
Aww... Come on, don't be a spoilsport! Tell us all the details so that we can throw electronic rotten tomatoes and cast aspersions on your manliness!Glad to hear that the squashy parts of the equation are all well; tell us which part of the UK you're in and you may find some good recommendations for a local bodyshop. If you're near Crawley then I'd recommend SL Restoration, they're the local MB approved bodyshop and when my wife's car was there (the concrete post just jumped out at her...) they were working on all sorts from a 458, a Bentley Conti, a couple of Cayennes.
TooMany2cvs said:
s3fella said:
Won't that be written off? Looks to have had a goodly wack on the suspension.
Door, sil, rear suspension, wheel, paint etc? 10k gone in a flash?
Depends how much suspension damage there is, but won't be cheap!
Sill's just a plastic cover, by the look. Is there any front or rear wing damage?Door, sil, rear suspension, wheel, paint etc? 10k gone in a flash?
Depends how much suspension damage there is, but won't be cheap!
Suspension'll just be bolt-on stuff, unlikely to have tweaked the mountings.
So a bit of unbolt-rebolt, and a door. Maybe just a skin and a bit of panel-beating to the bottom edge. If something like a 2mo F-type's written off for THAT sort of minor damage...
moffat said:
The OP can insist all he wants, but it is very much dependent on the insurance company that he uses. They WILL dictate where the car is repaired and any accident management company.
For example Direct Line use their own OEM approved workshops but will not necessarily replace with OEM parts. In my experience Mercedes Insurance meant that all OEM parts were used.
I would suggest the OP refers to both the insurer and the insurer's T&C's for clear advice.
So many people buy insurance on price alone, hopefully the OP will have a good ensurer and all will go smoothly.
I beleive its your right to specify a repair garage - and Direct Line will let you do this. They may insist otherwise, but you just have to insist on the one you want. I've done this with them and it all went smooth.For example Direct Line use their own OEM approved workshops but will not necessarily replace with OEM parts. In my experience Mercedes Insurance meant that all OEM parts were used.
I would suggest the OP refers to both the insurer and the insurer's T&C's for clear advice.
So many people buy insurance on price alone, hopefully the OP will have a good ensurer and all will go smoothly.
Accident management company - used them and were very efficient. But, did get lots of calls later asking me to basically fabricate an injury claim.
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