accept claim or not??
Discussion
JamesD1 said:
If they havn't done any damage to the bumper i'd say its highly unlikely that you've got any structual damage.
Odd nowdays for people to leave details, personally i'm not one for causing a fuss over nothing so i'd tell them not to bother and thanks for leaving details.
yeh i think ill tell him not to botherOdd nowdays for people to leave details, personally i'm not one for causing a fuss over nothing so i'd tell them not to bother and thanks for leaving details.
The Spruce goose said:
what is the car, most bumpers have a lot of give, it would show up before internal damage.
chuck it in the bin and forget about it.
Unless the external "bumper" (bit of plastic) was forced in and then popped back out, which could disguise damage to the internal structure I would think.chuck it in the bin and forget about it.
Any idea what sort of speed? Probably worth lifting the boot carpet and having a good look for wrinkling at the very least.
In your place I would want to get the car checked out.
I had a low-speed bump about 5 years ago. Pretty girl drove into the back of my car. No visual damage but we till swapped details (I nearly didn't). The bumper was unmarked, but there was a lot of damage underneath! Cost nearly £3500 to fix!
I had a low-speed bump about 5 years ago. Pretty girl drove into the back of my car. No visual damage but we till swapped details (I nearly didn't). The bumper was unmarked, but there was a lot of damage underneath! Cost nearly £3500 to fix!
sunbeam alpine said:
In your place I would want to get the car checked out.
I had a low-speed bump about 5 years ago. Pretty girl drove into the back of my car. No visual damage but we till swapped details (I nearly didn't). The bumper was unmarked, but there was a lot of damage underneath! Cost nearly £3500 to fix!
jesus what was broke? this was probably at about 2-5mph as she was reversingI had a low-speed bump about 5 years ago. Pretty girl drove into the back of my car. No visual damage but we till swapped details (I nearly didn't). The bumper was unmarked, but there was a lot of damage underneath! Cost nearly £3500 to fix!
dieseluser07 said:
blueg33 said:
I had this, and it turned out that the bumper mounting clips were damaged and needed to be replaced.
Damage was invisble unless you were under the car and testing the integrity of the clips
how much did this cost? anyway to test?Damage was invisble unless you were under the car and testing the integrity of the clips
dieseluser07 said:
sunbeam alpine said:
In your place I would want to get the car checked out.
I had a low-speed bump about 5 years ago. Pretty girl drove into the back of my car. No visual damage but we till swapped details (I nearly didn't). The bumper was unmarked, but there was a lot of damage underneath! Cost nearly £3500 to fix!
jesus what was broke? this was probably at about 2-5mph as she was reversingI had a low-speed bump about 5 years ago. Pretty girl drove into the back of my car. No visual damage but we till swapped details (I nearly didn't). The bumper was unmarked, but there was a lot of damage underneath! Cost nearly £3500 to fix!
The accident pushed the whole back of the car down, causing the rear wheel arches to bow outwards. The chassis had to be straightened and reinforced, which pushed up the cost.
It would not affect your NCB but you tend to have to declare any claim, regardless of blame, when you next apply for car insurance. People on here will know better than me if it increases your premium but it appeared to have that effect when a similar thing happened to me.
It's worth having a flick through the terms of your policy if you wish to pursue this - I am sure that pretty much guides you what to do, including informing your own insurer of the incident, I would presume.
It's worth having a flick through the terms of your policy if you wish to pursue this - I am sure that pretty much guides you what to do, including informing your own insurer of the incident, I would presume.
Someone drove into the back of my wife's car last year at low speed. Guy was mortified, handed over details, apologised profusely.
I had a look that evening - there was a small mark on the bumper, but shut lines were perfect, boot floor was fine, couldn't see owt from underneath.
We told the guy just not to bother - it's a 3k car and it just looked like another small, barely discernible stonechip. 2 days later a huge bunch of flowers, card, and handwritten apology arrived for my wife.
Nice chap.
I had a look that evening - there was a small mark on the bumper, but shut lines were perfect, boot floor was fine, couldn't see owt from underneath.
We told the guy just not to bother - it's a 3k car and it just looked like another small, barely discernible stonechip. 2 days later a huge bunch of flowers, card, and handwritten apology arrived for my wife.
Nice chap.dieseluser07 said:
do i need to tell my insurer if there is no damage to my car and im not claiming??
obviously the other party will of submitted my details to thier insurance company. Is there anything that could come back on me if i dont tell them?? (im trying to avoid increasing my premium)
No idea what the legally correct/sound reply is, but the common sense one is clearly 'no'. You did not witness any impact, there's no damage to your car. Did this impact really happen? It would be a bit harsh if your premium rose on the basis of one person's word, which could possibly be mistaken.obviously the other party will of submitted my details to thier insurance company. Is there anything that could come back on me if i dont tell them?? (im trying to avoid increasing my premium)
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