Which costs you more?
Author
Discussion

c81

Original Poster:

20 posts

144 months

Friday 24th October 2014
quotequote all
Vehicle tax or Insurance?
Just looking at the vehicle tax reminder on my desk and I realised that for the first time, all of my cars actually cost more to tax than insure!

For interest the ratio is Annual Road tax is 1.4 times more expensive than insurance for the same period.

Can this be used as some sort of PH scale?

luckystrike

536 posts

211 months

Friday 24th October 2014
quotequote all
c81 said:
Vehicle tax or Insurance?
Just looking at the vehicle tax reminder on my desk and I realised that for the first time, all of my cars actually cost more to tax than insure!

For interest the ratio is Annual Road tax is 1.4 times more expensive than insurance for the same period.

Can this be used as some sort of PH scale?
Insurance. Still over £300, tax is £285 on the car and £58 for the bike.

nitrodave

1,262 posts

168 months

Friday 24th October 2014
quotequote all
I pay £950 to insure 3 cars and £660 to tax them

1878

824 posts

193 months

Friday 24th October 2014
quotequote all
£480 for the tax, £160 for the insurance.

JakeThePeg

4,089 posts

152 months

Friday 24th October 2014
quotequote all
£180 to tax
£700 to insure.

voyds9

8,490 posts

313 months

Friday 24th October 2014
quotequote all
Tax £225
Ins £255 but that is 25k miles and business use.

ryanthescot

287 posts

184 months

Friday 24th October 2014
quotequote all
Insurance for me.

£475 for one car fully comp and £450 for the other 3rd party so not far off £1000 for 11k miles of insurance in a year.

I think Tax is £265 each.

I hate insurance costs.

peterattheboro

1,375 posts

213 months

Friday 24th October 2014
quotequote all
Insurance: £340
Tax £285

Nearly there smile

LordHaveMurci

12,338 posts

199 months

Friday 24th October 2014
quotequote all
Over the three cars it's about evens. One is dearer to tax than insure, for the other two insurance is marginally higher.

J4CKO

46,900 posts

230 months

Friday 24th October 2014
quotequote all
Tax £500 + £215 + £20 = £735

Insurance £260 + £240 + £650 = £1150

insurance would be cheaper, nearer £600 for all three but had to add my eldest on as a driver to one.


Shaoxter

4,610 posts

154 months

Friday 24th October 2014
quotequote all
For 3 cars:

Tax ~£800
Insurance ~£1900

Ah yes, the joys of living in London smile

PositronicRay

29,021 posts

213 months

Friday 24th October 2014
quotequote all
2 cars

RFL £295
ins £300 (ish)

So about the same

oldnbold

1,280 posts

176 months

Friday 24th October 2014
quotequote all
Porsche 993

RFL £230
Ins £160

Triumph Speed Triple

RFL £70
Ins £110

TheBALDpuma

5,941 posts

198 months

Friday 24th October 2014
quotequote all
Mondeo ST220 estate

Tax: £275 (I think)
Insufrance: ~£600

Nedzilla

2,439 posts

204 months

Friday 24th October 2014
quotequote all
Audi R8:
Tax£490
Insurance£504

hacksaw

810 posts

147 months

Friday 24th October 2014
quotequote all
2 cars here

Mitsubishi Lancer Ralliart
Tax - £500
Insurance £270

Figure of 1.85

V70 T5
Tax - £285
Insurance - £390

Figure of 0.73

Totals are
Tax - £785
Insurance - £660

Combined figure - 1.19

phil4

1,649 posts

268 months

Friday 24th October 2014
quotequote all
All cost me more to insure, by 2:1 or more.

BobSaunders

3,110 posts

185 months

Friday 24th October 2014
quotequote all
£440 for tax, £800 to ensure.

chrispwill

177 posts

154 months

Friday 24th October 2014
quotequote all
£300 tax.. and £2200 insurance frown

TPFT only aswell

kambites

71,550 posts

251 months

Friday 24th October 2014
quotequote all
Insurance on both cars.