new car been smashed, how to get rid?
Discussion
A girl at work bought a new (to her) car last week, picked it up from the dealer on Monday. Shoved off the road by a bus on Friday (bus company has admitted full liability). It's a close thing but it looks like it's not going to written off by insurers but she really doesn't want it any more, she got a real shock and the incident has taken the shine off having a new car and she was hoping it was going to be written off completely so she could start again. It's a 62 reg Fiat Bravo and she's bought it fully on finance. She hasn't made any payments yet. Is there anything she can do get rid other than waiting for it to be fixed then trading it in for what'll probably be a big loss?
vanordinaire said:
A girl at work bought a new (to her) car last week, picked it up from the dealer on Monday. Shoved off the road by a bus on Friday (bus company has admitted full liability). It's a close thing but it looks like it's not going to written off by insurers but she really doesn't want it any more, she got a real shock and the incident has taken the shine off having a new car and she was hoping it was going to be written off completely so she could start again. It's a 62 reg Fiat Bravo and she's bought it fully on finance. She hasn't made any payments yet. Is there anything she can do get rid other than waiting for it to be fixed then trading it in for what'll probably be a big loss?
whose insurers hers or theirs?
king luck. saaby93 said:
vanordinaire said:
A girl at work bought a new (to her) car last week, picked it up from the dealer on Monday. Shoved off the road by a bus on Friday (bus company has admitted full liability). It's a close thing but it looks like it's not going to written off by insurers but she really doesn't want it any more, she got a real shock and the incident has taken the shine off having a new car and she was hoping it was going to be written off completely so she could start again. It's a 62 reg Fiat Bravo and she's bought it fully on finance. She hasn't made any payments yet. Is there anything she can do get rid other than waiting for it to be fixed then trading it in for what'll probably be a big loss?
whose insurers hers or theirs?Theirs she thinks, they offered to do everything, bring a courtesy car then take hers away, no need to involve her own insurance, but she insisted on involving her own insurers. They told her they would liase with the bus company/ insurers, then called her back half an hour later and told her it would be picked up next day and courtesy car left instead. That's been done but she doesn't know who by.
vanordinaire said:
saaby93 said:
vanordinaire said:
A girl at work bought a new (to her) car last week, picked it up from the dealer on Monday. Shoved off the road by a bus on Friday (bus company has admitted full liability). It's a close thing but it looks like it's not going to written off by insurers but she really doesn't want it any more, she got a real shock and the incident has taken the shine off having a new car and she was hoping it was going to be written off completely so she could start again. It's a 62 reg Fiat Bravo and she's bought it fully on finance. She hasn't made any payments yet. Is there anything she can do get rid other than waiting for it to be fixed then trading it in for what'll probably be a big loss?
whose insurers hers or theirs?Theirs she thinks, they offered to do everything, bring a courtesy car then take hers away, no need to involve her own insurance, but she insisted on involving her own insurers. They told her they would liase with the bus company/ insurers, then called her back half an hour later and told her it would be picked up next day and courtesy car left instead. That's been done but she doesn't know who by.
saaby93 said:
'Her' insurers have taken it away to their 'specialist' repairers to claim from the bus insurers?
Some friends of ours had their car repaired in ridiculous circumstances - damage was more than the car worth (it should be written off at 60%) and car hire fees were almost as much as the repair cost.It seems it's in the no-fault insurers interests to make as much of a meal out of it as they can.
Sheepshanks said:
saaby93 said:
'Her' insurers have taken it away to their 'specialist' repairers to claim from the bus insurers?
Some friends of ours had their car repaired in ridiculous circumstances - damage was more than the car worth (it should be written off at 60%) and car hire fees were almost as much as the repair cost.It seems it's in the no-fault insurers interests to make as much of a meal out of it as they can.
Am I the only one that thinks doing away with courtesy cars that seem to be handed out willy nilly would reduce insurance costs? My mate had one for 18 days when he claimed on his insurance for a wing mirror that had been kicked off his week old seat (the mirror cost £750-I kid you not)because the garage had to order one in.
Baryonyx said:
So what? Why scrap a fixable car? Why should the insurer not take the cheapest viable option? They're a business, not a charity.
Because if it is not your fault then you should be able to say "I don't want it". For a start that car will be worth loads less now as well.
If it is your fault then I tend to agree with you. But this wasn't.
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