Cheapest way to start a 17 year old
Discussion
Sons seventeen, and although there are different views when searching this site, has anyone definitively worked out the car and insurnace to start him off with the least financial pain?
His mum has bought him driving lessons first his birthday and then the whole room looked across at me for what to do after
His mum has bought him driving lessons first his birthday and then the whole room looked across at me for what to do after
my brother is currently learning to drive, me and my stepdad have been looking into car insurance etc and have been pleasently suprised at insurance prices on fiat panda's we are currently looking for one requiring tlc (bring purchase price down)insurance is around £750-£800 without a black box.
many new car schemes offering free insurance have an age limit usually 21, also look at oddball cars which we have but we are still finding that newer smallish cars seems to be cheaper to insure.
putting named drivers brings prices down a touch also insuring a car as a learner then paying the additional premium when passed can get you a cheapish years no claims.
many new car schemes offering free insurance have an age limit usually 21, also look at oddball cars which we have but we are still finding that newer smallish cars seems to be cheaper to insure.
putting named drivers brings prices down a touch also insuring a car as a learner then paying the additional premium when passed can get you a cheapish years no claims.
julian64 said:
Sons seventeen, and although there are different views when searching this site, has anyone definitively worked out the car and insurnace to start him off with the least financial pain?
His mum has bought him driving lessons first his birthday and then the whole room looked across at me for what to do after
Whichever he can afford with his own money?His mum has bought him driving lessons first his birthday and then the whole room looked across at me for what to do after
My sons ins quotes dropped by 1200 qhid just by adding his Mum on the policy AND mine dropped by £600 by removing her off mine, win win 
Mind that was on a fiesta 1.2 nit the cheapest ins option out there but better than a clio corsa or golf, they seem to be the highest rick on the road at the mo if his quotes are anything to go by ?
Mind that was on a fiesta 1.2 nit the cheapest ins option out there but better than a clio corsa or golf, they seem to be the highest rick on the road at the mo if his quotes are anything to go by ?
Meoricin said:
julian64 said:
Sons seventeen, and although there are different views when searching this site, has anyone definitively worked out the car and insurnace to start him off with the least financial pain?
His mum has bought him driving lessons first his birthday and then the whole room looked across at me for what to do after
Whichever he can afford with his own money?His mum has bought him driving lessons first his birthday and then the whole room looked across at me for what to do after
I think it would be unreasonable to hold your views.
A small van. No rear seats = no rear passengers to kill/maim/fix/compensate, so cheaper insurance. Cheap tyres. Cheap servicing. Usually a diesel. Usually wipe-clean/ultra hard wearing inside.
http://vans.autotrader.co.uk/used-vans/fiat/punto/...
...as an example.
ETA Don't buy it/fund it for him. Make him earn and spend his own money and he'll appreciate it more. I did it that way and I won. A mate had the silver spoon mummy/daddy's special little soldier treatment, and wrote off daddy's nice new Sierra (at the time), then just stamped his feet until they insured him on mummy's car.
http://vans.autotrader.co.uk/used-vans/fiat/punto/...
...as an example.
ETA Don't buy it/fund it for him. Make him earn and spend his own money and he'll appreciate it more. I did it that way and I won. A mate had the silver spoon mummy/daddy's special little soldier treatment, and wrote off daddy's nice new Sierra (at the time), then just stamped his feet until they insured him on mummy's car.
Edited by OpulentBob on Wednesday 11th February 13:38
MrAverage said:
my brother is currently learning to drive, me and my stepdad have been looking into car insurance etc and have been pleasently suprised at insurance prices on fiat panda's we are currently looking for one requiring tlc (bring purchase price down)insurance is around £750-£800 without a black box.
Who is that with? My son lives in a low risk area, and the cheapest quotes he's getting on the insurance aggregate sites are still ~£1500 for a Ford Ka or similar. The only cheaper ones are for a old classics, (e.g. 1960's VW Beetle), but the purchase price and bork factors are higher.
SS7
MrAverage said:
my brother is currently learning to drive, me and my stepdad have been looking into car insurance etc and have been pleasently suprised at insurance prices on fiat panda's we are currently looking for one requiring tlc (bring purchase price down)insurance is around £750-£800 without a black box.
many new car schemes offering free insurance have an age limit usually 21, also look at oddball cars which we have but we are still finding that newer smallish cars seems to be cheaper to insure.
putting named drivers brings prices down a touch also insuring a car as a learner then paying the additional premium when passed can get you a cheapish years no claims.
I think possibly you may be falling into a trap there. While a provisional driver the average cost seems to be about £800 comp for the year. Once passed the test the insurance rockets up to about £1800-2500. I assume because they are less supervised?many new car schemes offering free insurance have an age limit usually 21, also look at oddball cars which we have but we are still finding that newer smallish cars seems to be cheaper to insure.
putting named drivers brings prices down a touch also insuring a car as a learner then paying the additional premium when passed can get you a cheapish years no claims.
Will look at both new and second hand though
OpulentBob said:
A mate had the silver spoon mummy/daddy's special little soldier treatment, and wrote off daddy's nice new Sierra (at the time), then just stamped his feet until they insured him on mummy's car.
My parents bought me a car when I was 19 since I was away in uni and the car was the only viable way to get there. I was eternally grateful and drove that car for 5 years (a 1.2 Punto) until I got a job and moved out after finishing uni.
In actual fact, most people I know had their first car bought for them by their parents (or at least had their parents old car). And that's the heart of the Welsh valleys so hardly somewhere particularly well off!
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