Car insurance group till 6, 0-60 mph 10, budget till 2k

[krisdNb]

Hi i was wondering if fellow pistonheads could help me narrow down a car to buy as a new driver over 25 years old. I saw a mint MK 4 GTI T for good price Link and the annual insurance for it was three times the price of the car.
Maybe if you know a cheep insurance company i could use for that car.
But the main question is suggest me some decent cars that would do 0-60 mph in less than 10 or 9 seconds. Been looking and comparing for hours...
Really don't want to be one of them "ricers" with a 1.1l banger

[RNicholls9]

For a new driver, regardless age, you're not going to get something cheap to insure that's performance oriented especially for £2k. Buy something reliable and cheap, run it for a year or two. Save some money and then buy something nice.

[krisdNb]

RNicholls9 said:

For a new driver, regardless age, you're not going to get something cheap to insure that's performance oriented especially for £2k. Buy something reliable and cheap, run it for a year or two. Save some money and then buy something nice.

I kinda realised that but what would you suggest ? Something that at least is able to overtake a lorry if needed.
Is there an car classified website that you could arrange by insurance group too ? Shame Pistonheads dont do it.

[RNicholls9]

RNicholls9 said:

For a new driver, regardless age, you're not going to get something cheap to insure that's performance oriented especially for £2k. Buy something reliable and cheap, run it for a year or two. Save some money and then buy something nice.

But if you can find a little more money you could potentially look at a Fiat Panda 100. Plenty of great reviews and very low insurance as its essentially still a Panda.

Edit: my first car was a 1.3 cdti 75. It wasn't fast, 0-60 around 14 seconds. But overtaking wasn't impossible, just had to plan ahead a little more.

Edited by RNicholls9 on Saturday 21st February 00:39

[krisdNb]

looks like an MK4 gold is the best option, something like this Volkswagen Golf 1.4 S

[BritishRacinGrin]

Insurance groups aren't a very good indication of insurance costs. Just get a load of quotes from a load of brokers.

[BritishRacinGrin]

krisdNb said:

looks like an MK4 gold is the best option, something like this Volkswagen Golf 1.4 S

Gearboxes blow up.

ETA: also 0-60 13.6 seconds. 'Sport', huh?

Edited by BritishRacinGrin on Saturday 21st February 01:09

[krisdNb]

BritishRacinGrin said:

Gearboxes blow up.

ETA: also 0-60 13.6 seconds. 'Sport', huh?

Edited by BritishRacinGrin on Saturday 21st February 01:09

Uhhh... i was thinking if can't have decent performance at least will go for a car that looks like a car, all them corsas and and little sts, i would be ashamed to step out of one in front of a date or something.

[slowx]

11 years ago, my first insurance policy came at 3.5k for a TPFT cover on a Nissan Primera GT.

Second year, it went down 1k to 2.5k.

Third year never came, I left UK.

I will never forget how st it is for new drivers in UK to get reasonable insurance.

Sorry OP, can't help much, but thought it might make you feel better.

[krisdNb]

slowx said:

11 years ago, my first insurance policy came at 3.5k for a TPFT cover on a Nissan Primera GT.

Second year, it went down 1k to 2.5k.

Third year never came, I left UK.

I will never forget how st it is for new drivers in UK to get reasonable insurance.

Sorry OP, can't help much, but thought it might make you feel better.

Yeah i knew it will be a lot, but i thought as im over 25 will be less, but around 3k a year was a surprise. And even the cars that are not sport or anything still almost the same, it's like you are forced to drive a stty nissan micra or something if you can't afford to dash out 10k for a new car, though even if i had 10k would rather buy a nice Honda or Audi that's maybe 5 - 10 years old.

[Quhet]

Think outside the box and get something the insurers won't expect a first time car owner to get. Barges should be your friend

[krisdNb]

Quhet said:

Think outside the box and get something the insurers won't expect a first time car owner to get. Barges should be your friend

Hmmm... barges was not in my mind really.

[Matthen]

krisdNb said:

I kinda realised that but what would you suggest ? Something that at least is able to overtake a lorry if needed.
Is there an car classified website that you could arrange by insurance group too ? Shame Pistonheads dont do it.

When I first passed (2010) I drove a 1.1 L fiat panda. Overtaking lorrys, peugots and micras was never an issue - it's all about timing. Get something you can thrash everywhere without worrying about points/crashing and that costs pennies to run.

[patmahe]

Try a Suzuki Ignis Sport, suits most of your requirements, when I had mine it was the same to insure as my previous 1.4 corolla. You should have your pick of them with a 2k budget too.

Just make sure your test drive includes some rough roads as ride is firm, up to you whether you can live with it or not.