Cheapest insurance for Mk1 MX-5?
Cheapest insurance for Mk1 MX-5?
Author
Discussion

TREMAiNE

Original Poster:

4,164 posts

180 months

Friday 20th March 2015
quotequote all
Just bought a 1991 1.6 for cheap! Really excited!

Comparison sites give me pretty st quotes....

Anyone know who I should be looking to get a quote for the MX-5?


mike9009

11,016 posts

274 months

Friday 20th March 2015
quotequote all
I had a 1991 1.6 Eunos. It cost me about £180 to insure through Performance Direct.

Obviously depends on your age, area, convictions etc. etc.

M

TREMAiNE

Original Poster:

4,164 posts

180 months

Friday 20th March 2015
quotequote all
Thanks..

I'm 22, so not expecting it to be that cheap.

I live in a good area though and have an RX-8/RX-7 and Citigo all insured for a good price... Just hoping the MX-5 will be too. Hopefully sub £600...

My dad's going to kill me when he comes home on Monday to another car on the driveway!

groundcontrol

1,539 posts

222 months

Friday 20th March 2015
quotequote all
Tried classic policies? Think the min age is 20 years from memory, but it may have to be a second car.

TREMAiNE

Original Poster:

4,164 posts

180 months

Friday 20th March 2015
quotequote all
Does it have to be a 2nd car or would a 5th car be ok? wink

anonymous-user

85 months

Friday 20th March 2015
quotequote all
I'd be interested to know what you find mate, I also just picked up a mk1 today smile

I'm 23 and will be using it as a second car

sebhaque

6,536 posts

212 months

Friday 20th March 2015
quotequote all
I'm 24 and my Mk1 1.8 MX-5 costs me about £420 third party on insurance - I'm with Flux. My NCB is all used up on my 370Z and Mini so the Mazda's policy is bare-bones alternative car pricing.

FWIW I bought the car off a good friend, who used it as a daily, and he was paying £300 fully comp, with a couple of years of no claims and an extra lap round the sun on me.

TREMAiNE

Original Poster:

4,164 posts

180 months

Friday 20th March 2015
quotequote all
Cheers

For reference, the best quote I have thus far on GoCompare (so no classic insurers) so far is £482 - that's before calling up to haggle it down more...

I'll try the classics in the morning before I pick the old girl up!

I'm hoping to pay circa £400...

cornet

1,471 posts

189 months

Friday 20th March 2015
quotequote all
Another vote for performance direct (classic policy) cheapest for me by about £200 smile

MajorMantra

1,714 posts

143 months

Saturday 21st March 2015
quotequote all
If a classic policy will work, try Footman James, worked out about £215 or something for me for my 1990 1.6 Eunos.

(3000 annual mileage - social use only. I'm 25, zero no claims, various listed modifications to car.)

Gilhooligan

2,221 posts

175 months

Saturday 21st March 2015
quotequote all
Admiral have always been really cheap for me. I got my 1.6 mk1 mx5 insured at 21 with 3 years NCB. Cost 600 quid.

RDB

334 posts

210 months

Saturday 21st March 2015
quotequote all
My 1.8 Eunos is insured on a classic policy with RH Insurance. I haven't been able to find cheaper for the last 2 years. Not sure what their policy is for drivers under 25 though.

LordJammy

3,114 posts

220 months

Saturday 21st March 2015
quotequote all
Direct line insure me fully comp on my Eunos for £225.
25 years old 7 years NCB no claims no points.

TwigtheWonderkid

49,263 posts

181 months

Saturday 21st March 2015
quotequote all
I'm not sure there's much value in a thread that's titled "best insurer for a Mk1 MX-5". Insurance is costed on many factors, one of which is type of car. Then there's age, area, job, use, history, driving restriction, etc. etc.

You may as well post up "what's the best insurance company for someone who lives in Darlington" for all the use it is.

bicycleshorts

1,939 posts

192 months

Saturday 21st March 2015
quotequote all
Before I was 25, one of the Admiral group (elephant, Bell, diamond etc) was always cheapest for me. After 25, I've stuck know with greenlight. Not the cheapest but no admin fees and all mods up to 150bhp are free.

MG CHRIS

9,322 posts

198 months

Saturday 21st March 2015
quotequote all
£500 is good for a mx5 insurance for these now aren't as cheap as they where once was due to the younger drivers using them for a bit of street drifting etc and smashing them up.

Im 22 and paying £600 on a vr ltd as a main car.

HughS47

615 posts

165 months

Saturday 21st March 2015
quotequote all
Talk to Adrian flux

TREMAiNE

Original Poster:

4,164 posts

180 months

Sunday 22nd March 2015
quotequote all
Cheers all...

Insurance all sorted now...

22 years old, 3 years no claims, living in a good area - I'm paying £396 TPFT as a second car with Zenith. They original quoted me £466 but when I told them that Flux quoted me £400, the dropped the price! Quite pleased with that result!

See it here:
http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Edited by TREMAiNE on Sunday 22 March 21:49