Car finance

[insanelewis21]

Hi.

Last year I bought a ford cmax 2.0tdci titanium Powershift.

I love the car. It's a nice place to be, handles well and is nippy for what it is.

Problem is I am beginning to HATE it and the STUPID 6 speed auto gearbox, it's rediculous, the slightest hill up or down and it's changing up and down, up and down. Or the slightest movement of my toe and it's kicking down a gear


AAAAAARRRRGH, being a car lover and a lover of driving this is becoming torture.

I tried it for nearly a year but it has to go,

I regret the car and the finance (my first time)

Can I part ex for a cheaper car? How does that work?

Can I transfer the finance to another car of the same value? Or am I stuck to selling the car paying off the finance and starting again?

I am new to this so any help would be a awesome.

Someone please help me from the HELL that is the ford 6 speed Powershift gearbox lol

Thanks

[Defcon5]

Can you get the box remapped?

[stuart313]

Can you powershift?

[InitialDave]

Pull out your copy of the finance agreement, and see what it says about ending it early.

[insanelewis21]

Not heard of getting the box mapped?

Yes can Powershift, but was worried about extra stress and wear. Dealer said to me it wasn't good to keep in in manual mode? Driving on Powershift all the time would make it a
Bit better I guess.

Agreement says something along the lines of wanting the car back and a minimum payment of 7k? Or payment in full. Need to read it all again I guess.

[stuart313]

I thought you could hand the car back if you have made at least 50% of the payments, although with the perplexing multitude of repayment deals this may not apply anymore.

[insanelewis21]

stuart313 said:

I thought you could hand the car back if you have made at least 50% of the payments, although with the perplexing multitude of repayment deals this may not apply anymore.

I will double check but I'm pretty sure it said wanted the car plus cash. I guess to make up for the loss in interest. Wish someone would nick it.

Looking like I'm going to be in a bit of a loss.

[stuart313]

http://www.thecarexpert.co.uk/car-finance-voluntar...

[snowdude2910]

PX for something more expensive is simple enough you agree a price the dealer pays off your finance and you buy the new car either with finance or cash. PX for something cheaper is a little more difficult but some dealers will do it but be prepared to take a st price for your car or you can sell privately or call around a few dealers and see if they want to buy it off you depending on age condition and mileage then whoever buys it pays the finance co direct and you cover any shortfall or recieve any left over then your back to square 1.
Or just hope you get lucky and someone pulls out on you/drives into the back of you and you don't die

[insanelewis21]

Ok thanks. I have only had it a year so I'm not 50% through it yet. I might see if I
Can talk the ford dealer I dealt with see if he can help me.

If not looks like I will have to put to with the loss.

Ah man this sucks!