Stone Chip
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Discussion

JMBMWM5

Original Poster:

2,397 posts

227 months

Saturday 29th January 2022
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Hi all I am with Privilege Car insurance, got a stone chip today autoglass coming Monday to repair, this constitutes a claim even though it costs £10, however should this turn into a crack later will that mean another glass claim or come under the first one?, anyone.

Ham_and_Jam

3,674 posts

126 months

Saturday 29th January 2022
quotequote all
JMBMWM5 said:
Hi all I am with Privilege Car insurance, got a stone chip today autoglass coming Monday to repair, this constitutes a claim even though it costs £10, however should this turn into a crack later will that mean another glass claim or come under the first one?, anyone.
The cost isn’t £10, that will be your glass repair excess.

If you went to Autoglass outside your insurance they charge £198.71 inc. VAT. I usually use another local company that charge £60.

If the chip repair fails and turns into a crack then you will need to replace the screen which will require a second claim.

JMBMWM5

Original Poster:

2,397 posts

227 months

Saturday 29th January 2022
quotequote all
Not good, thanks

anonymous-user

83 months

Saturday 29th January 2022
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Don’t worry about it, windscreen claims make no difference.

JMBMWM5

Original Poster:

2,397 posts

227 months

Saturday 29th January 2022
quotequote all
charltjr said:
Don’t worry about it, windscreen claims make no difference.
Can I make th second claim then on the same policy?, them saying one claim per year?.

anonymous-user

83 months

Saturday 29th January 2022
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Ouch, never heard of that term before. I meant it makes no difference in terms of renewal because I assumed that’s what you were concerned about. I thought they were supposed to be pretty good but restricting cover to a single windscreen claim a year is rediculous.

JMBMWM5

Original Poster:

2,397 posts

227 months

Sunday 30th January 2022
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charltjr said:
Ouch, never heard of that term before. I meant it makes no difference in terms of renewal because I assumed that’s what you were concerned about. I thought they were supposed to be pretty good but restricting cover to a single windscreen claim a year is rediculous.
I contacted them this morning and they confirmed I can make glass claims free of NCD reduction.

Glassman

24,943 posts

244 months

Monday 31st January 2022
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Ham_and_Jam said:
If the chip repair fails and turns into a crack then you will need to replace the screen which will require a second claim.
If.

Attempts to repair with some repairers and the systems they use 'fail' more than others.

Some attempts also look the same - or not much different - after repair. This is because it simply hasn't been repaired properly.

IME, something like 6/10 attempts to repair either fail or the windscreen is condemned (and subsequently replaced) when the damage itself is - was - perfectly repairable.

OP: any chance of an image?

JMBMWM5

Original Poster:

2,397 posts

227 months

Monday 31st January 2022
quotequote all
Glassman said:
If.

Attempts to repair with some repairers and the systems they use 'fail' more than others.

Some attempts also look the same - or not much different - after repair. This is because it simply hasn't been repaired properly.

IME, something like 6/10 attempts to repair either fail or the windscreen is condemned (and subsequently replaced) when the damage itself is - was - perfectly repairable.

OP: any chance of an image?
Yep


Glassman

24,943 posts

244 months

Monday 31st January 2022
quotequote all
JMBMWM5 said:
Yep
Very similar to this one:

https://glasstecpaul.com/to-see-or-not-to-see/

Hopefully this will help to manage your expectations. They might ask you to sign a disclaimer before the attempt. Not sure what that wording is, but I think it leans towards plausible deniability; if it cracks, it's not down to us.

Interestingly, their fitters are right up against the play as many would just rather replace on the basis that if (remember that word!) there is an issue with the repair, eg, customer not satisfied, or that it 're-appears', he/she will lose double the bonus they were paid for it. Best way to swerve that issue is condemn the screen.

On the re-appear thing - if it looked okay today, but reappears after 24/48 hours, that's because head was applied to the break during repair. This closes the break and prevents resin from penetrating the crack. Glass expansion. It'll look great when you sign for it, but as the glass cools it will reappear. One of the oldest, most common malpractices in the trade.

JMBMWM5

Original Poster:

2,397 posts

227 months

Monday 31st January 2022
quotequote all
Glassman said:
Very similar to this one:

https://glasstecpaul.com/to-see-or-not-to-see/

Hopefully this will help to manage your expectations. They might ask you to sign a disclaimer before the attempt. Not sure what that wording is, but I think it leans towards plausible deniability; if it cracks, it's not down to us.

Interestingly, their fitters are right up against the play as many would just rather replace on the basis that if (remember that word!) there is an issue with the repair, eg, customer not satisfied, or that it 're-appears', he/she will lose double the bonus they were paid for it. Best way to swerve that issue is condemn the screen.

On the re-appear thing - if it looked okay today, but reappears after 24/48 hours, that's because head was applied to the break during repair. This closes the break and prevents resin from penetrating the crack. Glass expansion. It'll look great when you sign for it, but as the glass cools it will reappear. One of the oldest, most common malpractices in the trade.
I got my doubts now!!!, may have to get BMW to put a new screen in if this does not work out.

Glassman

24,943 posts

244 months

Monday 31st January 2022
quotequote all
JMBMWM5 said:
got my doubts now!!!, may have to get BMW to put a new screen in if this does not work out.
It doesn't warrant a new screen. That's a repair all day long.

With the right person, using the right equipment I'd wager my left testicle that a repair would be an acceptable and satisfactory outcome.

JMBMWM5

Original Poster:

2,397 posts

227 months

Monday 31st January 2022
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Thanks

JMBMWM5

Original Poster:

2,397 posts

227 months

Monday 31st January 2022
quotequote all
UPDATE: guycame round nice lad, spent time on it and you can't see it till you look hard at it, drove into the sun all good, just sun at an angle shows a tiny mark if looking for it, will leave as is for now pleased with his efforts.
Lets face it I could another one next week!.

MustangGT

13,830 posts

309 months

Monday 31st January 2022
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Got a chip on my C300 screen, impossible to repair, at edge of black edging. £90 excess to replace screen. Following day, got a double chip, another new screen. No problem under insurance, just twice times £90.

JMBMWM5

Original Poster:

2,397 posts

227 months

Monday 31st January 2022
quotequote all
MustangGT said:
Got a chip on my C300 screen, impossible to repair, at edge of black edging. £90 excess to replace screen. Following day, got a double chip, another new screen. No problem under insurance, just twice times £90.
Now that is st luck. confused

Glassman

24,943 posts

244 months

Monday 31st January 2022
quotequote all
MustangGT said:
Got a chip on my C300 screen, impossible to repair, at edge of black edging.
How far from the glass edge was it?