Breakdown cover - covers driver not car, and older cars
Discussion
Just had my RAC renewal quote through and it's eye-watering - £320 (cover for myself and wife, relay & everything except European cover). The last time I shopped around I struggled to find companies that cover the driver rather than the car, and also older cars (my cars are 17, 19 & 31 years old respectively!) Any suggestions of places to look?
TvrJohn said:
try Autoaid
+1, they are very good, extremely well priced and cover is for the person/people no matter what vehicle they are in.IIRC cover for myself and wife was about 40 or 50 quid (covers us in any vehicle).I've called them out 4 times over the past few years and each time they have been very helpful, fast and took the vehicle wherever i wanted it to go, ranging from 250 miles home down to recovery from just 2 miles down the road.
Edited by anonymous-user on Monday 23 May 23:29
My RAC renewal a few years ago was silly money.
I got a quote from the AA for the same cover and it was less than half the price, so I rang the RAC and they managed to beat it.
But last September the RAC didn't take the p*ss so I stayed with them.
Neither of them asked about the age of my cars though - maybe just as well as they are 15 and 16 now!
I got a quote from the AA for the same cover and it was less than half the price, so I rang the RAC and they managed to beat it.
But last September the RAC didn't take the p*ss so I stayed with them.
Neither of them asked about the age of my cars though - maybe just as well as they are 15 and 16 now!
Yeah, that's the thing with cars of a certain age - out of the big brand names AA / RAC seem to be the only ones still actively willing to deal with them, rather than refusing to offer cover - although i do wonder how many years they'll still do that before either adding restrictions or surcharges to cover older vehicles.
I'd not noticed it previous years when running quotes, although i guess it probably was there, but when i checked this year as part of the usual renewal negotiation malarky, Green Flag have the asterisk disclaimer on their site limiting assistance to vehicles registered in the last 15 years only.
My AA renewal came through a few weeks back with the usual "auto renewal" premium hike attached. Quick check online shows new person signing up at the same spec of cover at £169 via AA and £175 via RAC. Bit of a difference with the renewal at £298 Usual yearly call to query miraculously brings the quote back down to that of the new joiner Then there's the upsell of encouraging you to pay monthly via DD as some sort of money saving plus point (even though it obviously makes it more expensive) instead of just doing it as a one off upfront.
I'd not noticed it previous years when running quotes, although i guess it probably was there, but when i checked this year as part of the usual renewal negotiation malarky, Green Flag have the asterisk disclaimer on their site limiting assistance to vehicles registered in the last 15 years only.
My AA renewal came through a few weeks back with the usual "auto renewal" premium hike attached. Quick check online shows new person signing up at the same spec of cover at £169 via AA and £175 via RAC. Bit of a difference with the renewal at £298
Usual yearly call to query miraculously brings the quote back down to that of the new joiner Then there's the upsell of encouraging you to pay monthly via DD as some sort of money saving plus point (even though it obviously makes it more expensive) instead of just doing it as a one off upfront.Edited by AlexRS2782 on Tuesday 24th May 00:48
Check the Ts and Cs for Autoaid for older cars.
I've been with them several years now, have confirmation both verbally and email that because i'm a repeat customer (who's never actually needed them, yet) my cars that are older than stated in said terms continue to be covered.
Potential new customers would be as well to confirm one way or another if their older cars will be covered.
I've been with them several years now, have confirmation both verbally and email that because i'm a repeat customer (who's never actually needed them, yet) my cars that are older than stated in said terms continue to be covered.
Potential new customers would be as well to confirm one way or another if their older cars will be covered.
NiceCupOfTea said:
Just had my RAC renewal quote through and it's eye-watering - 320 (cover for myself and wife, relay & everything except European cover). The last time I shopped around I struggled to find companies that cover the driver rather than the car, and also older cars (my cars are 17, 19 & 31 years old respectively!) Any suggestions of places to look?
I’ve been with GEM for a number of years and used their services a few times through breakdowns in my vintage cars. This year personal cover for wife and myself came in at £110 full cover provided .crankedup5 said:
I’ve been with GEM for a number of years and used their services a few times through breakdowns in my vintage cars. This year personal cover for wife and myself came in at 110 full cover provided .
I love the fact they used to be called the ‘guild of experienced motorists’ and I got breakdown cover with them the day I passed my test 
NiceCupOfTea said:
Thanks gents, first impressions look promising. Less than 80 per year for similar cover.
I looked at Autoaid when the last pisstake came from the RAC, considering my last vehicle recovery was due to a medical emergency Autoaid would have left me where I was but the RAC took the car and myself home (ended up back in hospital within 2 hours of getting though).Definitely worth comparing the cover before the price but still haggle with them.
ChevronB19 said:
crankedup5 said:
I’ve been with GEM for a number of years and used their services a few times through breakdowns in my vintage cars. This year personal cover for wife and myself came in at 110 full cover provided .
I love the fact they used to be called the ‘guild of experienced motorists’ and I got breakdown cover with them the day I passed my test Gassing Station | General Gassing | Top of Page | What's New | My Stuff