Fast for £5k | Mini-budget special!
Watching the pennies ahead of a heat-or-eat winter? We got you...

Seat Leon Cupra, 2007, 106k, £4,995
Typically it’s the Mk5 Golf GTI which gets the bargain basement nod, and there’s good reason for that if you’ve got your sensible shoes on. But the Mk2 Cupra is based on the same PQ35 platform and comes with the punchier 240hp 2.0-litre TFSI, meaning 62mph in 6.4 seconds. Additionally, while the GTI might enjoy timeless status, it could easily be argued that the Seat styled version wears its five doors more pleasingly, making it a prime contender for a brisk family runaround. You also get fetching Cupra seats, unique 18-inch alloys and plenty of kit. This tidy example has done below-average miles and can be yours for a fiver under budget. Nifty. NC

Jaguar XK8, 1998, 115k, £4,790
It’s right and proper that hot hatches are the go-to segment for most bargain speed hunters. After all, doing fast for cheap is what the segment is all about. But it’s just possible that you might want to bring a bit of style to proceedings, in which case we urge you to buy British - and specifically from Jaguar, which tends to cater brilliantly for penny pinchers. Now, obviously buying a 24-year-old XK8 brings an element of risk with it - nevertheless, you also get a V8 and grand tourer for the ages. True, in this particular case you’ll have to make your peace with 115k and no supercharger, but that’s surely a small price to pay for such a modest outlay. NC

Vauxhall Vectra VXR, 2009, 111k, £3,995
Maybe the VXR creed weren’t the most sophisticated things to drive, but they couldn’t be beaten on sheer bang-for-buck value. And nothing exemplifies that quite like a Vectra VXR. It was rampant, unruly, and capable of more than 160mph when new, for just £23,995. For 2007 it got even more power, the 2.8-litre turbo V6 boosted from 256hp to 280hp. Just before the Insignia arrived, the VXR was signing off the Vectra in an appropriately loutish fashion. All for just £25k. Now £4,000 buys one of those cars with as much power as a new Focus ST (or an Impreza 22B), and a decent one at that: full service history, unkerbed wheels, clean interior and dent-free (if swirly) black paintwork. The best bit? It’s debadged, so nobody will have a clue… MB

Audi S4, 2005, 132k, £5,000
The Audi’s 4.2 is even more potent than the Jag’s V8, with 344hp and 302lb ft. With another ratio (six) in its automatic gearbox, this humble A4 saloon ought to be quicker off the mark as well: once upon a time it hit 62mph in less than six seconds. The S4 is perfect for this challenge, in fact, desirable largely to those who want the allure (and don’t mind the bills) of a great big V8. As an automatic, four-door S4, it’s a less desirable variant - premiums are certainly out there for manual wagons. It would probably be fair to say, too, that this era of S4 is not the most fondly remembered; the V8 is great and all, but it’s lost in the shadow of the contemporary RS4. And that car is great - it’ll still only do the same 155mph as this one that costs a quarter as much, though. MB

Subaru Impreza WRX, 2006, 94k, £3,990
Anything with an STI badge these days commands silly money. Which is a shame because they had been the bastion of affordable lunacy. But all is not lost. If you can do without the pink badging and blue seats, there’s still an awful lot of fun to be had with a regular WRX at a third of the price. These Hawkeye cars came with a slightly beefier 2.5-litre boxer engine - the same unit you’ll find in the STI - though, naturally, power takes a slight dip to 227hp. Still, you get a proper all-wheel drive system, manual gears and a punchy 0-62mph time of 5.6 seconds. All for around £10,000 less than an STI. Not that many will notice, anyway, given its metallic blue paint scheme… CT

Honda Civic Type R (FN2), 2008, 95k, £3,990
Yes, I’m well aware that this is widely considered the worst Civic Type R. But after some back-to-back driving with the FN2 and EP3 for our recent Civic Type R mega test, I’d have the FN2. It sounds nicer, the ride quality is better and the interior plastics don’t feel quite as Fisher Price as its predecessor. Besides, the bashing it’s received over the years means you can pick one up dirt cheap. Let’s face it, the 142,000-mile S4 is a terrifying prospect, while this Civic Type R is barely run in at 95,000 miles. And, best of all, you won’t need to re-mortgage your house in the unlikely event something goes wrong. Come on, this is a no-brainer - right? CT
In 2019 I bought a manual 2005 BMW 330i that had done 107,000 miles well within that budget and I really like it. 258 bhp and a claimed 0-62 time of 6.3 seconds but it still drives really well. Works for me.
I was all over that Scooby until I saw a £600 + folding contribution to help pay for that 45% -40% tax reduction

https://www.gov.uk/vehicle-tax-rate-tables/rates-f...
Err no thanks…
Same thing for the Audi and the Jaguar but at least it wasn’t a surprise for premium large capacity V8
And If everyone drove a VXR we would not need an OBR
But it's a good list and shows there are still usable fast cars around for a good price. I think I'd go for the impreza, civic and seat in that order. The others are just a bit too bankrupty.
Hatchback, mk2 swift sport
Coupe, mk2 TT 2.0
Sports car, MX5 NC
From that list I think the Civic or Leon would work although I'd just go for the Leon FR.
Wouldn't touch the Jag or Audi personally but on the subject of tax surely they're not in the 600 quid bracket due to being older than 2006?
Wary that a few of these cars are being sold in Birmingham and Luton, but maybe that’s just me.
Maybe the Jag or the Audi would be okay if you used it daily racking up the miles knowing that you will likely move it on / out it. Assuming you ended up with minimal maintenance the VED and fuel for a year may be worth the punt.
However… budget £3k for the timing chain, £1k for a clutch and DMF, inlet flaps, auxiliary rad and coil packs which the car goes through at a rate that’s scary.
Sound amazing with a milltek though: https://m.youtube.com/watch?v=9OW4kcVmsFc&t=36...
Amazingly small inside too given the size of it.
As a thing to look at fine, but not as something to use.
I think Fiat 500 Arbaths are just about available along with 306 gtis. Some fun stuff.
However… budget £3k for the timing chain, £1k for a clutch and DMF, inlet flaps, auxiliary rad and coil packs which the car goes through at a rate that’s scary.
Sound amazing with a milltek though: https://m.youtube.com/watch?v=9OW4kcVmsFc&t=36...
There can’t be many better sounding cars at this budget.
Debadged it was the perfect Q car, and with the milltek only the pistonheads knew what it was. Ran mine for 40k and just fed it (lots of) petrol and oil. They get to 90-110k and then eat their plastic cam belt tensioners, which are on the back of the engine. Front off/ engine out job - it looked like 6k to do which was more than the value of the car.
At the £4k-ish quoted you’ll get an 07-09 with below 100k on the clock. As someone has already said the linked car is on 145k. Also the version shown is a non-GT, missing aircon, some airbags, cruise, front fogs and maybe some other odds and ends. In my experience (2 FN2’s) they are very reliable if given a modicum of care. And still pretty good if thrashed mercilessly.
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