Learner driver
Author
Discussion

Theexscientist

Original Poster:

22 posts

101 months

Monday 13th February 2023
quotequote all
Got a 17 year old just about to start but my wife and I both have fairly high performance cars. Anyone know if its possible to insure a learner (or what is the most we're likely to get away with?), he's only going to be driving supervised whilst he's practising, obviously I know there's no chance he will be insurable after he passes to drive it on his own.

Mines an RS3 (probably no chance?) might be able to use my wife's Cooper S?

Thanks, any experience appreciated

Moonpie21

597 posts

116 months

Monday 13th February 2023
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Strikes me as you are all keen on cars, rather than try to insure them on one of your cars at likely an extortionate rate if you even can... would it not be better to work out how they are going to fund their first car and help them in that manner?

There are 591 cars under £1,000 on AutoTrader at the moment, surely one of those has to be worth a punt with insurance has to be low risk learning?

Alorotom

12,691 posts

211 months

Monday 13th February 2023
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While is a learner it won’t be too hard on either as he will be supervised when in it

After passing his test will be a whole different story!

T6 vanman

3,425 posts

123 months

Monday 13th February 2023
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I think you'll be pleasingly surprised at the quote for either yours or Mrs as adding a learner are quite cheap

Major difference to when they pass though

Theexscientist

Original Poster:

22 posts

101 months

Monday 13th February 2023
quotequote all
Moonpie21 said:
Strikes me as you are all keen on cars, rather than try to insure them on one of your cars at likely an extortionate rate if you even can... would it not be better to work out how they are going to fund their first car and help them in that manner?

There are 591 cars under £1,000 on AutoTrader at the moment, surely one of those has to be worth a punt with insurance has to be low risk learning?
That's the plan too. Looking at helping buy something interesting after he passes the test, or maybe also to learn in, just be ideal if i can get some professional lessons alongside practice in mine whilst we are looking for something.

I always just assumed our cars wouldn't be an option to practice in but someone suggested different.

Theexscientist

Original Poster:

22 posts

101 months

Monday 13th February 2023
quotequote all
T6 vanman said:
I think you'll be pleasingly surprised at the quote for either yours or Mrs as adding a learner are quite cheap

Major difference to when they pass though
Thanks, hope that's the case, i'll get on to my insurance company then and give it a go.

Moonpie21

597 posts

116 months

Monday 13th February 2023
quotequote all
Theexscientist said:
T6 vanman said:
I think you'll be pleasingly surprised at the quote for either yours or Mrs as adding a learner are quite cheap

Major difference to when they pass though
Thanks, hope that's the case, i'll get on to my insurance company then and give it a go.
The only thing to think about is I guess the RS3 is "auto" so might not be the best idea, but then again I have had a few parents around me recently saying they will just get their children to learn in auto only as manual is becoming the unlikely future car...

Theexscientist

Original Poster:

22 posts

101 months

Monday 13th February 2023
quotequote all
Moonpie21 said:
The only thing to think about is I guess the RS3 is "auto" so might not be the best idea, but then again I have had a few parents around me recently saying they will just get their children to learn in auto only as manual is becoming the unlikely future car...
Agree, current plan is paid lessons in a manual, dual controls learner car with someone that knows all the current rules (ie not me) then practice/confidence/hopefully not picking up any bad habits from me in an auto should be fine.

J886ATV

147 posts

114 months

Monday 13th February 2023
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Look at an extra layer insurance company for learners too

We used https://www.wearemarmalade.co.uk/ for both my kids. Mrs' 6 mth old Fiesta was about £1.50 per day (you can pick short cover lengths too)

_Neal_

2,887 posts

243 months

Monday 13th February 2023
quotequote all
J886ATV said:
Look at an extra layer insurance company for learners too

We used https://www.wearemarmalade.co.uk/ for both my kids. Mrs' 6 mth old Fiesta was about £1.50 per day (you can pick short cover lengths too)
Pay as you go cover (e.g. a couple of hours here or there) may work as well - the app on the one I've seen (sorry, can't remember the name) is very slick and cost-effective.

BrettMRC

5,601 posts

184 months

Monday 13th February 2023
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If you have the space, get a cheap classic car and insure them on that.

Bungleaio

6,560 posts

226 months

Monday 13th February 2023
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Just use a driving instructor?

sixor8

7,965 posts

292 months

Monday 13th February 2023
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BrettMRC said:
If you have the space, get a cheap classic car and insure them on that.
Minimum age 21 for most classic policies, 25 for some others. Similar to hiring a car.

clarkmagpie

3,665 posts

219 months

Monday 13th February 2023
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One of my classmates learnt to drive in a 90s XJS and a 7 series BMW both pretty new at the time.

The mini might not be to bad at the moment, the costs will increase when he goes solo though.

BertBert

20,937 posts

235 months

Monday 13th February 2023
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Theexscientist said:
Agree, current plan is paid lessons in a manual, dual controls learner car with someone that knows all the current rules (ie not me) then practice/confidence/hopefully not picking up any bad habits from me in an auto should be fine.
You might find that doesn't work very well. Better to practice in a manual in my view.

Checkmate

759 posts

231 months

Monday 13th February 2023
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Or. Don't pay whatever the insurance is going to cost, the fuel, and how much your own time outside of work is worth to you, and put that money towards more tuition for him with a qualified and well regarded driving *instructor*.

TwigtheWonderkid

48,018 posts

174 months

Monday 13th February 2023
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BrettMRC said:
If you have the space, get a cheap classic car and insure them on that.
No, don't. Young drivers often crash in the first couple of years, and classic cars tend to have dreadful crash protection compared to a modern car.

Dracoro

8,992 posts

269 months

Monday 13th February 2023
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Bungleaio said:
Just use a driving instructor?
Because, presumably, the kid will want to practice in between lessons - which is a good idea so can contextualise/practice what was learnt after each lesson.

BrettMRC

5,601 posts

184 months

Monday 13th February 2023
quotequote all
TwigtheWonderkid said:
BrettMRC said:
If you have the space, get a cheap classic car and insure them on that.
No, don't. Young drivers often crash in the first couple of years, and classic cars tend to have dreadful crash protection compared to a modern car.
I wasn't killed to death personally, but that is a valid point!

TwigtheWonderkid

48,018 posts

174 months

Monday 13th February 2023
quotequote all
BrettMRC said:
TwigtheWonderkid said:
BrettMRC said:
If you have the space, get a cheap classic car and insure them on that.
No, don't. Young drivers often crash in the first couple of years, and classic cars tend to have dreadful crash protection compared to a modern car.
I wasn't killed to death personally, but that is a valid point!
Me neither, but I'm guessing those that were killed to death won't be coming on here to say so, hence you aren't likely to a fair representation of the victims compared to the survivors.