Car insurance VOID!!!
Discussion
I have recently been involved in a non fault accident were another driver has hit me and is not my fault, my car has been written off by my insurance and they were going to pay me out for my car then seek the money back off the third party. They have reviewed the pictures of my car and noticed I have had the roof sprayed black and the back lights tinted (illegally) they have now sent it to the policy analysis team and are saying my insurance is void and claim cancelled. I have phoned the third party insurance and told them Im dealing with the claim on my behalf directly with them they said they need to get their engineer team to review the car to give me a valuation. Am I just going to get mugged of by there evaluation team because my car has illegal lights etc or do they have to pay (as the lights on the car were tinted at the back and he went into me head on + he has also already admitted liability) I’m £13500 out of pocket and have no clue if his insurance is going to pay me
Curtyyyy0115 said:
I have recently been involved in a non fault accident were another driver has hit me and is not my fault, my car has been written off by my insurance and they were going to pay me out for my car then seek the money back off the third party. They have reviewed the pictures of my car and noticed I have had the roof sprayed black and the back lights tinted (illegally) they have now sent it to the policy analysis team and are saying my insurance is void and claim cancelled. I have phoned the third party insurance and told them Im dealing with the claim on my behalf directly with them they said they need to get their engineer team to review the car to give me a valuation. Am I just going to get mugged of by there evaluation team because my car has illegal lights etc or do they have to pay (as the lights on the car were tinted at the back and he went into me head on + he has also already admitted liability) I’m £13500 out of pocket and have no clue if his insurance is going to pay me
QuotedIf this is all true then sadly it's a short sharp lesson in why you don't mess around with illegal modifications and you do ensure that you make every effort to have proper insurance, having declared the modifications you do have.
I wish you all the best in getting sorted with the least amount of financial pain.
I wish you all the best in getting sorted with the least amount of financial pain.
rigga said:
Second voided insurance thread in a couple of days .
Strange that.
This. Third one, I think?Strange that.
Edit: my mistake. There’s this one:
https://www.pistonheads.com/gassing/topic.asp?h=0&...
And this one, which is about an undeclared SP30;
https://www.pistonheads.com/gassing/topic.asp?h=0&...
Edited by DanL on Friday 17th February 20:48
J1990 said:
I wonder why he didn’t see you from behind, with your illegally tinted rear lights. /s
Hopefully you learn your lesson and don’t void your insurance next time.
It was a head on collision. Rear lights tinted or not wouldn’t have had a material affect on the incident or liability.Hopefully you learn your lesson and don’t void your insurance next time.
If the third party is at fault, you can go to the third party insurer directly to settle your claim. They will settle it despite your modifications.
There’s no contract between you and the TP insurer. All they have to do is put you in the position you were in before the accident ie having an undamaged car with a s
t black roof.
There’s no contract between you and the TP insurer. All they have to do is put you in the position you were in before the accident ie having an undamaged car with a s
t black roof.Gassing Station | General Gassing | Top of Page | What's New | My Stuff