Lease deal, NCB & Named drivers
Discussion
Currently looking at getting a new family car. And the lease deals through my work seem to be a good deal for what we are looking for.
The only concern is it would result in both cars being insured with myself as the main driver and my partner as a named driver. So with a 4 year deal would this effectively result in my partner coming out with 0 years no claims?
If we were to swap so that the other vehicle was insured with her as main driver and myself as named would this sort our issue? (Currently both cars are registered to myself and one is "her" car so is insured by her) Seems like a simple solution but not sure how that would look if someone were to look at it objectively? As to us they are just "our" cars. Both use each car fairly regularly depending on what we are doing that day. if we are both working that day she will use "her" car and I will use the other.
or am I overthinking it and we would be fine starting at the other end if we have evidence of her not claiming?
The only concern is it would result in both cars being insured with myself as the main driver and my partner as a named driver. So with a 4 year deal would this effectively result in my partner coming out with 0 years no claims?
If we were to swap so that the other vehicle was insured with her as main driver and myself as named would this sort our issue? (Currently both cars are registered to myself and one is "her" car so is insured by her) Seems like a simple solution but not sure how that would look if someone were to look at it objectively? As to us they are just "our" cars. Both use each car fairly regularly depending on what we are doing that day. if we are both working that day she will use "her" car and I will use the other.
or am I overthinking it and we would be fine starting at the other end if we have evidence of her not claiming?
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