Insuring a UK registered car when I'm not a UK resident...

[fatmansan]

Looking for some help/advice here. I live in France. I want a car for when I'm in the UK seeing friends/family but I have no residential address in UK. I might want to drive this car over in Europe as well sometimes. I have a driveway in the UK I can park it on and, if it helps, a UK company who could buy the car and own it, perhaps allowing me - as a Director - to drive it?

Spoken to AIB / Direct Line and neither will insure me as I don't have a UK registered address (in the case of AIB for at least 2 years). Does anyone know any brokers/underwriters who are willing to insure this risk? This doesn't seem like an insurmountable problem and I can't believe it's that uncommon. Cheers

[996TT02]

Ask Stuart Collins

[fatmansan]

[chris_gilmartin]

You could also try https://www.locktonperformance.com/

As a resident of France you may want to check the rules on importing a vehicle from outside the customs area.

Rules (and taxes) regarding goods across borders still apply even if you have no intention of permanent importation.

https://www.connexionfrance.com/article/Practical/...

https://europa.eu/youreurope/citizens/vehicles/reg...

[gazza285]

My cousin lives in Ibiza, last time she came home for a couple of weeks I said she could use my Volvo shed, it was cheaper to hire a car from Manchester Airport than to insure her for a fortnight though.

[fatmansan]

This isn't very encouraging . A Plan Insurance have also been recommended - I've yet to speak to them. I'll update once I have.

[Carfield]

My Father in law was able to insure me (Dutch resident) on his car in the UK as a named driver. That was Axa, so maybe they are more accommodating.

Mother in law’s insurer (can’t remember who) wouldn’t hear of it, but as that’ would have been a VW Fox, I wasn’t terribly disappointed!

[Chromegrill]

How much time spent In UK per year and how,accessible the places you stay without a car might help you work out the cheapest option. Airport car hire, named driver (if you find someone whose insurance will do that for a non resident), Uber, public transport, drive your left hand drive European car over. Lots of possibilities besides your preferred option may make your preferred option unaffordably complex unless you are a wealthy enough tax exile to be considering it seriously.