VED and man maths
Discussion
Owning a van is becoming a problem to me. I have to park it on the road. People have tried to break into it, and others in the village, Alll my tools are in it. So I think I'll go a bit more 'stealth' with an estate. So I've sort of agreed to buy an XC70. But apart from the comfy seats, pretty hateful. VED is about £390 which I would pay monthly. Partly after reading today's 'Shed', I've been considering the unrealistic VED bands. I could buy a much better Audi A6 for about £1500 but the VED is nearly £700. So I'm paying the purchase price of the car in VED every two years. Or the VED on a comfy A6 is £15 a week. Which is f
k all in the scheme of things.I think I'm at the point where a high VED car is a bargain.
k all in the scheme of things.I think I'm at the point where a high VED car is a bargain.Message reinstated by mod
R6tty said:
Owning a van is becoming a problem to me. I have to park it on the road. People have tried to break into it, and others in the village, Alll my tools are in it. So I think I'll go a bit more 'stealth' with an estate. So I've sort of agreed to buy an XC70. But apart from the comfy seats, pretty hateful. VED is about £390 which I would pay monthly. Partly after reading today's 'Shed', I've been considering the unrealistic VED bands. I could buy a much better Audi A6 for about £1500 but the VED is nearly £700. So I'm paying the purchase price of the car in VED every two years. Or the VED on a comfy A6 is £15 a week. Which is fk all in the scheme of things.I think I'm at the point where a high VED car is a bargain.
Is there a question?k all in the scheme of things.I think I'm at the point where a high VED car is a bargain. Always the case with cheap cars post 2001 ( I think) that bigger engines mean more VED, it is what it is and only you can decide what is worth it or not.
Yes. I'm ok if mods can bring it back.
Basically the (man ) maths really dont add up. I think I might buy an 07 Audi A6 3.0TDI for not a lot and pay the VED. Over five years I'll be paying an extra £1500 VED over and above something less. Tricky.
My daily is a BMW 645 convertible which is about £295 and a stty van which is about the same. Curiously, the BMW is ULEZ compliant. Not that I ever want to go that there London.
Basically the (man ) maths really dont add up. I think I might buy an 07 Audi A6 3.0TDI for not a lot and pay the VED. Over five years I'll be paying an extra £1500 VED over and above something less. Tricky.
My daily is a BMW 645 convertible which is about £295 and a s
tty van which is about the same. Curiously, the BMW is ULEZ compliant. Not that I ever want to go that there London.The other option is to buy a ULEZ compliant petrol car/SUV/estate... you may not want/need to go to London, but other cities are bringing in similar schemes.
For example, an E39 or E60 530i, pre 55 reg. Saves a bit... £300 or so a year. Our 54 reg X5 3.0i petrol is Ulez compliant.
Id be amazed if they cost a lot more to run than a 3.0 TDI, when everything is taken into account. From experience, diesels are more frugal on fuel, but diesel fuel is more expensive, the service costs higher, and they are relatively complex.
The problem may be that estates are not so secure to lock things in as they can be looked into, unlike a van.
For example, an E39 or E60 530i, pre 55 reg. Saves a bit... £300 or so a year. Our 54 reg X5 3.0i petrol is Ulez compliant.
Id be amazed if they cost a lot more to run than a 3.0 TDI, when everything is taken into account. From experience, diesels are more frugal on fuel, but diesel fuel is more expensive, the service costs higher, and they are relatively complex.
The problem may be that estates are not so secure to lock things in as they can be looked into, unlike a van.
sixor8 said:
Engine size is only the issue for cars before March 2001. After that, its CO2 emissions until 2017. Many cars with large engines have lower CO2 output, especially diesels. NOx however......
As someone who likes older cars with a good amount of displacement I'd certainly be interested in a list of "older petrol cars with large engines and surprisingly low CO2-based VED". I know the 550i got a reduction from the full rate when they downsized to 4.4 litres (it was full rate with the older 4.8) but even some sub-3 litre cars had the full whack (although the 2001-2006 capped rate felt like much less of a piss take when I owned a car that beat the cut off date by a week!).Mate of mine used an Octavia estate as his work van for the same reasons, complete with a policy that treated it as a vehicle used for work. He came unstuck when someone drove into it and the courtesy car offered by the insurers of the other driver was a very small hatchback. He had to fight tooth and nail to get something that still wasn't quite big enough to carry around all the gear he needed.
So... Have a back-up plan!
So... Have a back-up plan!
Mr Tidy said:
I wouldn't want to pay nearly £700 a year Road Tax on a £1,500 car!
But if you are using it as a work vehicle and can call it a business expense then why not?
Why not, it's just another car expense regardless of what it is. But if you are using it as a work vehicle and can call it a business expense then why not?
Why do people focus on a single part of the cost ownership?
Initial cost
Fuel cost
Maintenance
Insurance
Likely sale cost. Etc
Work that out over the time you intend to run it for and look at it as a total cost of ownership.
Would you rather buy something cheaper to tax but more expensive to insure or fuel, even if overall the total cost was the same?
Edited to add some examples of fuel alone
The following is based on fuel being £1.50 per litre.
5,000 miles per year
20mpg - £1704.78
25mpg - £1363.83
30mpg - £1136.52
35mpg - £974.16
40mpg - £852.39
10,000 miles per year
20mpg - £3409.57
25mpg - £2727.66
30mpg - £2273.05
35mpg - £1948.33
40mpg - £1704.78
15,000 miles per year
20mpg - £5114.35
25mpg - £4091.48
30mpg - £3409.57
35mpg - £2922.49
40mpg - £2557.18
20,000 miles per year
20mpg - £6819.14
25mpg - £5455.31
30mpg - £4546.09
35mpg - £3896.65
40mpg - £3409.57
you could recoup VED with your right foot depending on your mileage
Edited by DaveH23 on Saturday 20th January 12:56
If you can fit all your tools in an estate then it does seem to make sense over a van. Commercial vehicles are charged in some (all?) of the regional low emissions schemes that are popping up.
It's caught a few of the guys at work out that daily pickups/Transporter's into Sheffield. Think it's a tenner a day. Free for all cars (at the moment).
March 06 is the change over for the top rate VED and always worth bearing in mind if you're looking for models that straddle that particular boundary.
It's caught a few of the guys at work out that daily pickups/Transporter's into Sheffield. Think it's a tenner a day. Free for all cars (at the moment).
March 06 is the change over for the top rate VED and always worth bearing in mind if you're looking for models that straddle that particular boundary.
If you ever have waste to get rid of from your business a car would work much better. If you take a van to the tip you'll have to pay!
My mate had to clear his late Mum's house a couple of year ago and used his VW Sharan instead of his Berlingo van. It could take twice as much stuff and it was free.
My mate had to clear his late Mum's house a couple of year ago and used his VW Sharan instead of his Berlingo van. It could take twice as much stuff and it was free.
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