Skoda Superb SE - insurance refusal

[RachG]

Hi all,
Has anyone ever had issues insuring Skoda Superb? Its a new car, and thus far 2 insurers have said they cannot insure the car. We have tried both mine and my partners details and getting the same issue. My partners insurers would renew his insurance on his current car but not entertain the Skoda. Does anyone know why it could they could be declining? Nothing is flagging on Experian, its not modified, not an import, no convictions etc. My concern is that there is an issue with the car that we don't know about.
Does anyone have any insights?
Thank you

[Jamescrs]

Seems a strange issue to have but have you tried putting all the details into one of the many comparison websites to see what happens that way?

If you are worried there is an issue with the car try doing a check on something like Car Vertical (you will have to pay for the check).

[FMOB]

Is it a hybrid (mild, etc) by any chance?

[RachG]

Its really odd - as some of the comparison sites dont recognise the reg. Yet its on AskMid etc..
I am absolutely baffled by it.

[RachG]

And no - its not a hybrid its a diesel car..

[FMOB]

RachG said:

And no - its not a hybrid its a diesel car..

If it isn't a hybrid of any sort then the insurer has just decided they don't want to cover that model, as for the reason well that could literally be anything as they never say why.

Probably best option is to visit the insurance comparison sites to find an insurer who wants your business.

[P675]

I've had this with gfs new car, a Kia Sportage Shadow Edition. Reg not recognised by current insurer and no option for Shadow Edition so they just can't do it. Ended up putting it on my multicar policy for the last 2 months, was no problem to find the car on that. Hopefully the insurance database will have been updated by then.

[FMOB]

P675 said:

I've had this with gfs new car, a Kia Sportage Shadow Edition. Reg not recognised by current insurer and no option for Shadow Edition so they just can't do it. Ended up putting it on my multicar policy for the last 2 months, was no problem to find the car on that. Hopefully the insurance database will have been updated by then.

Not finding the registration on a database shouldn't be a block on getting insurance, pretty much every new car purchased gets insured before the plate appears on a database where the insurers can see it. Just bought a second had car that needed a private plate taken off so no record of plate available but still took out a policy on the car.

[Gericho]

FMOB said:

Not finding the registration on a database shouldn't be a block on getting insurance, pretty much every new car purchased gets insured before the plate appears on a database where the insurers can see it. Just bought a second had car that needed a private plate taken off so no record of plate available but still took out a policy on the car.

Every insurer I've dealt with needed a plate number. If it wasnt there then they couldnt insure it or would have to take out chassis insurance.

How do they insure a new car without it being registered?

[P675]

FMOB said:

Not finding the registration on a database shouldn't be a block on getting insurance, pretty much every new car purchased gets insured before the plate appears on a database where the insurers can see it. Just bought a second had car that needed a private plate taken off so no record of plate available but still took out a policy on the car.

It was because they couldn't define the model as Shadow Edition. Tons of options for PHEV, mild hybrid and then the trims for each. But no mention of Shadow so they just couldn't do it. Ridiculous as its a bog standard car. They were happy to cancel the policy with no fee.