Insurance Comparison Question
Insurance Comparison Question
Author
Discussion

MightyV90

Original Poster:

4 posts

24 months

Wednesday 18th September 2024
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Hi all.
I've had an insurance policy cancelled. On digging I found my points where not declared on the proposal document. BUT I have check the comparison website and they WERE entered.
Has anyone experienced anything like this? Is this enough mitigation to have the cancellation marker removed? Yes I should have checked the proposal document before inception but that makes be stupid not a fraudster.
Thanks in advance.

TwigtheWonderkid

49,040 posts

179 months

Wednesday 18th September 2024
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People can have their policy cancelled for all kinds of reasons, over and above being a fraudster. Being disorganised (not having the money in your account to pay the direct debit). Stupidity is also a perfectly valid reason for cancellation. I don't think you have any chance of getting the cancellation rescinded.

Petrus1983

11,144 posts

191 months

Wednesday 18th September 2024
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.

MightyV90

Original Poster:

4 posts

24 months

Wednesday 18th September 2024
quotequote all
Hi
Thanks. I've DSARd the comparison site which I'm hoping will list dates and times of searches and can prove the information was provided. 6 days between purchase and inception. Policy cancelled on inception date.

No evidence of misrepresentation or intentional fraud. Data transfer primarily to blame.

However I didn't read proposal and check for inaccuracy. That makes me a tt not a fraudster and cancellation marker for fraud is unduly harsh imo

TwigtheWonderkid

49,040 posts

179 months

Wednesday 18th September 2024
quotequote all
MightyV90 said:
However I didn't read proposal and check for inaccuracy. That makes me a tt not a fraudster and cancellation marker for fraud is unduly harsh imo
It's not a cancellation marker for fraud. It's just a cancellation marker.

MightyV90

Original Poster:

4 posts

24 months

Tuesday 5th November 2024
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I cannot find my original post. But I wanted to update. I have been successful in having the fraud marker removed from my record. Go skippy underwritten by sommerset Bridge were a nightmare to deal with and tried to phob me off at every turn. Quite simply I couldn't let them and persisted.
They finally admitted that the error was due to a wrong account number being entered on the system. Claiming it was my fault however but removing the fraud marker.

Sorry for the rushed post but if anyone else is experiencing this problem I hope it provides some hope.

Fady

458 posts

233 months

Tuesday 5th November 2024
quotequote all
MightyV90 said:
I cannot find my original post. But I wanted to update. I have been successful in having the fraud marker removed from my record. Go skippy underwritten by sommerset Bridge were a nightmare to deal with and tried to phob me off at every turn. Quite simply I couldn't let them and persisted.
They finally admitted that the error was due to a wrong account number being entered on the system. Claiming it was my fault however but removing the fraud marker.

Sorry for the rushed post but if anyone else is experiencing this problem I hope it provides some hope.
Well done - always nice to hear of a satisfactory outcome!