16 yr Old - insurance for Citroen Ami

16 yr Old - insurance for Citroen Ami

Author
Discussion

bkelly74

Original Poster:

1 posts

6 months

Tuesday 3rd December 2024
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Hi,

Legally you need an AM licence to drive a quadracycle in the Uk at age of 16.

To achieve this you need to do a cbt, theory test and part 1 and 2 of your motorbike license.

He’s completed all these but I cannot find anywhere that will insure him.

Has anyone managed to get insurance for a 16 yr old driving an Ami?

Thanks in advance.
Bren

ACCYSTAN

1,206 posts

135 months

Friday 6th December 2024
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Not 16 year old but a 19 year old girl who recently obtained full license

They tried getting insurance on a 12 year old base spec Renault Clio petrol - quoted over £5k

They obtained many quotes, half of the firms wouldn’t even quote

They ended up buying her a pre reg l’ami after an insurance quote of £2k which was substantially less than a normal car.
They are hoping with 1 years no claims it will reduce further next year

L’ami is a bit of a compromise, can’t use it on A road as 28mph top speed is too slow and dangerous so she has to use back roads to get to work which take a bit longer.
Also needs charging every 3rd day which is a pain on a terrace street, range only 35 miles.
On a plus it’s easy to park and drive, good for a first time driver in those respects.

Her dad who’s a bit of a petrol head thinks they would sell a lot more if it could do 50mph and a range of 60 miles but I guess that would put price up.
Let’s not forget Stellantis are the worst at electric cars, they are behind rivals in terms of range and battery management.



Spare tyre

11,179 posts

144 months

Sunday 8th December 2024
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I fancy an Ami to go behind a campervan. I didn’t know you couldn’t use them on A roads!

monthou

5,010 posts

64 months

Sunday 8th December 2024
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Spare tyre said:
I fancy an Ami to go behind a campervan. I didn’t know you couldn’t use them on A roads!
I read it as (she thinks) the ami is too slow for A roads - there's no legal issue.

OverSteery

3,748 posts

245 months

Sunday 8th December 2024
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ACCYSTAN said:


Her dad who’s a bit of a petrol head thinks they would sell a lot more if it could do 50mph and a range of 60 miles but I guess that would put price up.
Let’s not forget Stellantis are the worst at electric cars, they are behind rivals in terms of range and battery management.
I have always assumed that if it were to go much faster it would be considered a proper car, so would need air bags, lane detection, NCAP testing etc etc.

I suspect it's near impossible to build a genuine small, light car with modern regulations.

InitialDave

13,122 posts

133 months

Sunday 8th December 2024
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I agree on both counts - I don't think they can in a practical/regulatory sense, but even with no range improvement, being able to do 50 would cover 90% of my daily use.

C69

793 posts

26 months

Sunday 8th December 2024
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bkelly74 said:
Has anyone managed to get insurance for a 16 yr old driving an Ami?
Have you tried Citroen's own insurance product?

https://www.citroen.co.uk/buy/services/citroen-ins...

normalbloke

8,064 posts

233 months

Sunday 8th December 2024
quotequote all
ACCYSTAN said:
Not 16 year old but a 19 year old girl who recently obtained full license

They tried getting insurance on a 12 year old base spec Renault Clio petrol - quoted over £5k

They obtained many quotes, half of the firms wouldn’t even quote

They ended up buying her a pre reg l’ami after an insurance quote of £2k which was substantially less than a normal car.
They are hoping with 1 years no claims it will reduce further next year

L’ami is a bit of a compromise, can’t use it on A road as 28mph top speed is too slow and dangerous so she has to use back roads to get to work which take a bit longer.
Also needs charging every 3rd day which is a pain on a terrace street, range only 35 miles.
On a plus it’s easy to park and drive, good for a first time driver in those respects.

Her dad who’s a bit of a petrol head thinks they would sell a lot more if it could do 50mph and a range of 60 miles but I guess that would put price up.
Let’s not forget Stellantis are the worst at electric cars, they are behind rivals in terms of range and battery management.
Why can’t you use the Ami on an A road, yet you can take a mobility scooter on a dual carriageway?

Decky_Q

1,790 posts

191 months

Sunday 8th December 2024
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As has been said already, it's not a legal problem driving on A roads, it's the fact you will be doing 28mph flat out and everyone else will want to get past, so they can travel as close to 60mph as is safe. Dual carriageway are also allowed, motorway is the only road its legally prohibited from.

Red9zero

8,885 posts

71 months

Sunday 8th December 2024
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Decky_Q said:
As has been said already, it's not a legal problem driving on A roads, it's the fact you will be doing 28mph flat out and everyone else will want to get past, so they can travel as close to 60mph as is safe. Dual carriageway are also allowed, motorway is the only road its legally prohibited from.
When I used to commute to the office, there was a chap who lived on the main A road who had a microcar. No one would let him out as it was so slow (28mph as above) and even slower up hills. It just about kept up with traffic nearer the city, but anywhere else it was a liability. Saying that though, a security guard at our office had one, and he went on holiday to Cornwall, from Bristol in it.

paddy1970

1,098 posts

123 months

Sunday 8th December 2024
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ACCYSTAN said:
Her dad who’s a bit of a petrol head thinks they would sell a lot more if it could do 50mph and a range of 60 miles but I guess that would put price up.
Let’s not forget Stellantis are the worst at electric cars, they are behind rivals in terms of range and battery management.
In the UK, specialists have developed methods to enhance the vehicle's performance.

For instance, AMTuning Ltd offers a postal service for speed limiter removal, which involves modifying the ECU to allow higher speeds.

Shiftech also offers reprogramming services to increase the Citroën Ami's top speed. Their tuning can raise the maximum speed from 45 km/h to 65 km/h (approximately 40 mph).

Some members of the Ami Mods community have managed to increase the top speed to approximately 45 mph (72 km/h). They have also managed to enhance range, charging capabilities, and safety features.


Edited by paddy1970 on Sunday 8th December 17:45

BoRED S2upid

20,642 posts

254 months

Sunday 8th December 2024
quotequote all
monthou said:
Spare tyre said:
I fancy an Ami to go behind a campervan. I didn’t know you couldn’t use them on A roads!
I read it as (she thinks) the ami is too slow for A roads - there's no legal issue.
Likewise it’s not the law otherwise most tractors and mopeds would be banned from A roads.

SydneyBridge

10,055 posts

172 months

Sunday 8th December 2024
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Not a problem if you live somewhere with mainly 20mph limits

vaud

54,818 posts

169 months

Sunday 8th December 2024
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SydneyBridge said:
Not a problem if you live somewhere with mainly 20mph limits
They are designed as a city car… some very neat design features when you look at the construction.

Before the music stops

3,206 posts

281 months

Sunday 8th December 2024
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A client of mine was bought one as a joke birthday present to store on the back of one of his yachts. If you saw the size of him, you would see the joke. His armed security detail aren't so pleased with the idea of him driving about in it.

macron

11,685 posts

180 months

Sunday 8th December 2024
quotequote all
Before the music stops said:
A client of mine was bought one as a joke birthday present to store on the back of one of his yachts. If you saw the size of him, you would see the joke. His armed security detail aren't so pleased with the idea of him driving about in it.
Well I'm sure we're all delighted at this random willy waving but what the actual fk has it got to do with getting a 16 year old insured?

Can you ask this "security detail" if their boss will pay it for her?

UK_Scat_Pack

237 posts

170 months

Saturday 4th January
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I’m surprised you can actually get insurance with it for a 16 year old. My wife has always had an issue every year with car insurance as when they ask, she tells them she has had her full driving licence since 16yo (she passed overseas) and the answer every time from various insurance companies is “our systems don’t go as low as 16. 17 is the youngest age you can have”!

595Heaven

2,813 posts

92 months

Saturday 4th January
quotequote all
UK_Scat_Pack said:
I’m surprised you can actually get insurance with it for a 16 year old. My wife has always had an issue every year with car insurance as when they ask, she tells them she has had her full driving licence since 16yo (she passed overseas) and the answer every time from various insurance companies is “our systems don’t go as low as 16. 17 is the youngest age you can have”!
They are wrong. A 16 year old can hold a normal car licence in limited circumstances. From https://www.gov.uk/driving-lessons-learning-to-dri...

gov.uk said:
Overview

You can apply for a provisional driving licence when you’re 15 years and 9 months old.

You can start driving a car when you’re 17.

You can drive a car when you are 16 if you get, or have applied for, the enhanced rate of the mobility component of Personal Independence Payment (PIP).
Might be worth searching for a specialist that covers this area of driving law OP

Edit: Found this thread. The last post has some ideas ref insurance

https://forum.scope.org.uk/discussion/81345/insura...



Edited by 595Heaven on Saturday 4th January 07:24

A500leroy

6,667 posts

132 months

Saturday 4th January
quotequote all
Try flux

UK_Scat_Pack

237 posts

170 months

Saturday 4th January
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595Heaven said:
UK_Scat_Pack said:
I’m surprised you can actually get insurance with it for a 16 year old. My wife has always had an issue every year with car insurance as when they ask, she tells them she has had her full driving licence since 16yo (she passed overseas) and the answer every time from various insurance companies is “our systems don’t go as low as 16. 17 is the youngest age you can have”!
They are wrong. A 16 year old can hold a normal car licence in limited circumstances. From https://www.gov.uk/driving-lessons-learning-to-dri...




I hardly think all the major insurance companies are ‘wrong’ as you put it. Like I say they ALL quote that their systems only allow to go as low as 17.