Insurance quotes mental!!
Discussion
Getting a Volvo v90 tomorrow
most quotes from the usual suspects are around 650. However Budget quoted 571 .39 inc breakdown, as i already have green flag i rang ans asked whay would it reduce to She quoted 540 great CC at tready.. sorry she says id is 841 as you purchased the car in Feb.. Have slowly explained i only startd getting quotesterday, she told me to try and get the original quote.. Hit the button to pay NOW 1221 WHJF are they playing at?
Rant over
most quotes from the usual suspects are around 650. However Budget quoted 571 .39 inc breakdown, as i already have green flag i rang ans asked whay would it reduce to She quoted 540 great CC at tready.. sorry she says id is 841 as you purchased the car in Feb.. Have slowly explained i only startd getting quotesterday, she told me to try and get the original quote.. Hit the button to pay NOW 1221 WHJF are they playing at?
Rant over
silverfoxcc said:
Getting a Volvo v90 tomorrow
most quotes from the usual suspects are around 650. However Budget quoted 571 .39 inc breakdown, as i already have green flag i rang ans asked whay would it reduce to She quoted 540 great CC at tready.. sorry she says id is 841 as you purchased the car in Feb.. Have slowly explained i only startd getting quotesterday, she told me to try and get the original quote.. Hit the button to pay NOW 1221 WHJF are they playing at?
Rant over
I think the issue is calling up the day before. You are captive and entirely at their mercy. Fairly sure the key window, if possible, is between 3-4 weeks prior for best quotes.most quotes from the usual suspects are around 650. However Budget quoted 571 .39 inc breakdown, as i already have green flag i rang ans asked whay would it reduce to She quoted 540 great CC at tready.. sorry she says id is 841 as you purchased the car in Feb.. Have slowly explained i only startd getting quotesterday, she told me to try and get the original quote.. Hit the button to pay NOW 1221 WHJF are they playing at?
Rant over
So is it a mid policy change of car? If so, again your current insurer may have you over a barrel. I had similar, changed a car to an identical model albeit a year younger and the mid term price to change was £140 on a policy that was originally £190 for the year. Starting afresh, I was getting quotes of £205 however the cancellation fee plus what I'd paid plus dicking about etc... so I reluctantly paid it and vowed never to darken their door again after the policy expires in December.
ncjones said:
Yes, that. I found out this buying my daughter her first car. Ran quotes before buying (£1400) putting a start date of 3 weeks later, went to see it, bought it...went to buy a policy to start immediately....lowest quote >£1900. If I waited 3 days to insure it, it came down to £1470.
I did the same (or similar) with my daughter. When she passed her test, I immediately got her insurance, but put the start date two weeks later. Sure, she couldn't drive for those two weeks which must have been frustrating, but it was over £400 cheaper.It all seems to be a complete lottery.
I recently played the tedious quote hunting game for my Porsche Cayman. When the guy on the pohone realised I had had a windscreen claim last year, it was a bit of a sucking through his teeth moment for him. (And me tbh).
Anyway, he inputted the £900 claim....
It reduced the premium by £40! Go figure.
I recently played the tedious quote hunting game for my Porsche Cayman. When the guy on the pohone realised I had had a windscreen claim last year, it was a bit of a sucking through his teeth moment for him. (And me tbh).
Anyway, he inputted the £900 claim....
It reduced the premium by £40! Go figure.
Sheepshanks said:
DickyC said:
Round figures:
My wife's renewal on her 1998 SLK230 - £150
My renewal on my 2012 C200 Estate - £450
Both fully comp, both S, D & P, both of us clean licences, no claims for decades, both in our 70s. Both cars worth buttons. Both policies with Saga.
Same annual mileage?My wife's renewal on her 1998 SLK230 - £150
My renewal on my 2012 C200 Estate - £450
Both fully comp, both S, D & P, both of us clean licences, no claims for decades, both in our 70s. Both cars worth buttons. Both policies with Saga.
DickyC said:
Round figures:
My wife's renewal on her 1998 SLK230 - £150
My renewal on my 2012 C200 Estate - £450
Both fully comp, both S, D & P, both of us clean licences, no claims for decades, both in our 70s. Both cars worth buttons. Both policies with Saga.
My guess, 1998 SLK230s overall cost them about a third in claims compared to 2012 C200 estates. All other factors being equal. My wife's renewal on her 1998 SLK230 - £150
My renewal on my 2012 C200 Estate - £450
Both fully comp, both S, D & P, both of us clean licences, no claims for decades, both in our 70s. Both cars worth buttons. Both policies with Saga.
TwigtheWonderkid said:
My guess, 1998 SLK230s overall cost them about a third in claims compared to 2012 C200 estates. All other factors being equal.
You're probably right - it's just arithmetic. My brother had a 1969 Cooper S in the 70s which was expensive to insure right up until the Cooper S was lumped in with the 1275GT. He was simultaneously pleased and insulted.andygo said:
It all seems to be a complete lottery.
I recently played the tedious quote hunting game for my Porsche Cayman. When the guy on the pohone realised I had had a windscreen claim last year, it was a bit of a sucking through his teeth moment for him. (And me tbh).
Anyway, he inputted the £900 claim....
It reduced the premium by £40! Go figure.
It'll be something along the lines of, people who have windscreen claims just happen to have less crashes. It's all bloody bonkers.I recently played the tedious quote hunting game for my Porsche Cayman. When the guy on the pohone realised I had had a windscreen claim last year, it was a bit of a sucking through his teeth moment for him. (And me tbh).
Anyway, he inputted the £900 claim....
It reduced the premium by £40! Go figure.
Killer2005 said:
I've just had similar with Adrian Flux. Did a quote through money supermarket and was quoted around £850, £650 through confused.com.. Tried AF as I've been insured through them before and they came back with £1,300.
Unfortunately Flux has become a victim of its own success in that it really did used to be reasonable, especially for something classic or a bit unusual. LV and the old farmers one NFU have gone the same way. There are still some good, small non corporate brokers around ( yes, I know they take their cut). but, they can be excellent, and you can meet a real human being.Edited by Lester H on Sunday 1st June 10:27
just an update mansged to get a quote 225.00 cheaper by giving a starting date 2 weeks later..going on line and adding my lad 46 with 29yrs driving, no claims no endorsenents not unspent convictions , the prog seized.. got onto the helpline abd they said insurance declined to include him as, and get this. because of his age and length of time living in the UK so 46 years is not long enough.. they did confirm these were tge only two reasons... looks like in 11 months timevi stsrt looking to change companies
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