Anyone here used Hastings YouDrive or other app-only telemat
Discussion
Hey folks,
My car insurance renewal came in at a ridiculous £2800 this year. The next cheapest non-telematics quote I’ve found is around £1800.
However, I’ve just been quoted £1300 with Hastings YouDrive — a telematics policy that doesn’t require a black box but instead uses a smartphone app to track your driving. Massive saving, but I’ve got some concerns.
If you've used Hastings YouDrive or any similar app-based telematics policy (no black box), I’d love your thoughts on:
How accurate is the trip tracking?
Does it wrongly log walking, public transport or passenger trips?
How strict are they with things like speed (e.g. 75-80mph on motorway)?
Do both drivers (my wife is a named driver) need the app too?
Does it run constantly in the background and drain your battery?
Any issues with privacy, missed journeys, or policy warnings?
I like the idea of the savings, but I’m worried about being tracked 24/7 or penalised for things outside my control.
Would really appreciate hearing how it’s gone for others — especially long-term users or anyone who’s claimed while on it!
Thanks in advance 🙏
My car insurance renewal came in at a ridiculous £2800 this year. The next cheapest non-telematics quote I’ve found is around £1800.
However, I’ve just been quoted £1300 with Hastings YouDrive — a telematics policy that doesn’t require a black box but instead uses a smartphone app to track your driving. Massive saving, but I’ve got some concerns.
If you've used Hastings YouDrive or any similar app-based telematics policy (no black box), I’d love your thoughts on:
How accurate is the trip tracking?
Does it wrongly log walking, public transport or passenger trips?
How strict are they with things like speed (e.g. 75-80mph on motorway)?
Do both drivers (my wife is a named driver) need the app too?
Does it run constantly in the background and drain your battery?
Any issues with privacy, missed journeys, or policy warnings?
I like the idea of the savings, but I’m worried about being tracked 24/7 or penalised for things outside my control.
Would really appreciate hearing how it’s gone for others — especially long-term users or anyone who’s claimed while on it!
Thanks in advance 🙏
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