Returning Expat - Insurance Advice

[anonymous-user]

Hi all

Looking for any advice or options that I may have missed in my situation. I'll try to keep it brief.

- Obtained UK licence in 2000
- Moved to Canada in 2019 and obtained Canadian licence
- Returning to UK next month, will be obtaining UK licence
- Will be unemployed for the first 6 weeks, but have a confirmed job start in December.

The best quote I found was Marshmallow at around 100 per month, however this is listing my profession as the job I'm starting. Technically, as I want to start the insurance when I arrive, I will have to state that I'm unemployed. Which makes the quote over 160 a month!

I've looked for temporary insurance (again stating I'll be unemployed for the temporary period) but I get not hits.

I think my only option, other than waiting until I start my job to drive, is to take the higher price for 6 weeks and then update my profession in the hope that it lowers my insurance to the 100 per month, or alternatively to cancel the policy at that point and pay a 75 pound administration charge.

Has anyone been in this situation, or has any advice for any alternative options?

Thanks

[alscar]

Tbh in your situation I would be perhaps contacting an Insurance broker and explain it to them and let them do the work.
Trying to put your circumstances into a search engine matrix won’t work.
Equally not being 100% about your work situation is never a good idea.
Clearly you are starting with 0 UK NCB and add to that either temporary or full annual insurance along with being unemployed is never going to be “cheap “ and that’s before age and the car itself are considered and indeed prior driving experience overseas.
Howdens ( Thatcham office ) are pretty decent as a start point.

[aeropilot]

alscar said:

Tbh in your situation I would be perhaps contacting an Insurance broker and explain it to them and let them do the work.
Trying to put your circumstances into a search engine matrix won t work.

^^This.

Search engine route is not your friend in your situation.

[anonymous-user]

Thank you so much, both. I'll contact a broker to see what they may be able to do.

Marshmallow is actually a very decent price (IMO) once I'm actually back and in employment. It's a shame I can't speak to them in person.

Appreciate the responses.

[Rumdoodle]

Keith Michaels specialises in all kinds of expat situations. Worth a call if you haven't already.

[Sebring440]

Someone with a similar problem here:

https://www.pistonheads.com/gassing/topic.asp?h=0&...