First post - car RTC damage!
Discussion
Hi, first post on here although have read and searched a few times over the years.
I was involved in an RTC last week at a roundabout, T Boned where a car failed to give way and ploughed into my side at 35mph ish. Heavy damage to both doors particularly front passenger, and also back panel towards the wheel. Car not driveable, all side airbags deplyed. I'd attach pictures if I could but don't have the option?
24 plate CLA250e (company car) 18k ish on clock, is it likely to be a write off or repairable? Obviously hard to say without knowing structural damage but would the airbags alone indicate that it's gone?
Although it's a company car it's still a pain as now means I'm lumbered with a expensive C02 hire car bumping my tax up, meanwhile running around in something not of my choice and unpractical! Plus dealing with pain, insurers etc. all because some dozy woman didn't look or see me and smashed into me, without even a threat of a dangerous driving charge. Yet if I did 36 in a 30 they'd have me and I'd be worse off, it's mad.
I was involved in an RTC last week at a roundabout, T Boned where a car failed to give way and ploughed into my side at 35mph ish. Heavy damage to both doors particularly front passenger, and also back panel towards the wheel. Car not driveable, all side airbags deplyed. I'd attach pictures if I could but don't have the option?
24 plate CLA250e (company car) 18k ish on clock, is it likely to be a write off or repairable? Obviously hard to say without knowing structural damage but would the airbags alone indicate that it's gone?
Although it's a company car it's still a pain as now means I'm lumbered with a expensive C02 hire car bumping my tax up, meanwhile running around in something not of my choice and unpractical! Plus dealing with pain, insurers etc. all because some dozy woman didn't look or see me and smashed into me, without even a threat of a dangerous driving charge. Yet if I did 36 in a 30 they'd have me and I'd be worse off, it's mad.
They will but the issue I have now as I've got a Mini (which will be going back as it's far too small and nowhere near like for like, especially me being crocked!) but it's going to cost me £306 a month in tax BiK, as opposed to the £130 ish I currently pay due to the emissions. So not only do I get a lesser car but I actually will end up paying more for it through tax due to something totally not my fault! Double whammy.
DWDCA it should be at least in my book but Police don't seem that bothered shock.
I'd attach images but I don't have an option to on here, maybe being a new account perhaps?
DWDCA it should be at least in my book but Police don't seem that bothered shock.
I'd attach images but I don't have an option to on here, maybe being a new account perhaps?
SC77Y said:
They will but the issue I have now as I've got a Mini (which will be going back as it's far too small and nowhere near like for like, especially me being crocked!) but it's going to cost me £306 a month in tax BiK, as opposed to the £130 ish I currently pay due to the emissions. So not only do I get a lesser car but I actually will end up paying more for it through tax due to something totally not my fault! Double whammy.
DWDCA it should be at least in my book but Police don't seem that bothered shock.
I'd attach images but I don't have an option to on here, maybe being a new account perhaps?
The BiK is probanly something you can claim back on the insurance claim. DWDCA it should be at least in my book but Police don't seem that bothered shock.
I'd attach images but I don't have an option to on here, maybe being a new account perhaps?
I would be asking HR dept about that. They should reimburse you.
sherman said:
The BiK is probanly something you can claim back on the insurance claim.
I would be asking HR dept about that. They should reimburse you.
Worth a try isn't it? I will ask, mind getting hard of insurers isn't easy they can't do enough at the start then go very quiet...I would be asking HR dept about that. They should reimburse you.
They should reimburse me but I got stung when my company car was delayed and I was driving a BMW 320 around which ended up costing £475 a month
for 6 monthsSC77Y said:
Hi, first post on here although have read and searched a few times over the years.
I was involved in an RTC last week at a roundabout, T Boned where a car failed to give way and ploughed into my side at 35mph ish. Heavy damage to both doors particularly front passenger, and also back panel towards the wheel. Car not driveable, all side airbags deplyed. I'd attach pictures if I could but don't have the option?
24 plate CLA250e (company car) 18k ish on clock, is it likely to be a write off or repairable? Obviously hard to say without knowing structural damage but would the airbags alone indicate that it's gone?
Although it's a company car it's still a pain as now means I'm lumbered with a expensive C02 hire car bumping my tax up, meanwhile running around in something not of my choice and unpractical! Plus dealing with pain, insurers etc. all because some dozy woman didn't look or see me and smashed into me, without even a threat of a dangerous driving charge. Yet if I did 36 in a 30 they'd have me and I'd be worse off, it's mad.
Given the number of people who seem to believe they have a god given right to enter a roundabout while screaming "I HAVE RIGHT OF WAY" ploughing through all in their path and ignoring the give way lines its very hard to tell which one is which in this scenario without more details... I was involved in an RTC last week at a roundabout, T Boned where a car failed to give way and ploughed into my side at 35mph ish. Heavy damage to both doors particularly front passenger, and also back panel towards the wheel. Car not driveable, all side airbags deplyed. I'd attach pictures if I could but don't have the option?
24 plate CLA250e (company car) 18k ish on clock, is it likely to be a write off or repairable? Obviously hard to say without knowing structural damage but would the airbags alone indicate that it's gone?
Although it's a company car it's still a pain as now means I'm lumbered with a expensive C02 hire car bumping my tax up, meanwhile running around in something not of my choice and unpractical! Plus dealing with pain, insurers etc. all because some dozy woman didn't look or see me and smashed into me, without even a threat of a dangerous driving charge. Yet if I did 36 in a 30 they'd have me and I'd be worse off, it's mad.
Whenever a crash video is posted its honestly scary the number of people who get it confidently wrong.
I have a horrific 3-way "T junction" roundabout near me where people will straight line it going the wrong side of the roundabout at speed one way with no effort to slow down. Turning right out of the "side" road across it is something I'm always wary of despite having "priority".
I get you but she admitted liability to me and the police, and again since via text message. You always give way to the right and I had actually set off across the roundabout probably doing 15-20, going straight over and wasn't even aware of her until her lights appeared to my left she was shifting, it was dark and wet anyone would ease off in those circumstances especially coming up to a roundabout, she didn't. She didn't even brake and smashed right into the passenger side of me. Should be clear cut but no doubt the insurance people on her side will try argue.
It's made me decide to get a dash cam anyways for if ever anything happens like this again.
Just realised it'll now let me post images must be a post limit option until a few in to stop spammers I guess....
It's made me decide to get a dash cam anyways for if ever anything happens like this again.
Just realised it'll now let me post images must be a post limit option until a few in to stop spammers I guess....
Sorry to hear that.
Since both doors are damaged, the B-pillar probably is too, plus the sill. I guess it'll be written off.
I don't know where the Mini came from, but you could probably insist on a "like for like" courtesy car, ie another EV with comparable space inside. I think this should be a cost reclaimable from the other party.
In terms of fault, the combo of which parts of the cars are damaged and where they ended up on the road, combined with the road markings, will likely make it clear that it was the other party's fault.
Since both doors are damaged, the B-pillar probably is too, plus the sill. I guess it'll be written off.
I don't know where the Mini came from, but you could probably insist on a "like for like" courtesy car, ie another EV with comparable space inside. I think this should be a cost reclaimable from the other party.
In terms of fault, the combo of which parts of the cars are damaged and where they ended up on the road, combined with the road markings, will likely make it clear that it was the other party's fault.
SC77Y said:
I get you but she admitted liability to me and the police, and again since via text message. You always give way to the right and I had actually set off across the roundabout probably doing 15-20, going straight over and wasn't even aware of her until her lights appeared to my left she was shifting, it was dark and wet anyone would ease off in those circumstances especially coming up to a roundabout, she didn't. She didn't even brake and smashed right into the passenger side of me. Should be clear cut but no doubt the insurance people on her side will try argue.
Give way to traffic from the right on the roundabout. An important distinction because some seem to feel that someone already on the roundabout has to give way to "traffic from the right" even if they're 100metres away but doing 70...Being charitable in the dark/wet she might not have seen the roundabout, or just with the massive increase in lights everywhere it can be quite hard some times to make out the _side_ of a car against the visual clutter, or just bad timing and you were lost in her A pillar and she thought it was clear.
Doesn't change the liability or that she should have slowed down of course. Hope you get it all sorted asap.
SC77Y said:
sherman said:
The BiK is probanly something you can claim back on the insurance claim.
I would be asking HR dept about that. They should reimburse you.
Worth a try isn't it? I will ask, mind getting hard of insurers isn't easy they can't do enough at the start then go very quiet...I would be asking HR dept about that. They should reimburse you.
They should reimburse me but I got stung when my company car was delayed and I was driving a BMW 320 around which ended up costing £475 a month
for 6 monthsFastdruid said:
Give way to traffic from the right on the roundabout. An important distinction because some seem to feel that someone already on the roundabout has to give way to "traffic from the right" even if they're 100metres away but doing 70...
Being charitable in the dark/wet she might not have seen the roundabout, or just with the massive increase in lights everywhere it can be quite hard some times to make out the _side_ of a car against the visual clutter, or just bad timing and you were lost in her A pillar and she thought it was clear.
Doesn't change the liability or that she should have slowed down of course. Hope you get it all sorted asap.
I was already on the roundabout and going fairly slowly having just left a supermarket car park, she was bombing from my left and didn't even ease off as she approached she just somehow never saw a big black Mercedes and there's no obstructions. It was dark and wet ground but not raining at the time.Being charitable in the dark/wet she might not have seen the roundabout, or just with the massive increase in lights everywhere it can be quite hard some times to make out the _side_ of a car against the visual clutter, or just bad timing and you were lost in her A pillar and she thought it was clear.
Doesn't change the liability or that she should have slowed down of course. Hope you get it all sorted asap.
I was in her eyeline whereas I didn't see her until she was at my side and it was too late. She was a care worker rushing to the next patient and I suspect was distracted by a phone or something, or just rushing so much and not paying attention.
Police were called out and ambulance, everything was written down by them and I got all of her details.
To be fair her partner drove back after he had collected her so she obviously feels bad but doesn't help me, too many people doing things like that on the road these days. Ironically I'd driven 255 miles the day before no issue and then get smashed into doing a 3 mile round trip to Tesco and back!
samoht said:
Sorry to hear that.
Since both doors are damaged, the B-pillar probably is too, plus the sill. I guess it'll be written off.
I don't know where the Mini came from, but you could probably insist on a "like for like" courtesy car, ie another EV with comparable space inside. I think this should be a cost reclaimable from the other party.
In terms of fault, the combo of which parts of the cars are damaged and where they ended up on the road, combined with the road markings, will likely make it clear that it was the other party's fault.
That's what I thought especially as I pay a slight upgrade. Spoke to someone from fleet and they requested a small car rather than a medium/executive one, as they said there was no guarantee the costs would be reimbursed through her employer. Partly true I guess as they know the circumstances but that's not my issue really, without being precious and demanding an identical make/model etc I wanted something of similar size and running costs. We don't have a fleet manager as such seems to be a director and a load of other people mostly HR (Human Remains) who are involved and as we all know HR are about as much use as an ashtray on a motorbike! Have attached another image which may show clearer the damage, wasn't allowed to take any in daylight at the compound as it's Police controlled!Since both doors are damaged, the B-pillar probably is too, plus the sill. I guess it'll be written off.
I don't know where the Mini came from, but you could probably insist on a "like for like" courtesy car, ie another EV with comparable space inside. I think this should be a cost reclaimable from the other party.
In terms of fault, the combo of which parts of the cars are damaged and where they ended up on the road, combined with the road markings, will likely make it clear that it was the other party's fault.
Thanks for the input and replies everyone.
Will be sure to keep all receipts and expenses noted however small as this could go on for a while, first physio booked in tomorrow!
Edited by SC77Y on Tuesday 18th November 23:13
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