Insurance Advice

[Drive Blind]

my plan this year was to retire my current car - Golf GTI - to summer use only and buy another daily driver. I don't have a garage/offroad parking for a second car.

A 2014 Leon diesel has been lined up to become my daily driver and I've found a car storage place for the Golf over this winter,
I'm struggling to find car insurance to cover this scenario.

My current insurer - Esure - won't cover a 2nd vehicle.

The online insurance quote places don't have flexibility I need eg the Golf will get used for say 5K miles a year in the summer and will be in storage the rest of the time. The answers to where its kept, usage etc don't cover my situation.

The best solution I can find at this moment is to start a 2nd policy for the Leon and just let the Golf policy run as is. Golf policy runs to July 2027.

Do I need to find a more specialist insurance company and talk to somebody on the phone?
Plenty of folk on here must have a daily driver and a 'summer car' - how do you do it?

[alscar]

One of those occasions not to try and use a comparison site.
Try a broker like Howdens ( the old A plan ) - from memory it’s the Thatcham office that is best.
Alternatively a google of car insurance brokers will bring up other names.

[v8notbrave]

I find separate policies is cheaper and build UK NCB

Brokers either too pricey or spend ages on the phone

Golf you can do on a limited mileage one for example

[Clad-Hach]

For a number of years I used Hastings Direct, when I bought another car instead of starting from scratch they put my full no-claims on the new car, only after one year had passed they allowed me to protect my new NCB.