Car Insurance madness!
Discussion
Car insurance renewal time has come.
I have been with a certain Retarded And Cantankerous insurer since i passed my test with them.
Initially happy. £1500 fully comp as a named driver. Added perk is that i earn an NCB as a bonus for passing first time with their own driving school (i now know that NCB is meaningless)
Anyway. Been with them 3 years with 0 claims. Get told today
"sorry sir your renewal quote exceeds our £5000 threashold. You are deemed too high a risk"
WHAT?? Car hasnt changed, address is the same, usage the same. The only thing to change is i havent made a claim for 3 years and im 3 years older!
Oh well. A well known sailor and someone afraid of mice have quoted £1060 so i'll go with them.... Or ill go on our Audi, which despite being a 2.6 V6 is only £30 more than the 2.0 Mondeo.
Tried adding my 18 y/o brother to the mondeo and it shoots to £2060. Then tried on a 1.2 corsa and it boost up to £3500!!!!! - probably becasue so many teens white them off but still....
Insurance is bizzare
I have been with a certain Retarded And Cantankerous insurer since i passed my test with them.
Initially happy. £1500 fully comp as a named driver. Added perk is that i earn an NCB as a bonus for passing first time with their own driving school (i now know that NCB is meaningless)
Anyway. Been with them 3 years with 0 claims. Get told today
"sorry sir your renewal quote exceeds our £5000 threashold. You are deemed too high a risk"
WHAT?? Car hasnt changed, address is the same, usage the same. The only thing to change is i havent made a claim for 3 years and im 3 years older!
Oh well. A well known sailor and someone afraid of mice have quoted £1060 so i'll go with them.... Or ill go on our Audi, which despite being a 2.6 V6 is only £30 more than the 2.0 Mondeo.
Tried adding my 18 y/o brother to the mondeo and it shoots to £2060. Then tried on a 1.2 corsa and it boost up to £3500!!!!! - probably becasue so many teens white them off but still....
Insurance is bizzare
OMNIO said:
Oh well. A well known sailor and someone afraid of mice have quoted £1060 so i'll go with them.... Or ill go on our Audi, which despite being a 2.6 V6 is only £30 more than the 2.0 Mondeo.
Ah, you beat me to it 
Admiral are excellent for young drivers in any situation, in my experience - I frequently get quotes from them for hundreds of pounds less than my mates have been paying. You can name when you're not shaming, by the way 
I have the very same Audi (a 2.6 A4) insured with Admiral for the second year now, still recommend them most highly. Elephant dealt with a previous claim very well too.
Try adding - if you haven't already - an older family member with a clean licence to your policy. Doesn't matter whether or not they'll drive the car at all, but it will pull the price down. £1090 is the same as I'm paying, and you should be on less.
McSam said:
h, you beat me to it Admiral are excellent for young drivers in any situation, in my experience - I frequently get quotes from them for hundreds of pounds less than my mates have been paying. You can name when you're not shaming, by the way
I have the very same Audi (a 2.6 A4) insured with Admiral for the second year now, still recommend them most highly. Elephant dealt with a previous claim very well too.
Try adding - if you haven't already - an older family member with a clean licence to your policy. Doesn't matter whether or not they'll drive the car at all, but it will pull the price down. £1090 is the same as I'm paying, and you should be on less.
Both my parents are already on the insurance so no furthur drops there unfortunately. Unless we move house we wont be able to get the quote any cheaper. You must live in a nice place Admiral are excellent for young drivers in any situation, in my experience - I frequently get quotes from them for hundreds of pounds less than my mates have been paying. You can name when you're not shaming, by the way I have the very same Audi (a 2.6 A4) insured with Admiral for the second year now, still recommend them most highly. Elephant dealt with a previous claim very well too.
Try adding - if you haven't already - an older family member with a clean licence to your policy. Doesn't matter whether or not they'll drive the car at all, but it will pull the price down. £1090 is the same as I'm paying, and you should be on less.
OMNIO said:
Both my parents are already on the insurance so no furthur drops there unfortunately. Unless we move house we wont be able to get the quote any cheaper. You must live in a nice place
It would have helped if you had a vagina but the good old EU has now f
ked that one up as well.OMNIO said:
Both my parents are already on the insurance so no furthur drops there unfortunately. Unless we move house we wont be able to get the quote any cheaper. You must live in a nice place
Ah, right. In that case, you might get a better quote for adding your brother with just one of them on, Admiral don't seem to like more than two named drivers. Still won't be great, mind!But yeah, I do, I'm pretty lucky there
..Every day on here is National Mental Insurers' Day
Riknos said:
Best not be fronting, as that is fraud..Not singling you out but why does everyone automatically assume that just becasue a young driver says they are a named driver they are lying?
Anyway people commit petty fraud every day.
Oakey said:
Wow that insane.Mind you I'm half a mile from Edmonton and 1 mile from Tottenham. Both areas are blacklisted by several insurers, so even small distances can make big differences.
Oakey said:
Isnt that just every day there open?Gassing Station | General Gassing | Top of Page | What's New | My Stuff