Ouch £33K insurance for a corsa ....

[Kaelic]

Bit of a mental quote from the AA

but £6K being the cheapest too

http://menmedia.co.uk/manchestereveningnews/news/s...


am kinda dreading my renewal next month lol!

[jr123]

Kaelic said:

Bit of a mental quote from the AA

but £6K being the cheapest too

http://menmedia.co.uk/manchestereveningnews/news/s...


am kinda dreading my renewal next month lol!

ASDA quoted me £18,000 on a £900 1.4 Almera

[kambites]

I fail to see the problem, really. A 33k quote just means "sod off, we don't want to insure you". Insurance companies have used this method for years.

[Jasandjules]

kambites said:

I fail to see the problem, really. A 33k quote just means "sod off, we don't want to insure you". Insurance companies have used this method for years.

^ This. When I was 18 the insurance company just kept telling me "that'll be 10k" no matter what car I asked them to quote on - I took the hint and went elsewhere....

[blambert]

My 182 is with Flux at £1220.

On confused.com, similar quotes come up and then devolve into the £8-9k area. Its not about risk or cost or anything, just those companies have made a decision to avoid people like me. Same thing with the 30k quote!

[Kaelic]

only had the subject brought to my attention as I nearly ran a granada news crew down while turning into the company car park

They are out there interviewing the poor lad as we speak!

[ZOLLAR]

kambites said:

I fail to see the problem, really. A 33k quote just means "sod off, we don't want to insure you". Insurance companies have used this method for years.

[Scraggles]

suspect some of the chavs and other dim folk might think that they cant get insurance and decide not to bother, the Caravan Using Nomadic Travelling Scumbags never bother to insure as they have no address to send the insurance to

[Shaw Tarse]

ZOLLAR said:

kambites said:

I fail to see the problem, really. A 33k quote just means "sod off, we don't want to insure you". Insurance companies have used this method for years.

Why wouldn't they want to insure him?
Age
Type of car
Address

[ZOLLAR]

Shaw Tarse said:

ZOLLAR said:

kambites said:

I fail to see the problem, really. A 33k quote just means "sod off, we don't want to insure you". Insurance companies have used this method for years.

Why wouldn't they want to insure him?
Age
Type of car
Address

The AA have a list of insurers which all probably cover most aspect of the market, not all of them are likely to cover under 25's so would quote a high premium just to put him off them.

[ZesPak]

Isn't this a never-ending story, based on numbers?

How many have an insurance on their parents?
How many of that have accidents?

Lets put this into numbers:
Take 90 are "piggybacking" their insurance.
10 are "for real"
So the insurance company don't have any number on how many are actually driving the cars they insure.

Then 10 get a serious accident (eg totalling the other car, worth about 25-30k), and claim their insurance (only 1 of them was insured on his own account).

Now, according to the numbers, does that mean that 100% of the sub-twenty year olds have a crash?

So, when you ask for a claim, they just say: you're going to crash into a 30k car, so you better pay it up front?

Hence creating a downward spiral?

That said, I think the AA are no good in this article:
“The quote he received is clearly ridiculous and this should not have happened. For that I apologise."

“Historically, we have always asked our insurers to quote as often as possible so that we can, if necessary, offer appropriate terms for our customers."

That's all very nice, but if that claim was ridiculous and shouldn't have happened, what would be your valid claim? I don't see it mentioned in the article...

[poo at Paul's]

I suppose since Charlie Sheen went mental and there is a threat to his show, money may be becoming abit tight?

[dave9]

people always complain like the article in thisismoney where he has just written off his car and he is baulking at the 24k cost to insure his volvo at age 18.

its that much for a reason sadly.

[Ian974]

I'm renewing my insurance, I'm fairly sure the most expensive on a comparison site would be ridiculous, stop the press

[southpaw]

What a non-story - everyone knows this already!