Do we need a seperate Insurance Section?
Discussion
Does general gassing need a seperate insurance section as there are currently 5 or 6 threads running, half of which are asking the same question?
A summary for those who don't know how to use the search function:
1) Premiums have gone up because:
- Insurers are broke. Claims costs are more than premiums and they have lost their investment income due to crap interest rates and the markets aren't performing.
- Huge increase in ambulance chaser, whiplash and Personal Injury no-win-no-fee claims.
2) Young male drivers have always paid more for insurance. Get over it. They have big crashes showing off to their mates which result in huge injury claims to 3rd parties. you might think you're the best driver ever ever, but your not really and neither are your mates.
3) Your premium is calculated against decades of underwriting data and many factors. Figures are not just plucked out the air and it is not just how big the engine is or how fast it goes.
4) Shop around as different insurers have different profiles and type of business they are after. Don't just use aggregators, try specialist brokers.
Thank you.
A summary for those who don't know how to use the search function:
1) Premiums have gone up because:
- Insurers are broke. Claims costs are more than premiums and they have lost their investment income due to crap interest rates and the markets aren't performing.
- Huge increase in ambulance chaser, whiplash and Personal Injury no-win-no-fee claims.
2) Young male drivers have always paid more for insurance. Get over it. They have big crashes showing off to their mates which result in huge injury claims to 3rd parties. you might think you're the best driver ever ever, but your not really and neither are your mates.
3) Your premium is calculated against decades of underwriting data and many factors. Figures are not just plucked out the air and it is not just how big the engine is or how fast it goes.
4) Shop around as different insurers have different profiles and type of business they are after. Don't just use aggregators, try specialist brokers.
Thank you.
Yes, typical insurance thread:
I DON'T UNDERSTAND RIP OFF INSURANCE.
What a rip off. I'm 19, have a drink drive offence, 10 accidents, drive a Lamborghini and live in Kensington. It's obvious to me that having been done for drink driving I'll never make that mistake again, so I'm a lower risk than someone with a clean licence. Traffic moves slower in C. London so that's a lower risk than the Isle of Skye. Lambo owners are obviously passionate about cars, more so than a Focus owner, so that's a better risk. And you can't learn from mistakes you haven't made, so those 10 previous claims make me a better risk.
But still the rip off insurers want to fleece me. It's just not fair.
Maybe a separate insurance section would be good. I can then choose not to read it, so I could avoid some of the biggest twaddle posted on this entire site.
I DON'T UNDERSTAND RIP OFF INSURANCE.
What a rip off. I'm 19, have a drink drive offence, 10 accidents, drive a Lamborghini and live in Kensington. It's obvious to me that having been done for drink driving I'll never make that mistake again, so I'm a lower risk than someone with a clean licence. Traffic moves slower in C. London so that's a lower risk than the Isle of Skye. Lambo owners are obviously passionate about cars, more so than a Focus owner, so that's a better risk. And you can't learn from mistakes you haven't made, so those 10 previous claims make me a better risk.
But still the rip off insurers want to fleece me. It's just not fair.
Maybe a separate insurance section would be good. I can then choose not to read it, so I could avoid some of the biggest twaddle posted on this entire site.
Same about 6 months ago
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
As soon as you begin discussing insurance it can turn into Tax, MOT, Sorn, DVLA, Askmid, having your car lifted and chats at the roadside
SPL & Insurance?
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
As soon as you begin discussing insurance it can turn into Tax, MOT, Sorn, DVLA, Askmid, having your car lifted and chats at the roadside
SPL & Insurance?
Given the somewhat fundamentalist attitude to moving anything about TV/Food/HiFi to the relevant section, I don't understand why these are not moved to SP&L as well.
SPL&I sounds good. At least that way there is a chance of moderation. PH has lost several people who tried to give advice from "inside" with the constant b
hing and moaning. If the Police got half as much nonsense as Insurance did, there would be complaints.
SPL&I sounds good. At least that way there is a chance of moderation. PH has lost several people who tried to give advice from "inside" with the constant b
hing and moaning. If the Police got half as much nonsense as Insurance did, there would be complaints. Gassing Station | Website Feedback | Top of Page | What's New | My Stuff