12C Insurance

[mb1]

I guess this might have been covered in an earlier thread... But I'll ask anyway :-)

I just purchased a 2012 12C, moving up from a V12 Vantage, who do you guys use for insuring your car ?

Thank you so much for your help ?

MicB1

[breadvan]

Aviva multi car policy, 4,000 miles pa, garaged, IAM, etc, taken out with 6 months left on policy.

Wait for it.......

....... £187.00

[Geoff Stilwell]

Got mine through admiral. £516 fully comp..with their multi car policy. No mile restriction.

[propaganda]

Just had my renewal in via A-Plan/Aviva - £1099 on 4k miles...

anyone else I should try?

Edited by propaganda on Sunday 14th September 19:37

[mb1]

propaganda said:

Just had my renewal in via A-Plan/Aviva - £1099 on 4k miles...

anyone else I should try?

Following the advice of Geoff I contacted Admiral. Was quoted £700 on their multicar policy and £800 on their single car policy. They seem to be about half the price of my previous insurer. But check the small prints, there are significant differences in the level of cover.
I could see 2 major ones:
1. Replacement car is not garanteed if the car is being repaired at a non-approved garage on their list - which for a McLaren is almost certain it will not. The other insurance garantees the replacement car and also replace like for like.
2. In case of loss, the othe insurer would refund the cost of the car AT PURCHASE. Admiral will only pay fair value at time of loss.

Point 1 is not that a problem and for £700 you can rent your own car if needs be.

Point 2 however could make a substancial difference.

[propaganda]

Thanks MB! - I will have look at the small print.

[Fayaz LP640]

breadvan said:

Aviva multi car policy, 4,000 miles pa, garaged, IAM, etc, taken out with 6 months left on policy.

Wait for it.......

....... £187.00

These threads make me cry.

[Geoff Stilwell]

I have been insured before with Admiral on the Audi A8..no issues with it going to the Audi dealer...also if there where issues i don't think the run of the mill garage is going to have the right equipment to sort out a carbon fibre tub. Like my Audi. They where pretty good to be honest. Plus....as they don't make the MP4 anymore you aren't going to get a replacement vehicle. When i got mine i specified every extra that i had and sent a copy of the invoice to prove what was on the car plus photo's. So no one could say they didn't know.

Edited by Geoff Stilwell on Thursday 18th September 10:46