Refused greencard - anyone know a way round?

[ChristianM]

I'm with Admiral and they have just refused me comprehensive cover in France due to a policy not to issue a green card to people under 25 unless they are sharing the driving with someone over 25 who is also insured on the car.

Seeing as the value of the car is fairly high I am not happy going with only third party (no fire, no theft).

Is there any where that can insure me in France temporarily? Can I have two policys covering the same car but in different areas?

Any ideas guys?

Cheers,

Christian

[Red Firecracker]

Just insured our borrowed minibus through Norwich Union Short Term Insurance clicky link

Not sure how 2 policies on 1 car would work or if they will insure you on your own car (sounds weird, but you know what insurance companies are like....)

Edited by Red Firecracker on Saturday 9th June 20:21

[Chrisgr31]

Not got anyone who is over 25 in the group who can be insured to drive it?

Admiral are not going to know who has actually driven it! Yes if there is a claim they'll know who was driving at the time, but that doesn;t mean the driver hadn't just changed.

[Matt H]

So 360 days a year your money is good enough - change insurance company, always worth paying a bit more if the cover is right

[andyps]

I don't think there is any problem with taking out the Norwich union policy along with your standard cover - my daughter used this so she could be insured on her boyfriends car when they went to France last year, she was not a named driver on his policy and this gave them both cover in Europe at a reasonabe rate.

[Swiss Tone]

Cristian, YHM.

Swiss.

[ChristianM]

Had a look at NU short term, no go as the car above group 18 and is modified (exhaust).

Will call a few places tomorrow and ask about two policys on one car.

[tvradict]

This is my second year with admiral. Last year i drove through france (not le mans) and germany, and asked for switzerland to be added as well. No problem. They didn't even charge me. I was 23 at the time. They did say they usually charge a admin fee, bout £25.

[Polarbert]

I had this problem as well for driving last year through France. I just kicked up a fuss and got them to do. My car was group 16.

[NUEZ]

Thats a bit of a strange one, I'm with Admiral and have got a green card for my GTI-6 from them and I'm 24. It did take a while to sort out on the phone though and I had to pay an extra supplement due to my age.

[ChristianM]

Interesting to hear other people managed to do it with Admiral. I tried explaining to the supervisor that, I had 5 years of accident free driving, have never had a convitction, done my IAM test, other driver training etc. They still said no, I can only assume its the car grouping thats doing it.

Anyway, after a lot of ing about, I now have a 'responsible adult' who has agrred to share the driving with me so green card issued. FYI, £42 to add him for 4 days, or £16 to add him for the rest of the policy term (March 2008).

Thanks for your help guys, good to know what others had managed to do.

Roll on wednesday...