Cheapest Insurance for a 17yr old?

[mattman]

My son is looking for his first car and obviously insurance is a big thing as he'll be paying for it.

So the desired Mk2 Golf GTI is out of the window.

Looking around at different quotes, the cheapest i have found for a car with a price of around £3,500 is:

Astra Sports Hatch 1.4 SXI - £1,350
Corsa 1.0 ecoflex - £1,175
Mini 1.4 - £1,400
Mazda 2 1.2 TS2 - £1,500
Focus 1.6 Zetec 3dr - £1,550

even tried a mk2 Golf 1.3 - came out at £2,200!

Anything i'm missing? i guess the lowest power possible is the answer - run for a year or 2 to get some NCD and go from there?

[vtecyo]

You'd be surprised. It's not just done on power, it's done on number of them stolen / written off as well. Average claims per car, all sorts.

Try something like a 2.0 C70 Volvo. Driven by retired naval officers and freemasons. Never crashed or stolen. May be surprisingly cheap to insure. I used to play this game all the time when I was 16. It's amazing the weird and wonderful things I could insure for less than a VTR Saxo.

[codenamecueball]

newer cars also have heaps of safety kit - a 17 year old with no ESP or ABS is much more likely to skid and crash than one in a nice soft golf with hazard detection

[Solocle]

My parents went with a Skoda Citigo for me. The insurance (in rural dorset) was ~£1000. That's Admiral Telematics.

[GreatGranny]

I bought a 206 1.4 for my daughter to learn in and drive when she's 17 (next week).

Insurance is pretty reasonable (approx. £850 when she passes) and it was dirt cheap to buy as well (£500).

[RSTurboPaul]

Co-operative Insurance Services (CIS) are always worth getting a quote from - unless they've changed their policy, they used to allow driving other cars under Third Party insurance, which 99% of places won't do until the insured is 25.

It's useful if he gets stuck somewhere because some moron has got drunk or broken a leg or something like that.

[exelero]

Try a big Jag/Lexus those go cheap as well as a petrol S60

[TehRin]

If you want to be different search under the radar. Cheapest insurance I'd ever had was on a 1990 Prelude. Maybe a nice Volvo or something sensible?