Jazzy car now or wait for a very jazzy car?

[Hoddo]

Evening all,

Throwing out a quandary. I'm in the market to replace my current car (Golf R Estate), I'm a cash buyer and contenders being considered include B7 RS4, C63 etc.

My question to you is would you rather go for a fantastic and highly capable car now which you could enjoy day in, day out, or would you get a sensible daily and continue to accumulate cash knowing at some point in the future (4 - 6 years) you could supplement the dull daily with an extra special toy - 458, 570s or whatever takes your fancy.

Thanks.

[saaby93]

Thought this was a Honda Jazz thread
Theyre very jazzy

[Monkeylegend]

Buy now, you don't know what is going to happen to dilute driving enjoyment in the next 6 years.

[Timbergiant]

saaby93 said:

Thought this was a Honda Jazz thread
Theyre very jazzy

Yes, new Jazz in orange please.

[saaby93]

Timbergiant said:

saaby93 said:

Thought this was a Honda Jazz thread
Theyre very jazzy

Yes, new Jazz in orange please.

What about white

Edited by saaby93 on Sunday 16th July 20:21

[CrouchingWayne]

Unless you're very disciplined the journey from £30k to spend on a car to £120k is going to be fraught with other opportunities that want your money - investments, mortgages, holidays, other.

For that reason I'd want to have something to enjoy now, with one eye on not losing too much as I built towards the 458/other.

[ZX10R NIN]

I'd buy the car now 4-6 years is a long time & a lot could change, where as if you have a car you want now you won't be disappointed.

[Donbot]

Honda should make a Jazz TypeR for the biddies to vtec about in.

[Hoddo]

CrouchingWayne said:

Unless you're very disciplined the journey from £30k to spend on a car to £120k is going to be fraught with other opportunities that want your money - investments, mortgages, holidays, other.

For that reason I'd want to have something to enjoy now, with one eye on not losing too much as I built towards the 458/other.

Good point. Investing has become a hobby which plays an increasingly pivotal role and I am sure I would find multiple purposes for the money along the way.

Getting into something fun now with an eye on an even longer horizon is a good suggestion. Thanks

[Zetec-S]

Hoddo said:

CrouchingWayne said:

Unless you're very disciplined the journey from £30k to spend on a car to £120k is going to be fraught with other opportunities that want your money - investments, mortgages, holidays, other.

For that reason I'd want to have something to enjoy now, with one eye on not losing too much as I built towards the 458/other.

Good point. Investing has become a hobby which plays an increasingly pivotal role and I am sure I would find multiple purposes for the money along the way.

Getting into something fun now with an eye on an even longer horizon is a good suggestion. Thanks

Fully agree with this. Unless you're pretty loaded, spending supercar money on something you'll only use every other Sunday (if the weather's nice) is a pretty hefty investment...

But.... although I don't speak from experience I imagine owning/driving/looking at/polishing a 458 or 570s will put more of a smile on your face than an RS4 or C63. If you are lucky enough to potentially be in a position to own one then surely it's worth revisiting the man maths

[MorganP104]

This thread contains too much jazz.

If you have a specific supercar in mind, this will help focus the mind when it comes to squirrelling some money away.

If you think you "might" want a "special" car in "4-6" years, the whole thing's too vague, and will match your vague saving plan.

If you want a Ferrari 458 in 4 years, great - go for it.

Otherwise, buy a fast car within budget to tool about in now.

[Shrimpvende]

Get something now that won't depreciate too much so you can keep saving whilst having something decent too. There are plenty of good cars in the ballpark you mention that have really slowed down on depreciation, especially if you buy well. I've done it recently through buying privately from owners that have kept up extended warranty on the car and FMDSH. Generally the car hasn't been scrimped on and offers the same benefit as a manufacturer approved for much less money. You'll have to search but they're out there, especially on more premium stuff.

As said above, we don't know what they'll be doing to ruin our fun in 4-6 years. More cameras, more 'smart' motorways, bigger speeding fines, mandatory black boxes blah blah blah, also petrol could shoot up and so could car tax, things aren't doing too well anywhere right now. I'm putting off buying a house with a mission of instead owning sports/supercars I can just about buy and run - if they get taxed off the road or any manner of other things happen within the next few years at least I've had my fun, I'd never forgive myself for spending my life saving up and promising myself to then find it was no longer an option or couldn't be enjoyed anymore.

[CaptainSensib1e]

Buy something which won't depreciate much, and then you can have your cake and eat it.

Prices for B7 RS4s seem to have bottomed out, so that could be a good option.

[Hoddo]

MorganP104 said:

If you have a specific supercar in mind, this will help focus the mind when it comes to squirrelling some money away.

If you think you "might" want a "special" car in "4-6" years, the whole thing's too vague, and will match your vague saving plan.

If you want a Ferrari 458 in 4 years, great - go for it.

Otherwise, buy a fast car within budget to tool about in now.

I do have a specific car in mind along with the necessary financial planning to get to that goal, however, I wanted to keep the thread broad to generate opinions.

Edited by Hoddo on Monday 17th July 19:01

[Heaveho]

If there was any justice, the caption above the pic of that Jazz should read " click for full restitution ".