Low Insurance turbo hatchback
Discussion
This is a big ask, because most will say ‘you’ve got no chance’ however I am 18 and soon will have 1 year driving experiance and no claims. I’ve been driving a Fiat punto for a year with a black box and have no intentions of keeping it!
A want a nippy hatchback next, preferably with a turbo which I can keep and modify for a few years until my insurance gives me a break, any suggestions? The reason I want a turbo is the fact it can add a fair amount of horsepower with a remap.
I know I’m young but I want some fun!
A want a nippy hatchback next, preferably with a turbo which I can keep and modify for a few years until my insurance gives me a break, any suggestions? The reason I want a turbo is the fact it can add a fair amount of horsepower with a remap.
I know I’m young but I want some fun!
Jackcoatsey said:
This is a big ask, because most will say ‘you’ve got no chance’ however I am 18 and soon will have 1 year driving experiance and no claims. I’ve been driving a Fiat punto for a year with a black box and have no intentions of keeping it!
A want a nippy hatchback next, preferably with a turbo which I can keep and modify for a few years until my insurance gives me a break, any suggestions? The reason I want a turbo is the fact it can add a fair amount of horsepower with a remap.
I know I’m young but I want some fun!
If you intend on modifications you will have to inform your insurance company which will increase the premium, they wont give you a break on the premium price until you are at least 25A want a nippy hatchback next, preferably with a turbo which I can keep and modify for a few years until my insurance gives me a break, any suggestions? The reason I want a turbo is the fact it can add a fair amount of horsepower with a remap.
I know I’m young but I want some fun!
ferrariF50lover said:
The usual suggestion is driver training. Simulates the effect of a s
t load of horsepower and has the benefit of reducing, rather than increasing your premium.
This.t load of horsepower and has the benefit of reducing, rather than increasing your premium.Makes you quicker where it's safe to do so, makes you slower and safer where you'd otherwise not pick up on risk, and while it might not reduce your premiums immediately, the point is that you don't crash and therefore build your NCB quicker than the muppets who have a loud pedal that is only ever fully to the floor.
And you are less likely to die or kill other people, which is a bonus.
kieranblenk said:
Anything 1.2 TSI VAG really, plenty of choice from Audi/Seat/VW/Skoda. I'm 21 with a Fabia Monte Carlo 17 plate and my insurance is £500 a year now.
Can’t wait to be at that point in life when insurance is below £1000 for a quick car, most quotes on pretty average cars like an Ibiza FR or fiesta eco boost’s are coming back £2000+catso said:
My Son had a 1.2 Corsa for a year after passing his test and then bought a Golf 1.4tsi, insurance was comparatively reasonable and the car actually goes quite well.
Whilst he's not done so, I believe they can be remapped fairly successfully.
What year was it? Only looking to spend about £7000 on a car if I need to and about £1600 insurance Whilst he's not done so, I believe they can be remapped fairly successfully.
RSTurboPaul said:
This.
Makes you quicker where it's safe to do so, makes you slower and safer where you'd otherwise not pick up on risk, and while it might not reduce your premiums immediately, the point is that you don't crash and therefore build your NCB quicker than the muppets who have a loud pedal that is only ever fully to the floor.
And you are less likely to die or kill other people, which is a bonus.
It’s a good suggestion but as I’m in the military I’m constantly up and down the country every week doing 400 mike round trips, I can’t afford to keep running a 54 plate punto! Want something that pretty good at motorway driving but is entertaining, everyone says ‘just keep a banger for a couple of years’ but it would more than likely to cost me more in the long run especially if it breaks down doing trips of that distance Makes you quicker where it's safe to do so, makes you slower and safer where you'd otherwise not pick up on risk, and while it might not reduce your premiums immediately, the point is that you don't crash and therefore build your NCB quicker than the muppets who have a loud pedal that is only ever fully to the floor.
And you are less likely to die or kill other people, which is a bonus.
To start with, don't give a toss about what your mates drive or if you can keep up with them, if you are after reliability then you need a newer car than they have, sod the fact if its a turbo or not, you need a manufacturers warranty and cheap insurance, when you get older then you can go buy a turbo and mod it, as you are in the military your wage isn't exactly great so you have to budget on what you can afford, for road tax, servicing and fuel, plus any bits you need like tyres/brakes etc.
You also have not said what sort of budget you are on? If we find you a car that fits your bill but is too expensive then what is the point, so budget (what you can afford without any issues and that leaves you comfortable for the rest of the month and not living on beans on toast from the NAAFI).
You also have not said what sort of budget you are on? If we find you a car that fits your bill but is too expensive then what is the point, so budget (what you can afford without any issues and that leaves you comfortable for the rest of the month and not living on beans on toast from the NAAFI).
If you want some fun and dont need creature comforts for a long commute, get a mk2 Fiesta, Pug 205 or similar and enjoy the go kart feeling and fun of cars of that era. Easy DIY mechanics and spares. Buy wise and get your money back in a couple of years to put towards something flasher
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