Best way to deal with insurance when chaning cars

[8-P]

Hi All

Im planning on dropping down to a cheaper car as my new commute is 2 miles! The problem is, the car Im after isnt in great supply so I need to grab one if it pops up locally-ish. I want to try and sell my existing car privately so I dont get stung by a trade in or webuyanycar scenario.

I have the money to buy the new car outright, so happy to do that and then get my existing car up for sale. My question is, how does insurance work in this situation? Whats the best way to play it.

Many thanks

[davek_964]

I've overlapped cars in that way a few times in the past and the insurance company simply applied the same NCD to both cars for a max period of a month. Obviously you still need to be insuring both for that period, but it makes it a bit more affordable.

See if your insurers will do similar.

[anonymous-user]

^^^ that, or is SORNing the old car and just swapping the insurance over an option?

If it's a reasonably new and common car you might be surprised by what WBAC et al offer, for cars they actually want they can give pretty good prices.

[8-P]

Thanks for the replies. Funny you say that their price is actually not bad. If the right car comes along I could be tempted

[P700DEE]

Get matched no claims from your existing company when you buy the new car. Cancel old policy when you sell old car. Collect whatever pittance you get back post cancellation. Most garages seem to give free seven day insurance which allows you to try and sell first and gives you time to shop around for a decent quote with matched no claims if your existing provider doesn't play ball.