Cheapest car to insure for a 17 year old?

[philcray]

Our eldest is 17 in a few months so looking at getting a cheap starter car for him to learn in. I presume a lot of PHers have been in a similar boat if any suggestions re the best cars are to consider in line of insurance, and indeed any insurance companies who might be more flexible for young drivers? Our cars are currently insured with Privilege and I have not spoken to them yet re adding him to any car.

Many thanks

Phil

[Schermerhorn]

VW FOX.

[Shiv_P]

If you want the cheapest car to insure get a mondeo

[Steve91]

Mid 2000's Polo would be my shout. Good cars too.

[ZX10R NIN]

Shiv P is correct that if you pick a car that's not a Supermini then they're sometimes cheaper to insure than a 1.2 Clio for example.

Also going for the bigger engined Fiesta/Clio can cost the same as the 1.0/1.2 versions in terms of insurance, also what budget did you have in mind?

[mattman]

Went through this heavily a couple of months ago for my son. The mondeo statement isn't correct, believe me I tried everything and the running costs are more as well - not ideal for a 17yr old

Best all rounder I found was the 1.4 mini one - around £400/yr on provisional and £1,200/yr for 1st year after passing with a black box. Can't seem to get many policies without a black box these days

Looked at aygo's etc but felt like you were driving a tin foil box whereas the mini felt more robust and had a better spec like for like.

Didn't seem to matter much what the purchase price of the car was - the rates stayed the same.

Oddly, Gogirl.com was the cheapest to quote when on provisional as well

Edited by mattman on Friday 16th March 21:08

[philcray]

Thanks, thinking that the budget will probably be c£3k, thought maybe a VW Up or other compact might fit the bill....

[AndStilliRise]

philcray said:

Thanks, thinking that the budget will probably be c£3k, thought maybe a VW Up or other compact might fit the bill....

3k should get a decent motor I suspect. I will be facing the same question next year.

[Gary C]

Steve91 said:

Mid 2000's Polo would be my shout. Good cars too.

They are but the three cylinder AZQ engine has a problem with the timing chain, 1k to fix at VW, £100 on your drive but means removing the timing case.

[AlwynMike]

When my lad was 17, the Mini One was a good shout but the cars were out of budget.
Ended up with Honda Civic Sport EP2. Type R almost look alike which satisfied his poseur factor.
Boggo 1.6 110bhp bulletproof engine which, even though he tried hard, rarely went below 40mpg.
Group 5 insurance.
He ended up with another one later.
And a Mondeo.... but that was dearer to insure - oddly, the lower powered diesel Mondeo was dearer than the higher powered one!

[ZX10R NIN]

These are all low insurance group cars get some quotes & see which work for you:

Punto Sporting

https://www.autotrader.co.uk/classified/advert/201...

Evo GP

https://www.autotrader.co.uk/classified/advert/201...

1.6 Focus Titanium

https://www.autotrader.co.uk/classified/advert/201...

1.4 Fiesta Titanium

https://www.autotrader.co.uk/classified/advert/201...

1.2 Clio Tom Tom

https://www.autotrader.co.uk/classified/advert/201...

1.6 GT Line

https://www.autotrader.co.uk/classified/advert/201...

1.2T Dynamique S

https://www.autotrader.co.uk/classified/advert/201...

1.4 Dynamique S

https://www.autotrader.co.uk/classified/advert/201...

1.8 Astra GTC Sport

https://www.autotrader.co.uk/classified/advert/201...

1.6 Astra Design

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

1.5 Mazda3 Sport

https://www.autotrader.co.uk/classified/advert/201...

[8secondandy]

yaris 1.0 by a mile, and insure it in his name with you as named driver. price as a learner is fine its when he passes (my boys were 500 ish on passing (and no black box )

Edited by 8secondandy on Monday 19th March 19:49

[CJG1]

The cheapest cars by a mile to insure are not Polos, Fiestas, Yaris’ or even Corsas like most think

. You need to look at the class below them such as VW Up’s (officially the cheapest to insure says AutoCar), Seat Miis, Skoda Citigo, Toyota Aygo or Peugeot 107/8’s. These cars are usually newer, The newer the car the less to insure usually!