Advice on a new Seat Arona. Is this a good deal?

[Davbison]

Hi all.

You’ll have to excuse me for the length of this post but I’m in the process of trying to buy a new Seat Arona but am struggling to grasp whether I’m getting a good price.

In the past I’ve always bought second hand cars with cash but I’m looking at a brand new Arona on a PCP deal which is unfamiliar territory for me.

The best offer I’ve had was 10% off the list price via carwow (£15,711 down from £17,545), though it appears the discount includes the £1k deposit contribution from Seat plus £500 for taking a test drive. So not actually much of a discount given what Seat are offering.

That said, the deal on the table is pretty affordable particularly given that they’re offering more to part ex my current car than my local dealer. My offer is:

List price of 15,711 (including seat’s deposit)
My deposit - £2,700 from part exing my current car
Monthly payments of £160 over 48 months
Balloon payment of £7267 at end of the term

Although that meets my requirements from a cost perspective I’m cautious of not wanting to pay over the odds.

Is it reasonable to expect a bigger discount when buying a new car on a PCP deal, or is it unlikely given that Seat are already offering a contribution off the list price?

Any thoughts or advice based on other people’s experience would be much appreciated

[Tomo1971]

Have you thought about a personal lease?

SEAT Arona's seem to be getting a lot of support all round at the moment and some good leasing deals - see the long running car lease thread - generally on page one of this very forum.

[Dimebars]

You say you're getting an improved PX offer

What does WBAC say your car is worth? It's likely that this 'improved' offer is using some more of the margin/discount/contribution available

The only way you'll find out is to shop around

[IanCress]

To be fair, if you've gone via carwow then chances are that's the best deal you're going to get. Looking at those figures I doubt there's much more to be given away there.

My only advice would be to look at the APR on the PCP deal you've got and see if a personal loan would be cheaper. Also, a shorter deal (36 months rather than 48) would mean you're paying less interest.

[Davbison]

Thanks for all the responses. I’ve contacted a few different dealers and have managed to get monthly payments down by about £20, and the amount I’ve been offered for my car is pretty much the same as WBAC are offering, plus an extra grand on top so I think I’m getting as good a deal as I’m going to get.