New job (field based) - what car?

[Tobeman]

Hi all
After 12 years of commuting by train I have landed a new job based in the South East covering the region in a sales role.

Historically I've gone from cheap PCH lease to cheap PCH lease with no worry on mileage.

I suspect I could do 20k a year. So my question is, what car now?

I have a preference to estates but that's not the be all and end all. I'm sat on a quote for a mildly specced V90 estate on 8k miles for approx £340p/m and the lease company want in the region of £450p/m if I up that to 20k miles.

Do PCH lose their shine on higher milesages? Or does the above price increase sound reasonable for an increase of 12k mi per year. Or am i better off looking at a prereg or low mileage, or getting a Lexus LS and be done with it!

Thanks
Tobeman

[wemorgan]

Have you searched: https://www.contracthireandleasing.com/

For your quote you'd need to know the deposit eg, 3+23, 6+23, 9+23.

For some OEM like VAG it's worth getting a low mileage quote with the excess amount. It may be cheaper than the higher mileage quote.

Personally I think PCH are better at higher mileage, since the more you drive the car the cheaper ppm it becomes.

[wemorgan]

https://www.contracthireandleasing.com/independent...

BMW 5 Series Diesel Saloon
530d M Sport 4dr Auto

Personal Contract Hire
£422.93 Per Month, INC VAT
Rental Profile 9+35
Annual Mileage 20k Miles p/a
Initial Rental £3,806.37
Additional Fees £180.00

https://www.contracthireandleasing.com/independent...

Mercedes-Benz E Class Diesel Saloon
E220d AMG Line 4dr 9G-Tronic

Personal Operating Lease
£375.82 Per Month, INC VAT
Rental Profile 9+35
Annual Mileage 20k Miles p/a
Initial Rental £3,382.38
Additional Fees £234.00
In Stock


https://www.contracthireandleasing.com/independent...

Audi A6 Diesel Avant
2.0 TDI Ultra SE Executive 5dr S Tronic

Personal Contract Hire
£392.31 Per Month, INC VAT
Rental Profile 6+35
Annual Mileage 20k Miles p/a
Initial Rental £2,353.86
Additional Fees £238.80

[MrAverage]

My job is field based ( go to the office then onto jobs). I have covered 10k miles this year and I'm struggling to know what car to get.

All I know is get an auto and preferably an economical one.

I have looked at leasing but can't seem to get the numbers to work, I think buying a 2-3 yr old car with a loan / finance is the best way to get something new(ish) without the worry about mileage. I'll be investigating this more when my house purchase completes.

[GreatGranny]

For that mileage I would go for a 2nd hand lowish mileage rep mobile such as this.

Sell after 3/4 years with 100k+ miles and repeat.

https://www.autotrader.co.uk/classified/advert/201...

[pherlopolus]

Not field based but I am commuting 160 miles round trip (3 days a week)

I have a leased Skoda Superb Estate SE Technology (DSG)

It's a great car, huge inside, and can be got for about 350 a month (inc vat 6m upfront) over 3 years. for 20k a year.

[The Voice]

Agree with the other comments about buying a 2/3 year old car - running it for 2/3 years and then rinse / repeat. I think that would work out better financially in your situation.

The 5 series lease example given above works out at nearly £19k over three years.... and then you hand it back.

[Tobeman]

Thanks for the comments. I'm thinking of going down the purchase route after all after 6 years of leasing. A weird sensation.

Currently thinking Ford Mondeo Vignale or Skoda Superb in a posh spec, L&K. Big plus for both for me is Android Auto integration. I've got it on my current car and think it is bloomin' awesome compared to any other manufacturer infotainment software.

[steve-5snwi]

Pass probation or decide you really like the job then look at your options.

[Tobeman]

steve-5snwi said:

Pass probation or decide you really like the job then look at your options.

Fair point. However my lease is up anyway so I need a car as it is, and given I've had 2 estates before this it's not a million miles away. Extending the lease informally for 3 months is an option, mind you, so might be prudent.

Argh, decisions.

[ZX10R NIN]

I'd say go for one of these:

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

[Tobeman]

ZX10R NIN said:

I'd say go for one of these:

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

Agreed, but will likely test drive an estate as that is what I fancy going for...

[RSTurboPaul]

It could be worth looking at 4WD options and also budget for a set of winter tyres on steelies - you don't want to be stranded in a FWD on summer tyres at the first sign of snow if you need to be getting to/from site/home.

[wemorgan]

ZX10R NIN said:

I'd say go for one of these:

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

Any guestimate how much they'll be worth in +3yrs with +60k?
Does £8-10k p/x sound reasonable?

[Tobeman]

RSTurboPaul said:

It could be worth looking at 4WD options and also budget for a set of winter tyres on steelies - you don't want to be stranded in a FWD on summer tyres at the first sign of snow if you need to be getting to/from site/home.

Definitely. Although I'd rather pick the right car than let the cost of replacement wheels and tyres dictate, but certainly an inclusion on my Man Math-o-Matic 3000 spreadsheet.

wemorgan said:

Any guestimate how much they'll be worth in +3yrs with +60k?
Does £8-10k p/x sound reasonable?

https://www.autotrader.co.uk/car-search?sort=mileage&radius=1500&postcode=sg76ez&onesearchad=Used&onesearchad=Nearly%20New&onesearchad=New&make=FORD&model=MONDEO&year-from=2014&minimum-mileage=70000&maximum-mileage=90000&body-type=Estate&fuel-type=Diesel&transmission=Automatic

Previous model so will have taken a hit on residuals, although current model will be 8 years old by that point if it hasn't been replaced. Based on last few generations Mondeo they seem to exist for 7-8 years. It looks like £8k would be a good estimate.

[ZX10R NIN]

Tobeman said:

Agreed, but will likely test drive an estate as that is what I fancy going for...

I have a 210 & really can't fault it, it has a decent amount of power & the after sales service has been second to none, I will say the lighter interior really makes a difference as does the roof.

Value I'd estimate to be between 9-11k there aren't a lot on the road compared to something like a 3 Series or C Class so they'll hold a decent bit of value in the same way the Titanium X Sport model does.

Titanium X Sport Estates

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

Depending on your budget the estates are hard to find.

Estates:

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...