What to get next?
Discussion
Hi everyone, so I’m currently in the search of a new car, I’ve currently got a 65 Audi A4 sline Nav tdi 190 which I’ve had for around 6 months, my reason for wanting a new car is because I’m wanting to buy a house early next year and wanting to save more money for the house. I’m looking for something more spacious around the same performance if not a little less, I have a chow chow ( dog ) which the Audi isn’t going to be suitable for much longer, petrol engine would be preferred and auto, maybe an estate. my Audi Is on HP costing 349 a month and the insurance at 257 then fuel which is around 100 a month, I can afford it easily but a house is more important to me and I feel paying all that just for an Audi is silly which I should of thought about in the first place, I’m wanting to lease next so any suggestions would be great on what car to get, I’m only 21 as to why the insurance is so much on the Audi, I don’t want to be paying more than 300 a month and I’m sure the insurance will drop when I change vehicle so I’m saving money which is what I want, I want something that looks fairly nice aswell with some toys inside, I’m rubbish at trying to explain things but all help would be much appreciated
Sorry OP but I remember when I was that age my car was likely worth £60-80 total value of the car - I must be getting old but a near on brand new car @21 which I’d wager is worth £40k+ all on the drip.
Why not buy a Saab 95 aero or even a 2.2 TDI estate and run it into the ground - that’s the route if the house genuinely is the most important thing to you.
You’d barely spend £1-1.5k on one o the best in the country.
Why not buy a Saab 95 aero or even a 2.2 TDI estate and run it into the ground - that’s the route if the house genuinely is the most important thing to you.
You’d barely spend £1-1.5k on one o the best in the country.
fellows4 said:
1. How much is the car valued at?
2. How much outstanding is there on the HP loan?
3. Is that 300 a month on the car or 300 a month on the car + insurance? You'll struggle to do the latter IMHO.
Car valued at 14.400 around something like that and HP is 12000 and preferably under 300 for the lease alone 2. How much outstanding is there on the HP loan?
3. Is that 300 a month on the car or 300 a month on the car + insurance? You'll struggle to do the latter IMHO.
Welshbeef said:
Sorry OP but I remember when I was that age my car was likely worth £60-80 total value of the car - I must be getting old but a near on brand new car @21 which I’d wager is worth £40k+ all on the drip.
Why not buy a Saab 95 aero or even a 2.2 TDI estate and run it into the ground - that’s the route if the house genuinely is the most important thing to you.
You’d barely spend £1-1.5k on one o the best in the country.
Not being stuck up or anything but I’ve had run arounds before and since having this Audi and my 66 plate corsa I couldn’t buy an old car again plus I do 38 miles a day to work and back five days a week so I want something comfy and some good toys insideWhy not buy a Saab 95 aero or even a 2.2 TDI estate and run it into the ground - that’s the route if the house genuinely is the most important thing to you.
You’d barely spend £1-1.5k on one o the best in the country.
As Welshbeef says, if you are seriously saving for a house just buy something older and buy it outright, probably not the answer you are wanting to hear but take it from someone who spent way too much money on cars when at your age... flash/new cars may be nice but your own place is a lot better plus the sooner you are paying that mortgage off the sooner you can start buying toys again (plus your insurance will be cheap by then!)
fellows4 said:
Jordy12397 said:
Car valued at 14.400 around something like that and HP is 12000 and preferably under 300 for the lease alone
What difference is 50 a month on a lease? If I was looking to change I'd be looking to get an older estate with cash like Welshbeef said. His recommendations are good too. You could also consider a V70?fellows4 said:
Gav147 said:
plus the sooner you are paying that mortgage off the sooner you can start buying toys again (plus your insurance will be cheap by then!)
That's if ICE cars haven't benn taxed to death in 25 years time, which is the term of most mortgages, no?
fellows4 said:
Jordy12397 said:
Whatever car I get it’s going to be cheaper on insurance, don’t have to worry about repairs or anything as it will be under warranty, I’m buying a house closer to work aswell hence wanting a petrol, my Audi’s in need of tyres soon 700 pound for all 4 just expense I don’t need when I saving my arse off
I think you're going to struggle to find a newish estate with warrenty that is cheaper to insurance than your A4. It sounds like having your cake and eating it too.The A4 is in Insurance Group 20 for the 2.0 190 TDI S-Line. A Skoda Octavia 2.0 TDI estate is the same. A 320d touring is in Group 27. Mondeo 2.0 TDI estate is Group 21.
Surely the answer is one of the recent Octavia SE Tech Estate deals at under £200 per month amortised? Granted it's only the 1.0 TSI but it should be peppy enough. It's not gonna set the world alight but nothing can touch them for the money. Should be cheap insurance too being a 1.0.
Jordy12397 said:
Not being stuck up or anything but I’ve had run arounds before and since having this Audi and my 66 plate corsa I couldn’t buy an old car again plus I do 38 miles a day to work and back five days a week so I want something comfy and some good toys inside
38miles a day commute is tiddly it’s 16 miles each way your idea of needing comfort for that long commute is very different to mine. . Barely 10k a year...My commutes this last week- I’ve done total miles 1,300 in a week all work that’s where you need comfort not 16 mileswhich is 15-20mins on your bottom in the car
Welshbeef said:
Jordy12397 said:
Not being stuck up or anything but I’ve had run arounds before and since having this Audi and my 66 plate corsa I couldn’t buy an old car again plus I do 38 miles a day to work and back five days a week so I want something comfy and some good toys inside
38miles a day commute is tiddly it’s 16 miles each way your idea of needing comfort for that long commute is very different to mine. . Barely 10k a year...My commutes this last week- I’ve done total miles 1,300 in a week all work that’s where you need comfort not 16 mileswhich is 15-20mins on your bottom in the car
19 miles each way which is nothing but when your sat in traffic for half of it, I don’t want to be sitting in something not comfy it takes me over an hour to get home when I finish at half 4
kieranblenk said:
Surely the answer is one of the recent Octavia SE Tech Estate deals at under £200 per month amortised? Granted it's only the 1.0 TSI but it should be peppy enough. It's not gonna set the world alight but nothing can touch them for the money. Should be cheap insurance too being a 1.0.
I’m going looking around this weekend will see what I come up with, I can’t imagine such a small engine in fairly big car :| but yes it would be cheap for me thanks 
fellows4 said:
Welshbeef said:
My commutes this last week- I’ve done total miles 1,300 in a week all work that’s where you need comfort not 16 mileswhich is 15-20mins on your bottom in the car
Ouch. That's a good £200/250 a week on fuel. Hope you get to expense that 
Of course it’s expensed / less home to normal place of office.
Jordy12397 said:
Hi everyone, so I’m currently in the search of a new car, I’ve currently got a 65 Audi A4 sline Nav tdi 190 which I’ve had for around 6 months, my reason for wanting a new car is because I’m wanting to buy a house early next year and wanting to save more money for the house. I’m looking for something more spacious around the same performance if not a little less, I have a chow chow ( dog ) which the Audi isn’t going to be suitable for much longer, petrol engine would be preferred and auto, maybe an estate. my Audi Is on HP costing 349 a month and the insurance at 257 then fuel which is around 100 a month, I can afford it easily but a house is more important to me and I feel paying all that just for an Audi is silly which I should of thought about in the first place, I’m wanting to lease next so any suggestions would be great on what car to get, I’m only 21 as to why the insurance is so much on the Audi, I don’t want to be paying more than 300 a month and I’m sure the insurance will drop when I change vehicle so I’m saving money which is what I want, I want something that looks fairly nice aswell with some toys inside, I’m rubbish at trying to explain things but all help would be much appreciated
I'd say hand the car back & buy something outright, spend around 6k & you'll land a decent car that'll be reliable as well as loaded with kit:2.5T Mondeo Titanium X
https://www.autotrader.co.uk/classified/advert/201...
2.2 Vectra Elite
https://www.autotrader.co.uk/classified/advert/201...
2.0T A4 S Line
https://www.autotrader.co.uk/classified/advert/201...
https://www.autotrader.co.uk/classified/advert/201...
2.5 Mazda6 Sport
https://www.autotrader.co.uk/classified/advert/201...
Jordy12397 said:
I’m going looking around this weekend will see what I come up with, I can’t imagine such a small engine in fairly big car :| but yes it would be cheap for me thanks
A work colleague has this engine in an Ateca, it's not fast but it's certainly not slow - it'll keep up with traffic well enough. It's got 115bhp and isn't very heavy for such a big car.Gassing Station | Car Buying | Top of Page | What's New | My Stuff