Car Buying Advice Needed!

[SantasBandit]

Hi everyone,

I'm looking for advice on a new car. I'm 20 will have been driving 2 years in march but had an incident last year where I slightly scuffed a car in a car park but they claimed against me anyway even when i offered to pay so that isn't in my favour.

I'm currently driving a 1.0 pos 2003 vauxhall corsa and looking for suggestions on what to get next. Looking for something with a bit more poke than what ive got but is also not too harsh on the insurance. Got a budget of about 5k for the car so that should get me something decent i would hope Looking for some suggestions!

[RichRichBaboon]

R56 Mini Cooper? £5k should get you a decent 2009-2011 one. Lovely fun car to drive and nippy too. I had one for years and I'd have another tomorrow. Not sure about insurance (I was late 20's when I had mine and I paid about £400).

[SantasBandit]

I have looked at these in the past but can't get insurance less thank 2k I've been looking at the 2012 swift sports at the moment just not sure they are worth the money

[Nickp82]

If you value having fun when driving then the Swift Sport is 100% worth the money. They are not fast although will obviously feel a bit quicker than your Corsa.

[Ron99]

Has your insurance renewal come up since the car park scrape?

[SantasBandit]

Ron99 said:

Has your insurance renewal come up since the car park scrape?

Not yet, renewal is due in march but contacted my insurance to see the status of the claim and they have said that they are still waiting to hear back from the other guys insurance as to if they paid out etc :/

[ZX10R NIN]

Take a look at the Alfa Mito in Veloce trim they come on 95/120/140/155bhp form so you should find one that fits insurance wise:

95

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

105

https://www.autotrader.co.uk/classified/advert/201...

120

https://www.autotrader.co.uk/classified/advert/201...

140

https://www.autotrader.co.uk/classified/advert/201...

155

https://www.autotrader.co.uk/classified/advert/201...

https://www.autotrader.co.uk/classified/advert/201...

[Ron99]

SantasBandit said:

Ron99 said:

Has your insurance renewal come up since the car park scrape?

Not yet, renewal is due in march but contacted my insurance to see the status of the claim and they have said that they are still waiting to hear back from the other guys insurance as to if they paid out etc :/

In which case you might end up with a significant increase at renewal time even if you keep the same car. A faster car could push that up even further.

I suggest wait to see what your renewal will be before changing car, or try entering your details into a comparison site with one (at fault?) claim to see what quotes come back.

[SantasBandit]

Ron99 said:

In which case you might end up with a significant increase at renewal time even if you keep the same car. A faster car could push that up even further.

I suggest wait to see what your renewal will be before changing car, or try entering your details into a comparison site with one (at fault?) claim to see what quotes come back.

Been looking on comparison sites recently with the claim declared so im expecting to pay around £1500 something like that which sucks but dont think i will get much cheaper than that