Faster 3rd car at 21
Faster 3rd car at 21
Author
Discussion

CHEESYAARAN

Original Poster:

56 posts

95 months

Friday 10th May 2019
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Hello all,

I was recently informed by that the PCP on my 2018 1.4 Corsa can be ended at the end of the year, alot earlier then I expected. This was a pleasant surprise as I extremely bored of this car now, as it is stupidly slow, especially for a 1.4. The modern luxury's are nice, such as the heated sets, heated steering wheels and Apple car play, but I couldn't car less about them, I wanna go a bit faster! Paying £200 a month on the pcp just feels like dead money to me (Parents talked me into it) and I want to own my next car.

My budget would be around 5k, I will also be 21 that time so insurance will be a bit cheaper too. Mileage wise, I do alot with working away from home, so I average 20k a year. I don't mind having to spend a bit more on fuel to drive something more exciting, so roughly 30mpg would be fine.

I am currently thinking:

3 Series 330i
Ep3 Civic Type-r (bit chavy, i know)
Nissan 350z (Probably too much to insure)
mk5 Golf GTI

Any other suggestions?

Aaran

Chrismawa

582 posts

129 months

Friday 10th May 2019
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R56 Mini Cooper S
Focus ST225 (Probably wont hit your MPG target though)

designforlife

3,742 posts

192 months

Friday 10th May 2019
quotequote all
I would go with the EP3, although you may find insurance a bit eye-watering at 21.

Shiv_P

3,036 posts

134 months

Friday 10th May 2019
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How many years ncb do you have?

Car-Matt

1,923 posts

167 months

Friday 10th May 2019
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mk5 golg gti is superb and the least chavvy of the lot, a £5k 350z is not going to be pleasant to own

CHEESYAARAN

Original Poster:

56 posts

95 months

Friday 10th May 2019
quotequote all
Chrismawa said:
R56 Mini Cooper S
Focus ST225 (Probably wont hit your MPG target though)
The ST is a good option I hadn't considered. To be honest fuel isnt a massive issue as I can get it expensed through work.

CHEESYAARAN

Original Poster:

56 posts

95 months

Friday 10th May 2019
quotequote all
designforlife said:
I would go with the EP3, although you may find insurance a bit eye-watering at 21.
At my work address it cost me over 2k to insure my Corsa originally! The will be insured back home so the insurance will be so much cheaper.

CHEESYAARAN

Original Poster:

56 posts

95 months

Friday 10th May 2019
quotequote all
Shiv_P said:
How many years ncb do you have?
I'll have 3 years when it comes to changing car, with 0 points.

CHEESYAARAN

Original Poster:

56 posts

95 months

Friday 10th May 2019
quotequote all
Car-Matt said:
mk5 golg gti is superb and the least chavvy of the lot, a £5k 350z is not going to be pleasant to own
The mk5 is a definite contender, the 350z always was a long shot.

designforlife

3,742 posts

192 months

Friday 10th May 2019
quotequote all
Car-Matt said:
a £5k 350z is not going to be pleasant to own
What are you basing that on?

They're reliable and incredibly good value for money these days.



anonymous-user

83 months

Friday 10th May 2019
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Megane R26 > EP3

f00glee

31 posts

121 months

Friday 10th May 2019
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I went from an old 1.4cl polo to a mk5 gti 3 years ago (at 25, 4 yrs NCB) and the insurance was pretty reasonable.

Love the car, still have it now with no plans to get rid. Good community following online with lots of support and information (especially on mk5golfgti.co.uk). Have found the car to be very reliable though as with any car there are things to watch out for. Has cost a bit in preventative maintenance to keep tip top. Find it to be a great all rounder for everything from long journeys to a couple of short track sessions. ~38mpg on long motorway runs, ~32 mpg overall average in my ownership.

A stage 1 remap after a year made it feel a completely different car again.

CHEESYAARAN

Original Poster:

56 posts

95 months

Friday 10th May 2019
quotequote all
Elatino1 said:
Megane R26 > EP3
The Megane has never wowed me with its looks.

CHEESYAARAN

Original Poster:

56 posts

95 months

Friday 10th May 2019
quotequote all
f00glee said:
I went from an old 1.4cl polo to a mk5 gti 3 years ago (at 25, 4 yrs NCB) and the insurance was pretty reasonable.

Love the car, still have it now with no plans to get rid. Good community following online with lots of support and information (especially on mk5golfgti.co.uk). Have found the car to be very reliable though as with any car there are things to watch out for. Has cost a bit in preventative maintenance to keep tip top. Find it to be a great all rounder for everything from long journeys to a couple of short track sessions. ~38mpg on long motorway runs, ~32 mpg overall average in my ownership.

A stage 1 remap after a year made it feel a completely different car again.
I would have thought MPG would have been alot lower(Saves work some expense)! The mk5 keeps looking more and more appealing.

Joratk

432 posts

139 months

Friday 10th May 2019
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123D Coupe wink

Car-Matt

1,923 posts

167 months

Friday 10th May 2019
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designforlife said:
Car-Matt said:
a £5k 350z is not going to be pleasant to own
What are you basing that on?

They're reliable and incredibly good value for money these days.
The ones I've seen, generally at that price people stretch to buy them and don't have the cash to keep them as they should


designforlife

3,742 posts

192 months

Friday 10th May 2019
quotequote all
they have hit rock bottom on their depreciation curve, so i don't think that necessarily the case now...although a couple of years ago I would tend to agree.

ZX10R NIN

30,528 posts

154 months

Friday 10th May 2019
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nunpuncher

3,763 posts

154 months

Friday 10th May 2019
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Was reading something the other day there regarding young folk insuring cars. The jist of it was, a 20 year old can insure a quick car as long as they stay away from the obvious cars that 20 year olds normally put in fields ie old type R's, STs and GTi's. Try thinking a bit differently. For example you can get an A3 with the golf GTi engine.

What about a 3.0 Z4? I sold my old one to a guy who was only about 20. Young free and single is the best time to own such a car as you'll be restricted to boring hatchbacks/saloons etc as soon as life gets more complicated. They are really reliable, more than quick enough, sound good and surprisingly economical. Mine averaged low to mid 30s.

SWoll

22,762 posts

287 months

Friday 10th May 2019
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ZX10R NIN said:
Quite a bit higher on the mileage (and £1k cheaper) but if the advert is genuine I'd say well worth considering as looks in great shape for a 15 year old car?

https://www.autotrader.co.uk/classified/advert/201...