Why does PH hate PCP so much?
Why does PH hate PCP so much?
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Discussion

BeirutTaxi

Original Poster:

6,635 posts

243 months

Saturday 11th May 2019
quotequote all
Out of interest really.. The mention of PCP seems to get a huge amount of PHers frothing at the mouth with rage... Is it just jealously or is there actually a genuine reason PCP is so disliked?

Luke.

11,976 posts

279 months

Saturday 11th May 2019
quotequote all
But they love a lease.

Butter Face

34,696 posts

189 months

Saturday 11th May 2019
quotequote all
Oh FFS really? rofl

GroundEffect

13,864 posts

185 months

Saturday 11th May 2019
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People getting above their station. This place is a documented version of the curse of the British - completely against social mobility. It's a virus that needs purged out.

Just look at the council thread; that wouldn't have got to 4 volumes in other countries - particularly the US.

BeirutTaxi

Original Poster:

6,635 posts

243 months

Saturday 11th May 2019
quotequote all
anonymous said:
[redacted]
Does that mean the majority of Britain should be living on the street until they've saved £100k +??

BeirutTaxi

Original Poster:

6,635 posts

243 months

Saturday 11th May 2019
quotequote all
Butter Face said:
Oh FFS really? rofl
It had to be done.

carlove

7,905 posts

196 months

Saturday 11th May 2019
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I think PH doesn't like new cars. Notice there's always BMW/Audi/Mercedes/VW/Ford/Vauxhall/Peugeot etc etc are not made how they used to be. PCP gets people into new cars, PH doesn't like it.
That's just my guess, could be jealousy, but I think it's more grumpy old men wishing it was still the 70s or 80s when cars had no safety or security features, back in the days when if you crashed you would die but also be back at work on Monday.

As I say it is sometimes jealousy (will be denied with anger and fire and venom), I saw a thread recently about somebody's new Range Rover being used while in for repairs, didn't take long until a "it's not yours though is it? It's on PCP" comment, obviously they weren't jealous in the slightest, they have on 04 Focus that was bought outright so there!

Butter Face

34,696 posts

189 months

Saturday 11th May 2019
quotequote all
BeirutTaxi said:
Butter Face said:
Oh FFS really? rofl
It had to be done.
It didn't, it's been done 1000 times and it brings out the most cretinous parts of PH who fire off cheap shots for the hell of it.

gazza285

11,109 posts

237 months

Saturday 11th May 2019
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BeirutTaxi said:
Does that mean the majority of Britain should be living on the street until they've saved £100k +??
Wrong analogy, your house isn't worthless in fifteen years. All PCP does is allow you to pay for the depreciation on a new vehicle without owning it.

deadtom

2,766 posts

194 months

Saturday 11th May 2019
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I think it's the perception that people who lease nice cars are doing so not because it makes sense financial sense for their situation, but because they must be materialistic, shallow and image obsessed people useing it as a way to promote an image of wealth and success that they cannot back up with actual wealth and success, and the hard work that usually goes with it.

In reality I'm sure that is the case sometimes, and I would be very surprised if there is no correlation between these people and certain makes, models, trim levels etc, but also there are those for whom it is the most cost effective and stress free way to drive something nice/interesting/comfortable/reliable/functional (delete as appropriate)


L555BAT

1,427 posts

239 months

Saturday 11th May 2019
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I expect it's because it allows the masses access to nice cars, which would otherwise be reserved for those better-off people who are hating. It reduces the practical benefit/enjoyment/status premium (owning a nice new car) that wealth brings. To be fair I can imagine it would be annoying... you could buy a certain car, but it's less attractive and conveys less of your status because many other lower people can also have the use of the same car through PCP.

GroundEffect said:
People getting above their station. This place is a documented version of the curse of the British - completely against social mobility. It's a virus that needs purged out.

Just look at the council thread; that wouldn't have got to 4 volumes in other countries - particularly the US.
That.

jimPH

3,981 posts

109 months

Saturday 11th May 2019
quotequote all
The assumption that people who don't get pcp are stupid, financially inept and shouldn’t pay cash for something that depreciates.

In short, the end of a ringing device.

Rewe

1,016 posts

121 months

Saturday 11th May 2019
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Because thinking about average people with nice cars makes them feel beta. mad

WJNB

2,637 posts

190 months

Saturday 11th May 2019
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gazza285 said:
All PCP does is allow you to pay for the depreciation on a new vehicle without owning it.
Bit like having a rental car then.

jas xjr

11,309 posts

268 months

Saturday 11th May 2019
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I envy people who can lease or PCP a car. I would love a new car by any means,but health concerns mean I cannot commit to anything long-term

DoubleD

22,154 posts

137 months

Saturday 11th May 2019
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WJNB said:
gazza285 said:
All PCP does is allow you to pay for the depreciation on a new vehicle without owning it.
Bit like having a rental car then.
What like sixt? They are always advertising cracking deals on renting a car for a weekend.

ninjag

1,878 posts

148 months

Saturday 11th May 2019
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I personally prefer to own my car, it suits my requirements. But, time is fast approaching where it may be more important to take a pragmatic view, for two main reasons in my eye:

1. Constant legislation changes with emissions and trying to keep up could make buying used cars too expensive whilst also factoring into account that your car will probably lose a lot more value if it's not longer appropriate for regulations.

2. EV. It will probably be a long time before I'd want to own one not only due to battery wear and replacement costs but also because I suspect EV will advance pretty quick soon so the best way to keep up will probably be to PCP.

I still enjoy driving, despite our roads, and I like a car which has some character but pretty soon I think I will have to look upon my car simply as a tool.

BeirutTaxi

Original Poster:

6,635 posts

243 months

Saturday 11th May 2019
quotequote all
On a separate note, i haven't gone for PCP yet because I'm concerned that if my circumstances majorly change (e.g. redundancy followed by a new job a much longer commute away) I could be at the deep end being stuck with an agreement that isn't suitable.

Am I missing something that minimises the aforementioned risk or do you think I'm over worrying about it?

Kind regards,

M

colin_p

4,503 posts

241 months

Saturday 11th May 2019
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I love them, it makes second hand cars cheaper......... oh wait, it doesn't, but should frown

Nickbrapp

5,277 posts

159 months

Saturday 11th May 2019
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BeirutTaxi said:
On a separate note, i haven't gone for PCP yet because I'm concerned that if my circumstances majorly change (e.g. redundancy followed by a new job a much longer commute away) I could be at the deep end being stuck with an agreement that isn't suitable.

Am I missing something that minimises the aforementioned risk or do you think I'm over worrying about it?

Kind regards,

M
Yes most people don’t worry too much about that, it does happen but does it really happen so often to put you off a car, in that mind set you shouldn’t be spending anything that isn’t absolutely essential