‘Complete care’ / all inclusive lease deals
Discussion
I think there is quite a hefty excess mileage charge on these all inclusive deals, 30ppm+.
I don't think it's a scam but I would be interested to see how easy/difficult getting a puncture sorted would be. Is it like a company car e.g. no worries or are they going to shake any responsibility when it comes to stumping up some money.
If the price works and the small print looks sensible then go for it.
I don't think it's a scam but I would be interested to see how easy/difficult getting a puncture sorted would be. Is it like a company car e.g. no worries or are they going to shake any responsibility when it comes to stumping up some money.
If the price works and the small print looks sensible then go for it.
What's the annual milage and how many months is the contract for?
Things like the £500 fair wear and tear damage allowance seem odd - if it's fair wear and tear you shouldn't be paying for it anyway, are they saying you can damage three panels and kurb two wheels (£500 at VWFS prices) and it won't cost you anything?
Otherwise, just add up the cost of the individual elements and see how it compares. Don't forget breakdown cover is free anyway and road tax is included.
Things like the £500 fair wear and tear damage allowance seem odd - if it's fair wear and tear you shouldn't be paying for it anyway, are they saying you can damage three panels and kurb two wheels (£500 at VWFS prices) and it won't cost you anything?
Otherwise, just add up the cost of the individual elements and see how it compares. Don't forget breakdown cover is free anyway and road tax is included.
That reads more like a company car scheme than a general lease, but then I guess alot of company cars are essentially fully maintained, insured lease cars anyway.
Guess it comes down to whether it's cheaper to get "all in 1" or pay for everything separate.
There's alot to be said for a hassle free approach like this.
Be careful with thinks like NCB and what it means when you end and want to revert to "normal" insurance. Alot of the time unused NCB is invalid after 2 years, but some insurers do accepted "company car NCB" with a letter from your lease company.
Guess it comes down to whether it's cheaper to get "all in 1" or pay for everything separate.
There's alot to be said for a hassle free approach like this.
Be careful with thinks like NCB and what it means when you end and want to revert to "normal" insurance. Alot of the time unused NCB is invalid after 2 years, but some insurers do accepted "company car NCB" with a letter from your lease company.
Yes, with Evezy - but it’s a bit of a different model because the minimum term is only 1 month - so you can also cancel easily if your circumstances change.
Works out well for me because I have insurance costs, mainly it seems due to London address. An all-in deal negates that.
My spreadsheet can be used to easily calculate and compare the total costs of different deals and different ‘ownership’ models:
https://docs.google.com/spreadsheets/d/1ARUrS7YaFM...
Works out well for me because I have insurance costs, mainly it seems due to London address. An all-in deal negates that.
My spreadsheet can be used to easily calculate and compare the total costs of different deals and different ‘ownership’ models:
https://docs.google.com/spreadsheets/d/1ARUrS7YaFM...
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