Does the top bracket RFL put you off buying?
Does the top bracket RFL put you off buying?
Author
Discussion

ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
Looking at various different cars, some of which straddle the 2006 tax increase.

Even if the newer car is significantly cheaper I just can't stomach the thought of paying £570 out per year.

I also imagine they're harder to sell on, even when they are cheaper.

Mr Tidy

31,221 posts

156 months

Sunday 20th October 2019
quotequote all
I think it depends on the car to be honest.

It wouldn't put me off an AMG Merc, BMW M3, 911, etc.

But I wouldn't buy a Hyundai V6 Coupe, Chrysler Crossfire or RX-8 registered after 23 March 2006!

joropug

3,043 posts

218 months

Sunday 20th October 2019
quotequote all
Same for me

Right car = Price of having fun
Average car I wouldn't ever do it.

Guy at work has a Saab 1.8t convertible auto and didn't realise the tax until after purchase. Imagine paying £500pa for a 1.8 automatic Saab

2 sMoKiN bArReLs

31,988 posts

264 months

Sunday 20th October 2019
quotequote all
Not at all. Tenner or so a week is neither here nor there.

Imagine living in France where you can burn squillions just be driving on a motorway on regular basis.

Butter Face

34,685 posts

189 months

Sunday 20th October 2019
quotequote all
If you bought the same car registered a day before the new tax bands it would still be £325 a year so in reality if it’s the right car it’s costing an extra £245 a year. Hardly a bank breaker on the kind of cars it affects where a simple problem is likely to cost a lot more than that.

So, no.

ZX10R NIN

30,523 posts

154 months

Sunday 20th October 2019
quotequote all
It hasn't stopped me but I can understand why you might baulk at paying (£555-570) but if you're looking at a big engined petrol then you'll be paying from £325+ anyway so an extra £225 a year isn't the worst especially if you buy at the right price, my friend did just this today when he bought an R36 Passat.

Jamescrs

6,341 posts

94 months

Sunday 20th October 2019
quotequote all
Wouldn't make a difference to me personally if it was a car I really wanted.

I imagine to most people who aren't overly fussed about cars though it would be A deal breaker

ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
Butter Face said:
If you bought the same car registered a day before the new tax bands it would still be £325 a year so in reality if it’s the right car it’s costing an extra £245 a year. Hardly a bank breaker on the kind of cars it affects where a simple problem is likely to cost a lot more than that.

So, no.
It's nearly £2.5k over 10 years so not insignificant if you're planning on keeping a car, and it does definitely impact on resale value.

ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
joropug said:
Same for me

Right car = Price of having fun
Average car I wouldn't ever do it.

Guy at work has a Saab 1.8t convertible auto and didn't realise the tax until after purchase. Imagine paying £500pa for a 1.8 automatic Saab
Atleast the average car is being used every year. The special car might only come out 5 times a year so the per use cost increase would be significant.

2 sMoKiN bArReLs

31,988 posts

264 months

Sunday 20th October 2019
quotequote all
ChocolateFrog said:
Butter Face said:
If you bought the same car registered a day before the new tax bands it would still be £325 a year so in reality if it’s the right car it’s costing an extra £245 a year. Hardly a bank breaker on the kind of cars it affects where a simple problem is likely to cost a lot more than that.

So, no.
It's nearly £2.5k over 10 years so not insignificant if you're planning on keeping a car, and it does definitely impact on resale value.
£2.5k over ten years? I'll spend more on peanuts (literally) hehe



ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
2 sMoKiN bArReLs said:
ChocolateFrog said:
Butter Face said:
If you bought the same car registered a day before the new tax bands it would still be £325 a year so in reality if it’s the right car it’s costing an extra £245 a year. Hardly a bank breaker on the kind of cars it affects where a simple problem is likely to cost a lot more than that.

So, no.
It's nearly £2.5k over 10 years so not insignificant if you're planning on keeping a car, and it does definitely impact on resale value.
£2.5k over ten years? I'll spend more on peanuts (literally) hehe
I'm tight and that's a fair few hours of me actually doing something to earn.

2 sMoKiN bArReLs

31,988 posts

264 months

Sunday 20th October 2019
quotequote all
ChocolateFrog said:
2 sMoKiN bArReLs said:
ChocolateFrog said:
Butter Face said:
If you bought the same car registered a day before the new tax bands it would still be £325 a year so in reality if it’s the right car it’s costing an extra £245 a year. Hardly a bank breaker on the kind of cars it affects where a simple problem is likely to cost a lot more than that.

So, no.
It's nearly £2.5k over 10 years so not insignificant if you're planning on keeping a car, and it does definitely impact on resale value.
£2.5k over ten years? I'll spend more on peanuts (literally) hehe
I'm tight and that's a fair few hours of me actually doing something to earn.
Well, there you go. (I do get it though)

ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
For reference what I'm looking at is 100 series Landcruisers with the 4.2 diesel. The best ones are the facelift ones from 03/04 to 07, the 06 and 07 ones get the extra tax.

I guess most will be exported due to their value.

There's a noticeable premium for 04 and 05 models.

ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
2 sMoKiN bArReLs said:
ChocolateFrog said:
2 sMoKiN bArReLs said:
ChocolateFrog said:
Butter Face said:
If you bought the same car registered a day before the new tax bands it would still be £325 a year so in reality if it’s the right car it’s costing an extra £245 a year. Hardly a bank breaker on the kind of cars it affects where a simple problem is likely to cost a lot more than that.

So, no.
It's nearly £2.5k over 10 years so not insignificant if you're planning on keeping a car, and it does definitely impact on resale value.
£2.5k over ten years? I'll spend more on peanuts (literally) hehe
I'm tight and that's a fair few hours of me actually doing something to earn.
Well, there you go. (I do get it though)
I do get it and if you can negotiate a discount off the purchase price then you're offsetting the additional cost anyway but there's definitely a psychological element with it being over £500.

randlemarcus

13,646 posts

260 months

Sunday 20th October 2019
quotequote all
ChocolateFrog said:
For reference what I'm looking at is 100 series Landcruisers with the 4.2 diesel. The best ones are the facelift ones from 03/04 to 07, the 06 and 07 ones get the extra tax.

I guess most will be exported due to their value.

There's a noticeable premium for 04 and 05 models.
If the premium exceeds the uplift for the period of time you're thinking of keeping it, that solves both your dilemma, and answers the awkward questions you're going to face selling it smile

2 sMoKiN bArReLs

31,988 posts

264 months

Sunday 20th October 2019
quotequote all


I did have that dilemma whilst running these two. The R32, whilst being a great car wasn't a patch on the R, and the RFL was maybe twice as much.

anonymous-user

83 months

Sunday 20th October 2019
quotequote all
ChocolateFrog said:
Butter Face said:
If you bought the same car registered a day before the new tax bands it would still be £325 a year so in reality if it’s the right car it’s costing an extra £245 a year. Hardly a bank breaker on the kind of cars it affects where a simple problem is likely to cost a lot more than that.

So, no.
It's nearly £2.5k over 10 years so not insignificant if you're planning on keeping a car, and it does definitely impact on resale value.
£2.5k over 10 years or £10k over 40 years is just trying to create bigger numbers to make it look worse. It really is just £245 a year or 67p a day.

Personally if that was the extra cost of owning what is wanted then that is price, either pay it don't your choice as they say.

ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
randlemarcus said:
ChocolateFrog said:
For reference what I'm looking at is 100 series Landcruisers with the 4.2 diesel. The best ones are the facelift ones from 03/04 to 07, the 06 and 07 ones get the extra tax.

I guess most will be exported due to their value.



There's a noticeable premium for 04 and 05 models.
If the premium exceeds the uplift for the period of time you're thinking of keeping it, that solves both your dilemma, and answers the awkward questions you're going to face selling it smile
Exactly wink

There's still the mental block about knowing how many extra notes you're handing to the government.

ZX10R NIN

30,523 posts

154 months

Sunday 20th October 2019
quotequote all
Yours is a £125 a year difference mine's £225 between my CLK63/E500 Coupe.

ChocolateFrog

Original Poster:

34,954 posts

202 months

Sunday 20th October 2019
quotequote all
2 sMoKiN bArReLs said:


I did have that dilemma whilst running these two. The R32, whilst being a great car wasn't a patch on the R, and the RFL was maybe twice as much.
Another car I've kept an eye on in the past.

It seems such a shame as when these cars get to sub 5k prices it really is a big factor, even if it is only 67p a day.

Some interesting cars are just going to disappear because of it.