Last minute extras with PCP - better of cash or on PCP?
Last minute extras with PCP - better of cash or on PCP?
Author
Discussion

wow400

Original Poster:

36 posts

301 months

Tuesday 4th February 2020
quotequote all
I’m getting a new BMW on PCP and just before the build cutoff date I requested about £1500 of extras.
Trying to work out if I’m better off just paying cash for those extras or get them added to the PCP finance - I assume they’ll increase slightly the value of the car at the end of the PCP so should that make them cheaper than just fronting up with the money?

Cheers,
Nic

DaveH23

3,355 posts

199 months

Tuesday 4th February 2020
quotequote all
Surely the dealer can tell you exactly what it adds to your monthlies over the term as well as a revised GMFV.

Only you can then decide which is the better option.

wow400

Original Poster:

36 posts

301 months

Tuesday 4th February 2020
quotequote all
Yep, fair point.
Ta