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Not sure if I should buy a new car now or wait

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AndrewLee

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1 posts

76 months

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Thursday 14th May 2020

Hi all.

I hope you are keeping safe and well.

I'm not sure what to do.

I had a 10 year old Nissan Almera for 4 years for £1600.

Then an 11 year old Diesel Accord (top spec) for 4 years for £3000.

The clutch is going, the aircon needs a regas and the check engine light is showing but apart from that the car is fine. I will need to buy a Euro 6 compliant diesel before the London ULEZ expands as I work in the expansion zone.

My insurance is always over £1000 a year (I have had an accident just over 5 years ago but the conviction was in October 2015) and the cheapest I can find is £1200.

I thought this would be a good opportunity to get a new car as others have got insurance for £500 ish.

My commute is 30 motorway miles each way but am currently working from home.

I have identified that the most reliable economical car is Honda's 1.6l Diesel.

I would like to find something in the region of £6000 but I am dreaming.

I can't find any leather Civics with decent service history/mileage for less than £12000, at which point, I'm leaning toward HG68MTY (google it, I'm not sure if I can post links as a new member yet) which can be let go for £17000. They also have HD19WUR but I prefer the colour and the fact that the prior is auto.

I have a new credit card which allows me to pay off in 2 years interest free, and I can afford it, but not sure if I should buy a new car or just renew the insurance on my accord (which is currently sorn'd-waiting to be sold for parts).

What would you guys do? Any help is appreciated.

Thanks, and please keep safe.

PS, I change my own oil/oil filters and have done my fuel filters but that's probably the extent of my mechanic knowledge.

ZX10R NIN

30,515 posts

154 months

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Thursday 14th May 2020

stevemcs

10,263 posts

122 months

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Thursday 14th May 2020

If you don't need a diesel - and 60 miles a day isn't a huge amount you will find most petrols are compliant for London, something like a 1.0 Focus, you could even pick up a tidy Nissan Leaf or BMW i3 providing you can charge it at home - or even work.

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