1 day / temporary car insurance - recommendations
1 day / temporary car insurance - recommendations
Author
Discussion

warsol

Original Poster:

28 posts

232 months

Sunday 22nd November 2020
quotequote all
Hi guys, in between buying cars so I’ll shortly need to temporarily insure a car (somewhere between 1-28 days). Having just poked around bit on a comparison site, the quotes are coming back for 28 days not too short of what I normally pay for a whole year!

I appreciate that a temp cover is riskier for the insurer but just wondered if anyone has any experience or recommendations of insurers offering competitive rates!

Again I appreciate quotes will differ per driver and depends on the car but a steer would be great.

Cheers

Milkbuttons

1,364 posts

190 months

Sunday 22nd November 2020
quotequote all
Insure your vehicle like normal but cancel the policy within the first 14 days cooling-off period, you shouldn't be charged any fees just charged for the time you had the cover, then repeat if you need to.

warsol

Original Poster:

28 posts

232 months

Sunday 22nd November 2020
quotequote all
That’s a good shout but the majority of insurers still charge an admin fee (up to £50) , even if cancelling within the 14 day cooling off period

ninepoint2

4,030 posts

188 months

Sunday 22nd November 2020
quotequote all
Why not just insure temporary car for a year and then change car on that policy when you decide on a permanent one?

RS93

200 posts

76 months

Sunday 22nd November 2020
quotequote all
Have a look at ‘cuvva’ have insured cars in past for just a few hours,

autocrazy

76 posts

88 months

Sunday 22nd November 2020
quotequote all
Try Flow Insurance by LV. It is monthly insurance with no tie in. As and when you cancel, they charge pro rata and refund the remaining

warsol

Original Poster:

28 posts

232 months

Sunday 22nd November 2020
quotequote all
autocrazy said:
Try Flow Insurance by LV. It is monthly insurance with no tie in. As and when you cancel, they charge pro rata and refund the remaining
Thank you all for the replies. I just tried LV Flow and it’s returning a sensible monthly quote of £31 for a Mini, not the £300 I was previously quoted! That’s more like it! Thanks guys

Jamescrs

6,266 posts

93 months

Monday 23rd November 2020
quotequote all
I used Cuvva.com previously for one day insurance when I picked up a used car I bought, did it all through an app on my phone and it worked well.

autocrazy

76 posts

88 months

Monday 23rd November 2020
quotequote all
warsol said:
Thank you all for the replies. I just tried LV Flow and it’s returning a sensible monthly quote of £31 for a Mini, not the £300 I was previously quoted! That’s more like it! Thanks guys
Glad its helped you out. Currently in between my new car and selling old one, so have continued on Flow - It's not too bad at £37 a month for both me and Mrs. insured!

glen432

2 posts

203 months

Tuesday 27th December 2022
quotequote all
I used pistonheads to find cheaper insurance while I'm selling my car. I found this thread, but the flow insurance no longer seems to be as cheap. They charge a deposit on top of the first monthly payment.
After further research myurbanjungle offer free cancellation no admin fees and no deposit. HTH someone